Sunday, Dec 03, 2006

Pensioners Going Down for the Third Time....

BBC News: They Should Be Getting More Help

I know it's not a popular thought on this Blog that pensioners aren't necessarily sitting on a treasure trove of wealth and are suffering along with the rest through this governmental fiasco-rama. Just have a look at what it takes for those on a fixed income to try to heat their home these days with heating costs having doubled and heating allowances a fraction of what they were last year. And then imagine what the effects of 1% tax on house value is likely to mean to many of these people. A whole new class of homeless and impoverished Brits.

Posted by indiablue19 @ 12:29 AM (441 views)
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1. mikexx said...

I thought ageism wasn't a PC word anymore; is it right for pensioners to be treated any differently to any other class of our society, why shouldn't parents on tax credits get the fuel costs allowance.

The UK has the lowest taxation of heating fuel in Europe - not a very green policy.

Perhaps a 1% tax on houses may encourage those who live, unnecessarily, in big mansions rethink where they live.

Without doubt, pensioners represent the most cash rich part of society. Perhaps inheritance tax thresholds should be lowered - and not raised.

Sunday, December 3, 2006 12:28PM Report Comment

2. sirgoogle said...

I expect the gubberment is hoping that by reducing allowances and advising the old folk to wrap up warm (when inside !) - there will be an increase in folk who will either:
a. sell up and move into a home. This is so that the state can recoup cost of care by taking the entire value of their house - and also trigger a sale that will generate some lovely stamp duty.
b. die. Therefore allowing the state to collect some death duties, and trigger a sale that will generate some more lovely stamp duty.

Either way - Govt wins.
Old folk should learn to be more imaginative - go get loads of credit and turn up the heating. The banks don't check credit ratings or things like ability to pay it back - like are you going to actually be alive before the end of the term? Nobody gives a t055 about paying anything back nowadays.

Sunday, December 3, 2006 12:35PM Report Comment

3. indiablue19 said...

Sir Google....

It is my understanding that, if you are over 70 it is nearly impossible to get credit for any purpose whatsoever, unless you put your home on the line. I know seniors who have complained about this being "ageism" as the post above complains for the opposite reason. They may have "profit" in their home, but no way to claim any of it unless they sell. Home for the elderly here are the biggest rat-trap travesty I have yet to witness.

And yes, MIKEXX, I think it IS right for the elderly to be treated with dignity and respect for the fact that you are still a free agent and not living in an EU that offers opportunity for millions, rather than as colonies of Germany. I know many from the UK who suffered terribly during the last World War and I frankly think it stinks that they are so forgotten except by people who periodically throw a poppy on their jacket with thought why they are doing it.

Sunday, December 3, 2006 01:57PM Report Comment

4. indiablue19 said...

Correction....that should read "a free agent who is living in an EU that offers opportunity for millions"

Sunday, December 3, 2006 01:58PM Report Comment

5. sirgoogle said...


re-the credit issue - I was being sarcastic. It is such a shame that the Govt treats them this way.

The Govt and the Banks stuff the young and the very old. It stinks.

Vote for a party brave enough to take on the regulation of the Housing Market. Perhaps someone will listen ..... vote for sale here on single issue.

Sunday, December 3, 2006 08:39PM Report Comment

6. Drewster said...

I have a decent job and I find the rising cost of utility bills hard to manage. Like many readers on this website, I keep these costs down by sharing a house with several other people. Four of us living in a poorly-insulated rented house (the landlord has no incentive to improve insulation) pay just 23 a month each for gas and electricity combined. Why don't the elderly start shacking up with each other so that they'd be heating one house instead of two or three? Alternatively they could downsize to a smaller house or apartment with lower heating requirements.

Elderly homeowners can claw back the value of their homes through so-called "reverse mortgages" (lifetime mortages, equity release, etc), as advertised heavily on daytime tv. Those in real difficulties are the elderly council tenants who have no equity to release, and therefore suffer in colder homes.

Long-term the world is running out of oil and natural gas, and prices for both are rising as a result. Wearing a few extra layers of clothing is the price we all pay.

Sunday, December 3, 2006 10:32PM Report Comment

7. mikexx said...

In reply to "indiablue19"

I give a far greater respect for those that gave their lives in WW2 and their families.

We are meant to be moving away from an ageist culture with legislation such as age discrimination in the work place. I'm sure soon there is more to come. I don't see the need to treat a disabled "old" person differently from a disabled "young" person.

I think we have to agree to differ in our opinions. Perhaps I'm younger than you!

Sunday, December 3, 2006 11:37PM Report Comment

8. indiablue19 said...

Ageist legislation or no there is a limit to how long people can work, and their prospects as an elderly person will ultimately depend on the economy, their treatment by the society, and the value of what they've managed to accomplish in a lifetime of work. I am no where near retirement age and I already sense discrimination in what I am considered "fit for" applying for employment in the UK in recent years. This society is archaic in every direction. Only the young and employable; older people should continue to work until they drop, meanwhile anyone over 35 will be lucky to be hired. What an outright joke this business of blind CVs. Just tell the year of your degree and everyone who can add knows your age anyway. And on the equal opportunity form they ask your date of birth and require you to submit it in the same envelope as your CV!

The government purports to be heading toward people working until age 70 because of their "Value" as employees. That's alright for some but foolhardy for many. Take note, for your own purposes if you live long enough: this is especially foolhardy to expect of men who according to all actuarial tables keel over well before women do. This same nondiscriminatory look at working age all happened forty years ago in the US where "human resources" law is far advanced from here. If you CAN work, no one can stop you. On the other hand, because the premise arose in the 1960s rather than October 2006, the lack of discrimination is far more credible and developed than in the UK. Still, with forty years of experience hiring older people, the retirement age in the USA is still only 65 and one can take early retirement if necessary from 59. Does that tell you anything about how successful "work until you drop" is likely to be here?

Monday, December 4, 2006 10:05PM Report Comment

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