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HappyNudist

For What It's Worth..

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Wife and I have moved into a very nice house - paying £700pcm rent which is cheap (given the 3 beds, superb kitchen...and I do mean superb!...garage garden. lounge with wood burner, dining room and conservatory) point of it all is although we can afford to buy a place like this our rent is cheaper than the mortgage would be. So renting is "dead money" - well maybe...but £20K earning 6.75% plus £6K in 2 ISA'a plus 2k in premium bonds (I do like a gamble) plus 50K earning 5.5% (my worst decision) means it's not that dead.

I overheard today "I can't afford to pay the mortgage this month, we've no food in the house..." - and then she got into an 03 reg car!

Brother in law being made redundant - he's a financial advisor (actually he flogs mortgages) out of the team of 8, 3 are being made redundant)

Sister in law now buying groceries on credit card as no money left from wages after mortgage

EA's on the phone every day asking if I'm still looking for a property

Price drops...oh my god...those price drops...same house, different agent, price about 20% lower, still not selling

The biggest bull I know telling me last night that "property is a mugs game"

The idiot on Jeremy Vine on friday - the BTL special who said "well I do think landlords are getting a raw deal..."

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