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Does Anyone Know Whats Happening With Bank Charges


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HOLA441

Does anyone have any info on the OFT case on Bank charges?

It has all gone so quiet?

With large profits for both HSBC, Barclays and a few others, surly giving people back a % of the over zealous charges they have been charged can only be good for the economy?

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HOLA442
Does anyone have any info on the OFT case on Bank charges?

It has all gone so quiet?

With large profits for both HSBC, Barclays and a few others, surly giving people back a % of the over zealous charges they have been charged can only be good for the economy?

what, with bonuses to pay, capital to replenish?

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HOLA448
Does Anyone Know Whats Happening With Bank Charges

yeah, they're gonna refund them all, then go bust / take it off your savings rates etc.

Actually that's just me being facetious.

They're actually gonna execute anyone who has tried to reclaim charges.

Actually that's just me being hopeful.

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HOLA449

The screaming silence is coming from the banks. When they didn't need our money because they were taking the risks off-book they were more than happy to threaten account charges.

I bet these current accounts which fill up with money every month (on which they have to pay almost no interest at all) suddenly seem like quite a good idea to them now. <_<

Edited by libspero
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HOLA4410
yeah, they're gonna refund them all, then go bust / take it off your savings rates etc.

Actually that's just me being facetious.

They're actually gonna execute anyone who has tried to reclaim charges.

Actually that's just me being hopeful.

I got hit with 2x £25 charges on Tuesday and Wednesday this week. I'd gone over my limit on Tuesday by £4 as my wages went in late due to easter (but that didn't stop the DD's going out), so I paid in some funds from my savings. On Wed I went over again, this time by £30 and finally my wages got paid in. When I looked at my online account, I saw the 2x£25 charges due. I called to explain and was told to basically eff off as I had broken the terms and conditions etc. I've been with them for 25 years and to be fair, put a good deal of money through that account, not since I was a student have they had cause to charge me like this. Ironically, if I had not remedied the situation on Tuesday, I would only have been hit with 1 charge, but since I had "gone over" the limit twice, I was charged twice.

I have a pending claim in with them, is this marked on my account I wonder?

Get on with that descision judge!

Hope I don't get executed though, that would really wreck my plans to go on the beers this weekend.

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