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Bad Credit Record Explained

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Some woman got turned down for a remortgage after divorce and wondered why. She got in touch with Dom who looked at her credit record. Which showed her experian score in the red - alert!

She was SHOCKED

She didn't understand why, as she's been able to remortgage since and had put all her other debts into a debt management plan (which I think she had defaulted on once recently - I was a bit gobsmacked at the story by this point)

So let's get this straight. Some woman can remortgage whilst being on a debt management plan for godknowshowmuch debt. And she is shocked to hear she's a bad risk.

So is she not subprime?

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I wouldn't loan someone on a DMP the money to buy a bag of chips for fear of not getting it back, You'd be mad to lend them the money to buy a house.

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We are seeing an entirely new caste coming through Society called the 'Sub Primers' - those who have stockpiled debt to fund their false lifestyles. They always knew the carousel would stop at some point.

What now, go bankrupt and try start again after f£$&ing it up for the rest of us. "Wherever you go, your file will follow".

Suppose the car's going back then.

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We are seeing an entirely new caste coming through Society called the 'Sub Primers' - those who have stockpiled debt to fund their false lifestyles. They always knew the carousel would stop at some point.

What now, go bankrupt and try start again after f£$&ing it up for the rest of us. "Wherever you go, your file will follow".

Suppose the car's going back then.

'the unlendables'

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Does being a divorced woman make you riskier though?

Makes her a riskier propsition to get hooked up with, If you find out somebodys on a DMP during the getting to know you stage would you still be interested ?

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Makes her a riskier propsition to get hooked up with, If you find out somebodys on a DMP during the getting to know you stage would you still be interested ?

Yes.

Interested in saying "nice getting to know you, but I`m outta here".

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  • 395 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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