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Starcrossed

Hpc & Those We Love

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I have been rather disturbed by a conversation I had with my sister this evening.

I was rambling on in my usual way about inter-bank rates blah blah blah {showing off my new knowledge, you know how it is} and she stopped me by saying "don't say that, you're worrying me".

Now I don't want to go into the other details of the conversation and my sister is an astute person so I'm confident that she will be OK with her finances, but my main point is that I had to sit up and realise that this is all this 'HPC talk' is fresh news for a lot of people as the reality sinks in. My final point to her was that I didn't mean to worry her but it's best to be forearmed with knowledge about the financial system so that we can make educated decisions about the future.

Quite a strange conversation and it was a reminder that each and every person has an individual response to events as they unfold and I have to be careful how this topic is approached. Perhaps I have become too blase and pleased with myself for being proved right.

Edited by Starcrossed

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People live in an absolute dream-land. Most people I know don't think about this stuff at all - I wish I was one of them.

Me too!!

It's like being woken up from The Matrix to discover what a hideous reality we live in, and that the 'dream' wasn't so bad at all.

Unfortunately for us, once we are awake, there is no blue pill to go back to sleep :(

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Me too!!

It's like being woken up from The Matrix to discover what a hideous reality we live in, and that the 'dream' wasn't so bad at all.

Unfortunately for us, once we are awake, there is no blue pill to go back to sleep :(

You would be surprised by how many people think that our currency is backed by silver or gold. Also, I have met a lot of folk who have been detached by selling prices, and view everything as a monthly payment.

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People live in an absolute dream-land. Most people I know don't think about this stuff at all.

Until that is they are made redundant, the family homes gets repossessed and reality gives them kick in the cream crackers. <_<<_<

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I have been rather disturbed by a conversation I had with my sister this evening.

I was rambling on in my usual way about inter-bank rates blah blah blah {showing off my new knowledge, you know how it is} and she stopped me by saying "don't say that, you're worrying me".

Now I don't want to go into the other details of the conversation and my sister is an astute person so I'm confident that she will be OK with her finances, but my main point is that I had to sit up and realise that this is all this 'HPC talk' is fresh news for a lot of people as the reality sinks in. My final point to her was that I didn't mean to worry her but it's best to be forearmed with knowledge about the financial system so that we can make educated decisions about the future.

Quite a strange conversation and it was a reminder that each and every person has an individual response to events as they unfold and I have to be careful how this topic is approached. Perhaps I have become too blase and pleased with myself for being proved right.

Firstly, maybe she is more astute than you and secondly it is not reality that is sinking in it your viewpoint that is sinking in. You do not feel that you are being a little condescending in your final point that she should make educated decisions about the future?

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About 4 months ago, when reality of "now" was giving me a fairly hard time, I spoke above average on the phone to my parents.

I told them that "everything was pear-shaped" - and my Mum made light - which annoyed me... So, I explained in real terms what I thought this meant for them 20 years on... I _know_ I shocked my Mum... maybe saying that "before tax I earned your entire pension savings last month, but I still can't afford to take time off" might have helped.

A week later, after considerable time to think, my Dad told me that he thought I was over reacting. He said "you're so clever but we've never had it so good." - a phrase about which I now have nightmares.

I don't care what they loose... if they're destitute I'll look after them - but they'll live by my rules.

These are very strange times.

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About 4 months ago, when reality of "now" was giving me a fairly hard time, I spoke above average on the phone to my parents.

I told them that "everything was pear-shaped" - and my Mum made light - which annoyed me... So, I explained in real terms what I thought this meant for them 20 years on... I _know_ I shocked my Mum... maybe saying that "before tax I earned your entire pension savings last month, but I still can't afford to take time off" might have helped.

A week later, after considerable time to think, my Dad told me that he thought I was over reacting. He said "you're so clever but we've never had it so good." - a phrase about which I now have nightmares.

I don't care what they loose... if they're destitute I'll look after them - but they'll live by my rules.

These are very strange times.

WTF?

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Firstly, maybe she is more astute than you and secondly it is not reality that is sinking in it your viewpoint that is sinking in. You do not feel that you are being a little condescending in your final point that she should make educated decisions about the future?

Yes, perhaps you're right. It does seem rather condescending. Can't argue with that.

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...when I returned to this country in 2003, by 2004 I advised family this country was in 'la la land' and there was about to be a bit of a correction ...the last time I said that was 1987 and we got rid of our mortgage ....in 2005 the market was rigged through an interest rate cut made for purely political reasons by the big balloon blower 'Gordo of the Clowns' .....now in 2007 the storm is about to hit ...I have persuaded next generation family to keep away from house buying and mortgages until 'the battle's o'er' ..... "batton down the hatches, splice the mainbrace, it`s going to get rough".......... :ph34r::ph34r::ph34r:

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As a persistent lurker and (very) occasional poster on this site , I agree it is easy to forget that most people do not have the faintest clue what is going on economically in this country.

I have for the past three years now been bleating on that house prices are going to crash. Whilst initially I was listened to with a degree of interest, I now have the feeling that my pronouncements of crisis in the housing market are met with a pitying look reminscent of one given to an elderly and slightly demented relative. My earnest pleas to a friend who has just moved out of rented and bought a house (completed a couple of weeks ago) fell on stony ground - "yeah yeah you've been saying that for I don't know how long, I'm off to the solicitors now to sign the contract". The recent shinanigans over Northern Rock did restore my credibility somewhat (some folk at work even asked my opinion on what had caused Northern Crock's problems!!) - but now it is business as usual (hah) I am an outcast once more.

The crazy thing is from a position of self interest I don't want house prices to fall - I rent and my only chance at a lump sum is when I inherit family property (just yer bog standard semi and that has to be split three ways). But I can't see it will go any other way - a bubble that levels out - well that will be a first. And on a macro level, rather than worrying about clearing my overdraft - house price inflation is a disaster for most people who simply want to buy a house to live in - not as an "investment opportunity".

But what really really bugs me is having to listen to people who because they btl one or two properties, talk about "their portfolio" and insist on spending the evening lecturing me on how smart they are. When I protest that anyone can make money in a rising market and as they are mortgaged to the hilt maybe they should offload they give me that pitying look again.........

One day my friends, one day I shall be proved right and ye shall come to me and apologise and I will smile and say that I told ye so.

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One day my friends, one day I shall be proved right and ye shall come to me and apologise and I will smile and say that I told ye so.

This is basically what I told my family. I've told my parents and grandparents that their house prices will fall by as much as 50% at some point over the next 2 years but it fell on deaf ears.

Here is something my mum said which sums up the the financial intelligence of the sheeple and their view of the world (rose tinted spectacles) :

"The government won't let it happen"

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I have been rather disturbed by a conversation I had with my sister this evening.

I was rambling on in my usual way about inter-bank rates blah blah blah {showing off my new knowledge, you know how it is} and she stopped me by saying "don't say that, you're worrying me".

Now I don't want to go into the other details of the conversation and my sister is an astute person so I'm confident that she will be OK with her finances, but my main point is that I had to sit up and realise that this is all this 'HPC talk' is fresh news for a lot of people as the reality sinks in. My final point to her was that I didn't mean to worry her but it's best to be forearmed with knowledge about the financial system so that we can make educated decisions about the future.

Quite a strange conversation and it was a reminder that each and every person has an individual response to events as they unfold and I have to be careful how this topic is approached. Perhaps I have become too blase and pleased with myself for being proved right.

How old is your sister? Is she fit and single ? I am cash rich and relationship poor, p1ssed and bored. ;)

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How old is your sister? Is she fit and single ? I am cash rich and relationship poor, p1ssed and bored. ;)

shes 59. just how you like em'.......(like your fixation for blue lady who was 52 when you asked her out to the local fox hunting promoting shoot and inter gender dance. at the bolt runners arms. flixborough)

then after you really cemeted the relation ship by jumping your general lee over her bill of rights......

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This is basically what I told my family. I've told my parents and grandparents that their house prices will fall by as much as 50% at some point over the next 2 years but it fell on deaf ears.

Here is something my mum said which sums up the the financial intelligence of the sheeple and their view of the world (rose tinted spectacles) :

"The government won't let it happen"

GB is certainly trying his best but is running out of illusions.

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shes 59. just how you like em'.......(like your fixation for blue lady who was 52 when you asked her out to the local fox hunting promoting shoot and inter gender dance. at the bolt runners arms. flixborough)

then after you really cemeted the relation ship by jumping your general lee over her bill of rights......

59 that doesnt even qualify for MILF.

Fox Hunting is something I dont subscibe to, however something I am not opposed to having a connection to farmers daughters.

If she really is 59 then I elect to stand down, either volunatarily or by physical necessity.

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no. she was 29 really. with legs that would make your eyes pop out on stalks. like a modern plastic moulded breakfast stool. or an orange falling into a sock.

so roll up your tongue. cap the viagra and put a nice easy going kettle of water on an open fire in your bedroom.

its time for the real property snake to go to bed. i suggest a spot of low volume radio 4 to get you in the mood for masturbating about the nolans.

tomorrow will be just another grey uk day.

Edited by right_freds_dead

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I gave up jacking off to the Nolan sisters a very long time ago. Cameron Diaz is my new stalk, something about mary will always give me a chuckle.

Viagara is a rich mans sport, tried it once for recreational purposes but hey, a 4 hour stiffy for someone who is fit and able is a extravagance. Women are happy with 5 minutes of sex, provided that 1 minute is foreplay going through the motions.

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