Saturday, Dec 09, 2006

‘Shared equity properties’ to the rescue so they say!

Free Help Advice: ‘Shared equity properties’ to the rescue so they say!

Inflating house prices in UK have made it difficult for many people, including first-time home buyers, to get onto the property ladder and this has caused much concern among the public in the UK. To change this scenario Gordon Brown, Chancellor of the Exchequer, has announced new plans to increase the number of shared equity properties, which would enable those who cannot afford a property, to own a stake in their own home.

Posted by matt @ 04:56 PM (510 views)
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1. paul said...

If the average age of the first time buyer is now 35, who exactly is going to share a flat with a young family?

Daft and insidious logic.

Sunday, December 10, 2006 10:52AM Report Comment

2. Mario said...


that is not what "shared equity properties" means. The buyer pays some of the money and the Government pays the rest. Nothing to do with families sharing with others.

Sunday, December 10, 2006 02:10PM Report Comment

3. sovietuk said...

Brown - complete and absolute dickhead

Sunday, December 10, 2006 02:23PM Report Comment

4. Nasha said...

I can't believe the average age of FTB is 35, I hear plenty of conversations from younger generations rushing to get thier foot on the ladder at any cost. I would have thought 32 - 45 would be old enough to remember the last crash and this would be the demographic least likely to buy.

Sunday, December 10, 2006 03:16PM Report Comment

5. Urine Trouble said...

There is no real point to shared equity housing, the mortgage and combined rent may as well be a standard repayment mortgage. In my area some private houses are selling as 50/50 shared equity, so in real terms whoever bought the house two years ago is selling only half the house for exactly what they paid for the whole house and receiving rental income on the inflated value of the building. I think it is sick how these vast, largely untaxed proffits can be made on one of the most basic requirements of life, housing!

Sunday, December 10, 2006 03:48PM Report Comment

6. Enuii said...

Is this the last stick being put on the bonfire, the last piece of fuel to keep the fire going or what!

Sunday, December 10, 2006 10:15PM Report Comment

7. paul said...


At the peak of the last market it was 33. In Scotland its 37! Halifax figures back this up, just don't look at CML numbers, because they're based on figures over 5 years old. There are plenty of people who buy much later too. Under 30s may like the idea of buying property and talk about it incessantly, but if you need between 10 and 40k for a deposit, and be earning at least 25k a year that kind of counts many of them out of the equation.

Sunday, December 10, 2006 10:52PM Report Comment

8. Micthemike said...

shared equity shared debt what a horrendous scheme- is this a sign of desperation, they will do anything to keep this lunatic hpi going, to support this thatcherite house price retail economy running.

Monday, December 11, 2006 12:08AM Report Comment

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