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http://www.charentelibre.fr/2011/10/14/deux-liquidations-marquantes-a-angouleme,1059785.php

Charentelibre 14/10/11

Deux liquidations marquantes à angouleme

Two outstanding (EAs) liquidated in Angouleme

The first paragraph is about an auto-entrepreneur who was trying to sell fresh food to the public

Started his business in the spring of 2010 and was liquidated in the spring of 2011!

Its the second paragraph that says it all

Quote

The cabinet Charbeix who are the owners or the managers of Century 21

Boulevard de la Republique were liquidated yesterday :lol:

A sign of the tensions in the Charente property market

This is the second Century 21 to close down this year after the agency in Cognac at the beginning of this year

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http://www.charentelibre.fr/2011/11/02/immobilier-taxes-en-hausse-prix-en-baisse,1062976.php

Just staying in the Charente Property Market

Charentelibre 2/11/11

Immobilier taxes en hausse prix en baisse

Property taxes on the increase prices going down

Those who want to buy now might get a bargain

Due to the new CGT Law that is pushing vendors to sell before the deadline

They will even drop there prices!

You are looking to buy ?

Now is the time to buy :lol:

You want to sell well its going to be difficult!

The new tax laws on holiday homes are shaking the market

Due to CGT changes( reduction after 30 years instead of 15 years)

Today its very busy in the EAs owners want to sell fast before the new law comes into effect on the 1/2/12

Near 'Royan ' we are seeing up to 30% of owners who want a quick sale before the dead-line

Prices have fallen by 9% in a month

Phillippe Aiguillon (EA) says that "I am under pressure from the vendors who want a quick sale"

Yet another Phillippe (EA) says "an important vendor has decided to sell all of his property and is looking else-where to invest with a price fall of 10%

Are all of EAs in the Charente called 'Phillippe' :lol:

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http://www.charentelibre.fr/2011/10/17/on-ne-peut-pas-tous-manger,1060283.php

charentelibre 17/10/11

On ne peut pas tous manger

We can't all eat

Quote

Prices are falling with very few property sales

The 80 EAs in the town (Angouleme) are having a hard time trying to make a living

If the number of EAs in the town was a guide Angouleme is a paridise of bricks with 80 EAs for a pop of 120,000

A dozen less than in 2007 before the crisis

"Those who say that prices are not falling and property is doing well are liars" says an EA present at the home exhibition

He gives an example of a recent property transaction that he made

The vendor bought in 2005 a flat with tax reductions for 2,500m2 euros .I sold it this week for 1,400m2 euros

According to the notarys prices have gone up by 9% but they say its only a sign not an experts statement

Prices are low in the Charente now is the time to buy say the EAs

But free sites like the boncoin sell more property than us the EAs

548 sales in 2009

715 """"""""""""2010

530 """""""""""""2011

Low sales Jean-Pascal closed his EA called Europimmobilier in A ngouleme in Feb of this year not enough cash to make a living

The Banks "Today very few are buying property"

Edited by redwine
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http://www.ladepeche.fr/article/2011/11/10/1212532-pourquoi-les-britanniques-prennent-ils-le-chemin-du-retour.html

Ladepeche 10/11/11

Tarn et Garonne

Pourquoi les Britanniques prennent-ils le chemin du retour?

Why are the British taking the road back (home)

Quote

Le Quercy is still one of there favourite destinations but.....

Its now been 20 years that 'Le Quercy' has welcomed the British

Attracted by our country the Cognac

They put down there suitcases and renovated rural property

All the same these last few months many have bought a one way ticket back to the UK

This general illness started in 2008 with the crisis

A 130 have left in the last two years 60% were English

Compared to 6 new arrivals

The main causes are pensions going down and those who are today widows and are in a hurry to find there family back in the UK

For Garth and Carol Allen

Retired from Liverpool and having lived in France for the last 15 years

"We are living due to lots of little reasons such as the high cost of living and vandalism in our village that did not exist before

not forgetting the French inheritance laws which are strict. French health-care is expensive in the UK its free here we need a private top-up insurance"

Another problem we are now at the end of our days and it would be a nightmare for one of us to be alone here

Others are down-grading to try to make up for there pension falls, some are still staying

The French Administration is very complicated

Which causes many problems for the mainly retired British" its a problem when trying to explain in English to the doctors what is wrong when everybody here speaks French"

"The language barrier along with an administrative maze creates problems"

Says Sara Baker

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http://www.ladepeche.fr/article/2011/11/21/1220773-villefranche-de-rouergue-marche-de-l-immobilier-les-tendances.html

Ladepeche 21/11/11

Aveyron

Villefranche-de-Rouergue Marchè de l'immobilier les tendances

Property market trends

Quote

The property market is calm

Due to the crisis.The holiday-home and town centre markets are suffering.

Flats are still in demand.

The property market is rather calm this autumn.

A quick investigation of a few EAs confirms this.

Theres really nothing to be surprised about.The crisis as well as the new G'vts property tax laws that were announced a few weeks ago.

First hit the holiday-home market

"Its not at all in the news today" says Jean (EA)

"As well as the crisis the English clients are absent"

"Over a long period of time they invested in Rouergue.Today they are going back over the Channel. Says Marie-Anne (EA)

Today the EAs work a lot less in the countryside buyers do not want to be more than 5km from the town.

Although not in the town-centre which suffers from low demand. they also have a strict budget of between a 100k to a 150k maxi

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France 3 regional news had a story about house prices this evening. It was refreshing to see that a report of falling prices was seen as positive news. They quoted an example of a property dropping from 200,000 euros to 190,000 euros, showing that despite an increas in mortgage rates the monthly payment would drop slightly.

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France 3 regional news had a story about house prices this evening. It was refreshing to see that a report of falling prices was seen as positive news. They quoted an example of a property dropping from 200,000 euros to 190,000 euros, showing that despite an increas in mortgage rates the monthly payment would drop slightly.

You can use France TV s website that is called Pluzz.fr to post a link

Watch M6 next Tuesday "Maison à Vendre" at 20.50 with Steph and Aurèlie Hemar :P

Its a new one just a run down of the prog

Nicole 61 years old is the owner of a house in the Val-de-Marne but she spends 6 months a year in the Island of La Reunion

When in France she is in the South of France so that she can be next to her mother

She wants to sell her house so that she can look after her mother

Her property has been on the market for the last 3 years

Without a single visit :lol:

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http://www.partenaire-europeen.fr/Actualites-Conseils/actualite-de-l-immobilier/L-immobilier-des-villes/Immobilier-Perigueux-20111122

Partenaire europeen 21/11/11

The Dordogne

Immobilier Perigueux

Perigueux Property

Un marché immobilier en quète de dynamise à Perigueux

The Perigueux property market is searching for dynamism

Quote

The price of property in the Dordogne has now joined the price fall road

However according to the EAs at C21 its a stable market

Buyers today are well aware of the difficult economic crisis that is badly hitting the property market

Just like so many average sized French towns Perigueux is lowering its prices

The buyers are in a strong position

Today it costs a 140K to a 160K to buy a house and 35K to 40K for a studio

The town centre is a "safe-haven" but its possible to find a bargain a 100m2 house with a garden and a garage for only a 140K

The same but near the town centre with a little DIY will costa 100K

The property market here is badly hit by the lack of work

Theres no work and this has a high impact on the market

Its the retired that are keeping the market going

The council has decided to build 778 council houses to rent

IMHO No work for the young so they end up in a council house and the retired are keeping the market afloat sad times

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http://www.unpi.org/docunpi/otf2011/index.htm

Tax Fonc in France has increased on average by 22% between 2005 to 2010 and it will continue its never ending increase in 2012

When you own property in France you pay two taxes the Tax Hab and the Tax Fonc

The above link from the UNPI that has to be down loaded shows tax fonc increases between 2005 to 2010 for over 800 French communes

BTW this tax will continue to rise next year 2012 due to the French Gvts decision to end a business tax or the TP as its called here

As for the tv licence which has gone up by 2 euros this year on your Tax Hab bill( even though they never said anything about this i got a surprise)

Well next year its going up by 5 euros!

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Maison à Vendre last Tuesday night

The first one

Nicole 61 years old a "Deep Purple" fan seeing as she has purple hair

Purple her favourite colour everything was purple in her house

Property on sale for 350K no visits for the last three years

A weird house you had to climb up a staircase (outside) and the front door opened up into the kitchen

I thought it was a junk shop at first judging by the weird objects everywhere 14 'salt lights' to keep away the 'evil spirits'

Anyway along came Aurélie with her new 'white teeth' you needed to wear a pair of sun-glasses just to look at her!

After spending 5K sold to a couple with a baby for 295K

The second one (the best)

Safiye and Zafer with there three children a flat at Pontoise (Val d' Oise)

Property on sale for the last two years advertised with 23 different EAs and not a single visit !

The were in debt unpaid credits and 'charges' meaning the caretaker ,heating etc

Price a 170K

Two years ago price a 150K

Steph asks them why did you put the price up?

Answer 'the debts have gone up so we put the price up by 10K a year'

Steph "We will ask for a 155K try to be realistic"

Zafer the wife bursts out crying but eventually agrees

Aurèlie (white teeth) spends 4K on the home re-looking

A few visits but not a single offer

They decide to rent out there 80m2 flat

BTW The childrens bedroom was strange a total mess just a few mattresses on the floor and a shower that they used as a cupboard!

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http://www.rue89.com/rue89-eco/2011/11/23/mayotte-djamdae-mere-de-huit-enfants-700-euros-par-mois-226369

Rue 89 23/11/11

A Mayotte djamdae mere de huit enfants ,700 euros par mois

In Mayotte "Djamdaè" mother of eight children ,700 euros a month

This is not really a property article but

Mayotte is a French Dept in the Indian Ocean ,the 101 Dept

Prices are on average 30% more expensive than here in mainland France

Average wages 700 euros a month but property is free

Quote

"Everybody here owns there house,everbody here owns land ,houses here cost nothing"

"No property taxes here such as Tax Fonc or Tax Hab"

Houseprices cannot rise or fall on this French Island seeing as property costs nothing there!

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http://poitou-charentes.france3.fr/info/une-revue-100-british-en-gatine-71452316.html

France 3 news tv 28/11/11

Une revue 100% British en Gàtine

A magazine a 100% British in Gàtine

Quote

The Deux-Sevres Monthly is a new free magazine wrote by the English for the English and for the English living in the Deux-Sevres

The magazine is free or rather its a free newspaper with a 5,000 free distribution

Its main interests seem to be daily problems when living in France

Tax problems or rather how not to pay

Adverts for property, builders ,cats and dogs

The usual World War 2 secret missions etc

Having said that its not the free monthly that interests me its the figures that are given on the link

Its the population figures that are given for the British in the Region Poitou-Charentes

Quote

About 13,000

This region with its 4 depts

Charente 16

Charente-Maritime 17

Deux-Sevres 79

Vienne 86

With a total population of 1,752,708 French and a total surface of 25,809 km2 meaning that for every Brit there are on average a 134 French!

So when you might hear ( false ) tales that its full of Brits well think again!

BTW its a new mag

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http://votreargent.lexpress.fr/immobilier/immobilier-standard-and-poor-s-table-sur-une-baisse-des-prix-de-5-a-10-pourcent_172317.html

L'Express 15/12/11

Immobilier Standard and Poor Table sur une baisse des prix de 5 a 10%

Property Standard and Poor predict a price fall of between 5 to 10%

Quote

Other property pro's have come to the same conclusion

According to Agence France Presse (AFP)

S&P predict a fall in property prices between 5 to 10% for the year 2012

They estimate that property prices have over increased in an economic crisis context

Jean-Michel Six head of economics for S&P Europe says

The evolution of property prices in France "remains a mystery" in a difficult economic climat

"We should of seen prices remaining stable but in some cases they have gone up"

S&P are not alone when it comes to future price falls

The FNAIM ( EA lobby) in Paris have also noticed a "soft landing" for 2011

They predict for 2012 an increase in property stocks and far longer sales delays

Edited by redwine
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http://www.objectifnews.com/immobilier/logements-neuf-baisse-ventes-toulouse-12122011

Objectif News Midi-Pyrènèes 13/12/11

Logements neufs: baisse de 20% des vents à Toulouse sur les 3 premiers trimestres de 2011

New property .A 20% sales fall in Toulouse for the the first 3 quarters of 2011

Quote

Unveiled by the 'Toulouse Property Observer'

The figures given for new property in the area show a general fall over the last 3 quarters

We report a fall in sales of new property in Toulouse in the order of -20% to -18.5% for the first 3 quarters of 2011

Alexandra Françoise Cuxax who is president of the Observer says

"The third quarter of 2011 shows an important fall of -35%

Having said that its difficult to make a real comparison over such a short period

Toulouse is still dynamic after Ile de France in terms of volumes"

Today the investors have vanished but prices remain stable

Its the "social landlords" that are keeping the market going but stocks have increased by 40% between the 3rd quarter of 2010 and the 3rd quarter of 2011

IMHO A typical French news article nobody is buying sales are crashing but everything is ok

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I wonder what the effect of a Le Pen government (far right) would have on house prices in France ?? She has a real possibility of winning in 5 months time. Would the English be off, bearing in mind the 'Front National' (like UKs EDL or BNP) - are very hostile to anything not French - even names! Le Pen cristisised Sarkosy for naming his latest daughter with an Italian name !

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I wonder what the effect of a Le Pen government (far right) would have on house prices in France ?? She has a real possibility of winning in 5 months time. Would the English be off, bearing in mind the 'Front National' (like UKs EDL or BNP) - are very hostile to anything not French - even names! Le Pen cristisised Sarkosy for naming his latest daughter with an Italian name !

http://www.marinelepen2012.fr/

This is her website

All you have to do is to ask her theres a telephone number given on the site also a contact e-mail

BTW There are only a 175,000 British living in a full-time way in France

The FN does not have a single MP in the French Parliament nor the cabinet

She won't win she takes after her dad

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http://immobilier-revelateur-de-la-nature-humaine.over-blog.com/

Ninon Ingrid and her sad life of an estate agent 19/12/11

Je hais les vendeurs

I hate the vendors

Quote

Indeed i hate the the vendors when i hear for the 4th time in a day

"I am not going to sell my property cheaply"

Even though its already been evalued in the high price bracket for the area

Always the same vendors always the same objections

Where do they get the idea from that they are giving away there property ?

With there 1970's decoration for 2,800 euros the m2 in province!

I want to vomit my stomach turns but i put on a smile and try to think of being on holiday in the sun

I won't vomit!

The vendor brings me back to reality

"For that price i will keep my property"

I feel like saying

Okay keep your house

Die in it and when your rotten body will be found six weeks later by the firemen

Your decomposing corpse will stink even the walls will smell and your body fluids will dirty the floors

How much will you get for it then?

I reply being a good well brought up girl

"I know that this area in Toulouse is much sought after and its true that you have lots of happy memories but the 1970,s bathroom,the old wiring etc

Well today its not the 1970's .I am sure that you watch the TV?

The crisis the banks are not lending like they did in the past and buyers have a wide-choice"

Reply

"But like i have already told you at that price i am giving it away"

Brader to sell cheap

Synonymes Sacrificed Sale Liquidate

The Refuse

In a state of shock

The Anger

Directed against the EA

To Haggle over

A small price cut but not enough

The Depression

The vendor believes that he is going to die

To Accept

The vendor cannot escape from the price drop

This goes to show just how much certain vendors are attached to money!

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http://www.marinelepen2012.fr/

This is her website

All you have to do is to ask her theres a telephone number given on the site also a contact e-mail

BTW There are only a 175,000 British living in a full-time way in France

The FN does not have a single MP in the French Parliament nor the cabinet

She won't win she takes after her dad

This is true except for the fact that shes 3rd or 2nd dependant which opinion polls you believe in the race (I've seen some so called 'impartials - showing Le Pen at >47%)... She could very well be a problem for foreigners in five years time when her support grows. I personally don't believe anything the mad-cow says, but the worry of course is that others do. She isn't speaking her mind, and this is very dangerous when you see her unlying motives.... People who support her vote for her without realising what they're actually voting for (hence 1932 and Hitler).

I was simply wondering what impact a FN win would have economically / hence impact on house prices. Would other European settlers (not just the 175,000 British) - worry, sell up and leave?

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This is true except for the fact that shes 3rd or 2nd dependant which opinion polls you believe in the race (I've seen some so called 'impartials - showing Le Pen at >47%)... She could very well be a problem for foreigners in five years time when her support grows. I personally don't believe anything the mad-cow says, but the worry of course is that others do. She isn't speaking her mind, and this is very dangerous when you see her unlying motives.... People who support her vote for her without realising what they're actually voting for (hence 1932 and Hitler).

I was simply wondering what impact a FN win would have economically / hence impact on house prices. Would other European settlers (not just the 175,000 British) - worry, sell up and leave?

Actually she is very close to England !

Her HQ in Paris is next door to an english clothes shop called 'John Preston' the old fashioned 1950s look with there tweed parka stlye jackets!

Having said that France does seem to attract alot of Nazi's

A tory MP called Adrian Burley is making national news headlines in France

With his nazi -night stag party in Val Thorens and his 3rd Reich Toast

Its impossible to answer your question because she hasn't won anything at least not yet and probably never will

She has no real serious economic programme just buid more prisons

More police ,no immigrants bring back the old French Franc close the borders' the made in France attitude'

Bring back the military service et al

It is said that if she won France would lose over a million jobs and she is also a woman France has never had a woman president and i doubt if it ever will have one

As for other foreign settlers well thats up to them to decide if and only if this ever happened

Houseprices are a closely guarded secret here nobody knows just how much property is sold for apart from the tax man and notaries but theres a new G'vt website that has just come out at the moment it does not show houseprices ie real sales figures but it is said that it might in January

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Actually she is very close to England !

Her HQ in Paris is next door to an english clothes shop called 'John Preston' the old fashioned 1950s look with there tweed parka stlye jackets!

Having said that France does seem to attract alot of Nazi's

A tory MP called Adrian Burley is making national news headlines in France

With his nazi -night stag party in Val Thorens and his 3rd Reich Toast

Its impossible to answer your question because she hasn't won anything at least not yet and probably never will

She has no real serious economic programme just buid more prisons

More police ,no immigrants bring back the old French Franc close the borders' the made in France attitude'

Bring back the military service et al

It is said that if she won France would lose over a million jobs and she is also a woman France has never had a woman president and i doubt if it ever will have one

As for other foreign settlers well thats up to them to decide if and only if this ever happened

Houseprices are a closely guarded secret here nobody knows just how much property is sold for apart from the tax man and notaries but theres a new G'vt website that has just come out at the moment it does not show houseprices ie real sales figures but it is said that it might in January

Yes I thought that economically, should she ever 'move forward politically', France would be doomed, I can't see many of the more successful countries working as comfortably with France given this senario - particularly private sector business. Interesting debate though.

It is very difficult to judge house prices in France. We bought a ruin in 2009 for next to nothing. We're told that its probably worth around 250,000 now (we live near Berck, Pas de Calais), although the true value is probably a lot less and certainly going down daily.

What are your thoughts on the bottom of the market as compared to its peak? (ie. The total price fall from peak) - I ask you since you seem very active on this forum and well a well informed individual.

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What are your thoughts on the bottom of the market as compared to its peak? (ie. The total price fall from peak) - I ask you since you seem very active on this forum and well a well informed individual.

What a question !

At first i thought well i could be lazy and post a few links

Maybe i should ask you what are your thoughts about the property market in the Dept 62

Having said that well i will try to reply without writing a book

I believe that the mad years situated between the late 1990s up until 2005 are over

Believe me i saw so much pressure to buy property and i have witnessed some insane decicisions to buy property work mates ,friends etc

They could not resist ! just like they can't resist miss wet tee-shirt

When it comes to prices well how can you compare prices if nobody knows the price that property is bought or sold for

Bought for x euros in 2001 sold at y euros in 2010

Why don't the notaries give out real sales figures

Simple they have a vested interest in property

They are corrupt

Balzac and his "comedie humaine" described them at the time as being corrupt so did Flaubert in "madame bouvary"

According to the world bank report "doing business"

France is classed at the 144 th place out of 155 countries when it comes to registering property due to the notaries monoploy

In 2006 the 'French Law Association' a group of english solicators who represent there english clients in France asked the european commision to stop the 'Cartel' of the french notaries

It did not work nothing has changed since Balzac

BTW they are often dynasties of well known families

Parents cousins often corrupt who have no sense of public service

These so called simple tax collectors well why can't the French tax man collect his taxes !

Do you see property advertised outside of a French tax office?

They know some bargains due to the fact that they know who has just died or divorced or has gone bankcrupt!

French Property is vaccinated against the real economic reality

Yesterdays unemployment figures + 30,000 a total of 2,800,000 if you count those working part-time 4.5 million

Record figures along with the restaurant of the heart or soup kitchens who are asking for another 5 million euros so that they can feed the poor

having said that on info tv the bad news was quickly cut out by the good news an increase in building permits

Sad faces for the unemployed big smiles for property

Here are the figures tv talks in % not figures

364,732 new permits for 2011

309,744 2010

BTW

415,000 2007

It often works out cheaper to build a new house rather than buy what is considered a 2end hand house in France

Have you you watched the film "Welcome " about the Pas de Calais !

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What a question !

At first i thought well i could be lazy and post a few links

Maybe i should ask you what are your thoughts about the property market in the Dept 62

Having said that well i will try to reply without writing a book

I believe that the mad years situated between the late 1990s up until 2005 are over

Believe me i saw so much pressure to buy property and i have witnessed some insane decicisions to buy property work mates ,friends etc

They could not resist ! just like they can't resist miss wet tee-shirt

When it comes to prices well how can you compare prices if nobody knows the price that property is bought or sold for

Bought for x euros in 2001 sold at y euros in 2010

Why don't the notaries give out real sales figures

Simple they have a vested interest in property

They are corrupt

Balzac and his "comedie humaine" described them at the time as being corrupt so did Flaubert in "madame bouvary"

According to the world bank report "doing business"

France is classed at the 144 th place out of 155 countries when it comes to registering property due to the notaries monoploy

In 2006 the 'French Law Association' a group of english solicators who represent there english clients in France asked the european commision to stop the 'Cartel' of the french notaries

It did not work nothing has changed since Balzac

BTW they are often dynasties of well known families

Parents cousins often corrupt who have no sense of public service

These so called simple tax collectors well why can't the French tax man collect his taxes !

Do you see property advertised outside of a French tax office?

They know some bargains due to the fact that they know who has just died or divorced or has gone bankcrupt!

French Property is vaccinated against the real economic reality

Yesterdays unemployment figures + 30,000 a total of 2,800,000 if you count those working part-time 4.5 million

Record figures along with the restaurant of the heart or soup kitchens who are asking for another 5 million euros so that they can feed the poor

having said that on info tv the bad news was quickly cut out by the good news an increase in building permits

Sad faces for the unemployed big smiles for property

Here are the figures tv talks in % not figures

364,732 new permits for 2011

309,744 2010

BTW

415,000 2007

It often works out cheaper to build a new house rather than buy what is considered a 2end hand house in France

Have you you watched the film "Welcome " about the Pas de Calais !

Hello again,

I totally agree with your observations and they are not too distant from my own beliefs. Yes I saw that film - very funny indeed, once you've understood the coloquilisms. (I speak fluent French).

Well, I suspect peak to trough from 2008 heights to presumably 2015 (bottom of market) - at around 40%. Would you say that is a fair estimate?

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Hello again,

I totally agree with your observations and they are not too distant from my own beliefs. Yes I saw that film - very funny indeed, once you've understood the coloquilisms. (I speak fluent French).

Well, I suspect peak to trough from 2008 heights to presumably 2015 (bottom of market) - at around 40%. Would you say that is a fair estimate?

Does anyone know what the average income to house price ratio looks like in France ?That would more or less answer your question on how much house prices need to come down tobecome affordable.

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  • 439 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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