Wednesday, Oct 18, 2006

Has she been lurking on the forum?

BBC: BBC Debt Diary

The latest debt dairy installement...

Posted by miniftse @ 10:37 AM (512 views)
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1. Bfskinner said...

have come to the conclusion that once lenders find that you are in debt difficulty, rather than talking to you about how the situation can be sorted - trying to understand that each person's circumstances are different - they simply shout as loud as they can so to get as much of their money out as possible before the borrower sinks beneath the waves of bankruptcy.

Well, this is of course the case. As I think I commented before, banks are businesses. Perhaps some naive people have been duped by all the happy-clappy we are your friends advertising from banks. I still think she is very naive about this. Of course the bank will attempt to recover as much of THEIR ASSESTS as possible before they are all gone.

I think as well, in todays climate of easy credit, people dont look too far to the future. My parents always warned me about too much debt and always advised to think about a couple of things
1. What if interest rates go up?
2. What if you lose your job?
3. What if a child unexpectedly arrives?

It seems that now days people just dont think about these things. The money she owed may have seemed small in comparison to the banks profits but that is not the issue. The money she owed could effectively be my money that the bank has lent her. I think she should reflect on how would she have reacted if a tenant lost their job and wanted to defer their rent. What if some other business owned the restaurant 1,000s and was going under. Would they have tried to make an arrangement with that other business or tried to recover a feasible amount while they still could.

It may seem to her that she was treated harshly, but I would maintain that it was harsh but fair.


Wednesday, October 18, 2006 11:18AM Report Comment

2. inbreda said...

"The key, of course, has been getting back to work straight after the birth of my child"

Actually love I think you'll find that naming and shaming banks in your BBC column in order to get preferential terms has something to do with the 'key'.

And given the level of her grammar, I'm shocked that anyone employs her. Talk about slipping standards at the BBC - it's all VI spin and spelling mistakes.

Wednesday, October 18, 2006 11:39AM Report Comment

3. Cstanhope707 said...

Have we finally found the MOST stupid and ANNOYING women in the UK after Patricia Hewitt. This has to be a gag just to raz us up.

Wednesday, October 18, 2006 12:47PM Report Comment

4. Cstanhope707 said...

Come on those creative ones amongst you at HPC this woman needs to have a YouTube entry for her....

Wednesday, October 18, 2006 01:04PM Report Comment

5. paul said...

"One thing I have learned is how unpredictable the future can be"

Yeeeeeees. Well miss begum, the future hasn't happened yet and that's why you can't predict it. Glad you learned something today though.

"But what about people who become ill? Or whose wife or husband leaves them in financial trouble?"

Please don't try to make yourself out as some martyr for a noble cause, like Aishah Azmi from Bradford wearing a veil to Morning Mass (gotta laugh). Miss Begum, you spent lots and saved little. That doesn't make you a look like a martyr it makes you look daft.

She's not naming the banks anymore. Clever girl. She's said she's already learned something today though, so perhaps the BBC's lawyers looked after that one.

Wednesday, October 18, 2006 03:32PM Report Comment

6. little professor said...

I'm so frustrated that she managed to use the BBC to get out of her commitments. despite what she says, she still hasn't learned any lessons - she's still blaming the fact that her contract was terminated because she got pregnant for all her troubles.

"Granted, my finances were stretched and I was investing in buy-to-let property. But where else are you supposed to invest these days? Personal pensions, what with mis-selling scandals? Like many Britons I was earning enough to keep things going. It was only when I lost that earning capacity that I faced such horrendous problems. Some have asked why I didn't sell my property. That was easier said than done"


Wednesday, October 18, 2006 04:38PM Report Comment

7. bidin'matime said...

She is just writing the script for all the cases yet to find themselves in this postion...

Wednesday, October 18, 2006 10:01PM Report Comment

8. indiablue19 said...

Well, didn't Mr. Beg just find himself the clever little girl. Sends the sad little pregnant thing out to negotiate on her own and sob all over the BBC reporters. Waits in the shadows while she puts on the most pathetic performance possible. Stands by helplessly while she keeps the family farm safe from the debtors by negotiating through tears. Nods and smiles while she produces promised child on schedule. Hands her her briefcase while she hands the baby to Grandma and hoofs it back to work. Wonder why she bothered to marry him?

Wednesday, October 18, 2006 11:59PM Report Comment

9. george monsoon said...

And I bet she doesn't shop at Matalan!!

I bet its top designer labels for baby, I bet her car is less than 5 years old and I know that her food budget will high due to all the tofu and "Organic oats, hand ploughed with the @rsebone of an ox"

Thursday, October 19, 2006 08:45AM Report Comment

10. Hometruth said...

I like many of the comments on this site to do with the false world of high house prices; generally both intelligent and insightful. However, when it comes to this thread I think many of you need to really get a life. What gives you the right to make such spiteful personal remarks.

When we sign up for this we agree to the following:

You agree, through your use of this service, that you will not use this bulletin board to post any material which is knowingly false and/or defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, or otherwise violative of any law.

How are remarks about her dead father, her baby and her child justified? A quick search of the forum also reveals comments urging users to email her husband's business (perhaps the reason he isn't in the diary is because he wished to remain anonymous). This is tantamount to harressment and insults such as "bitch" are beyond the pale. Now i don't know about you but my mother brought me up never to refer to a woman in such a manner.
I'd say to some who have written these comments look inside yourself and try and behave in a more sensible fashion next time. As for the moderators of this site - you have responsibilities too.

The women in question is extremely self pitying (and also an example of terrible and have to say greedy financial management) but she does, I think, make one valid point and that is in the media banks constantly say do not hide your debt talk about - she has done this with them and it seems that they have, in most instances, not shown any inclination to talk to her in anyway. The banks are simply liars and when the crash comes it will indeed be very painful.

Thursday, October 19, 2006 09:57AM Report Comment

11. Cstanhope707 said...

I must humbally appologize for the nasty things I said about her in my last comment. I am wrong we must all consider the nightmare that is losing a job and still having a mountain of debt.

It is easy for us to laugh but this is a tragic story of someone who has been exploited by a financial system that simply does not work. The banks should not loan vast amounts to vunerable people.

Thursday, October 19, 2006 12:52PM Report Comment

12. paul said...

Hometruth, you're wrong.

She's deliberately made herself famous through crass self publicization for selfish personal reasons. If people think she's a bitch then well perhaps she should keep quiet and deal with her private problems privately.

Her husband isn't in the picture in order to get the sympathy vote - that's all. I can't agree with emailing her husband's company but if she sees fit to name the banks she's overborrowed from then she deserves little better treatment herself.

Friday, October 20, 2006 03:16PM Report Comment

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