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Don't Bother To Be A Landlord

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Ohhh dear my heart bleeds for her :lol:

Don't bother to be a landlord

by fernygurny @ 2007-07-02 - 00:37:30

http://landlord-misery.blog.co.uk/

So here it is, my blog charting the sheer misery of being a landlord here in the UK. If you were considering being a landlord, read my blog and consider it very carefully. The tenancy laws are weighted very heavily on the side of the tenant. I would never do it again. And here is why.

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Guest Bart of Darkness
So here it is, my blog charting the sheer misery of being a landlord here in the UK.

:lol: Stop it please, I'm suffering from "bear overload" today as it is.

:lol::lol::lol:

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This highlights the importance of making sure you tie your tenants up with a hefty deposit, and an exit clause in the lease should they cause problems. It is also important not to make the property to be let, too comfortable. It is best to fit it out cheap and cheerfull, very few tenants look after things, hence the reason they need to turn to the private sector for their housing needs.

In summary, letting is very profitable provided you go in eyes wide open. Any sense of a tenant causing problems, or missing a single payment, or a single late payment, get the eviction order prepared and get them out.

It is business, there is no such thing as a good tenant, they are all much the same when they face hard times as is the case with this mixed up young lady who in fairness sounds like she needs to be sectioned whereby she can get the help she needs.

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Sometimes I really think that people on the forum are simpletons. Not every landlord is a Rachmann and not every tenant is pure as the driven snow. Each case should be judged on its merits and that alone rather than stereotyping people. From reading the story, the tenant sounded like complete scum of the sort that is dragging neighbourhoods down all around the country. She was hardly setting a good example for her daughter (the next generation) either. Think yourself lucky that scum like her don't live next to you, above you etc. As for the landlord and her family, they are normal working people doing their best to get on in life. Spending 6 months renovating the flat (only for a lowlife to ruin it) hardly comes across as someone who is BTL landlord shyster screwing all and sundry. I know where my sympathies lie. The only mistake the landlord made was doing things legally and by the book. I'd have long sorted it out the old fashioned way and not let the tenant cause thousands of pounds damage.

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This highlights the importance of making sure you tie your tenants up with a hefty deposit, and an exit clause in the lease should they cause problems.

Really? How would that work? Dear Tenant the rent is £600pcm but I have to tie you with a £2500K deposit!

It is also important not to make the property to be let, too comfortable. It is best to fit it out cheap and cheerfull, very few tenants look after things, hence the reason they need to turn to the private sector for their housing needs.

Well if the landlords don't make it too comfortable and fit it out cheap and cheerfull, they shouldn't throw their toys out of the pram should they? and if you think the reason, tenants turn to private sector, is because they can't look after things I am afraid your head is buried in sand & probably somewhere else as well!

In summary, letting is very profitable provided you go in eyes wide open. Any sense of a tenant causing problems, or missing a single payment, or a single late payment, get the eviction order prepared and get them out.

Very profitable indeed, as the landlord in question sounds very happy & encouraging others to do the same. Landlords need a 'rose-tinted glasses' not open eyes to see today's market as very profitable. I think you need to read a few more blogs to learn the fact that you can't just evict the tenant as it takes time & money but of course as letting is very profitable that shouldn't be a problem should it? Delusional.

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It is most important to ensure that landlords have legal insurance, its cheap and you can offset it against your expenses.

Removing a problem tenant is very straight forward these days, and under an Assured Tenancy the court have on discretion at all. If the tenant has broken the agreement, they get kicked out quickly, to make way for more deserving cases who behave like human beings and pay their bills on time.

The days of the bleeding hearts are long gone. Most councils air on the side of Landlords these days as they rely on the public sector to provide the housing needs of the community.

All in all, like most business ventures there are risks, however interviewing your tenants, and making sure they are from the right background will ensure you make a good living, and retire with a good pension that even the Chancellor cannot get his hands on.

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As for the landlord and her family, they are normal working people doing their best to get on in life. Spending 6 months renovating the flat (only for a lowlife to ruin it) hardly comes across as someone who is BTL landlord shyster screwing all and sundry. I know where my sympathies lie. The only mistake the landlord made was doing things legally and by the book. I'd have long sorted it out the old fashioned way and not let the tenant cause thousands of pounds damage.

Ohh dear maybe we should feel for the normal working people, who have spent 6 months and their money, only to provide shelter for those in need, what a shame! You are having a laugh if you think landlords spend 6 months renovating their property just to help tenants. They are in for profit, they are running a business and they sometimes have bad customers as tenants have scum landlords. It takes two to tango.

Nice idea to sort the tenant out the old fashioned way, I wish I had a landlord with your mentality then he would have to deal with a good 'old fashioned' tenant.

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Ohhh dear my heart bleeds for her :lol:

Some BTL's where close to where I live on a new build developmnet would pray for any tenant as their units are empty with For Let signs for the last couple of months. Looks like the business plan has gone belly up and I am waiting for the FOR SALE sign to see how much the units have been reduced.

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Assured Shorthold Tenancies - Possession

The courts will usually allow the landlord to take possession of the property if the fixed period of the tenancy has come to an end and the landlord has given at least two months notice to the tenant in writing before starting court proceedings.

If however the tenants are in breach of any part of the agreement then the landlord may be able to apply for possession, even if the tenancy period has not come to an end. He or she can rely on any of grounds 2,8,10,11,12, 13,14,14A, 15 or 17 as applies to assured tenancies.

Before any action can be taken to obtain a Possession Order from the Court, the Landlord must serve a Notice of Intention to seek possession proceedings.

How, much notice needs to be given will depend on which ground the Landlord uses as a reason for getting a Possession Order. (see below for grounds).

For ground 2, the Landlord must give two months notice.

For grounds 8, 10, 11, 12, 13, 14, 14A, 15 and 17 the Landlord must give two weeks notice.

Notice must be given on a special form, which must tell the tenants certain things about their rights (Section 8 Notice). Proceedings must start within 12 months of service of the Notice otherwise a new Notice must be served.

--------------------------------------------------------------------------------

Ground 2

The property is subject to a mortgage and the mortgagees are repossessing the property to enforce the charge. Written notice should be given before or at the time the tenancy begins that possession may be required under this ground. (The court can sometimes allow possession under this ground even if no notice is given).

--------------------------------------------------------------------------------

Ground 8

Rent is unpaid at the time of service of Notice seeking possession and at the time of the hearing for a Possession Order;

a. In the case of rent paid weekly or fortnightly at least eight weeks rent must be owing.

b. In the case of rent paid monthly at least two months rent must be owing.

c. In the case of rent paid quarterly at least one quarters rent is more than three months overdue.

d. In the case of rent paid yearly at least three months rent is more than three months overdue.

Two months rent arrears will normally give the Landlord an automatic right to a Possession Order.

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Ground 10

Rent which is lawfully due from the tenant has not been paid by the time the possession proceedings are started and was owed at the time the Notice seeking possession was served. If a tenant has been offering the Landlord rent and the Landlord refused to take it the tenant will have a defence to the possession proceedings but must pay the amount owed in to court.

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Ground 11

The tenant has repeatedly failed to pay rent on time. There need not be rent arrears at the time possession proceedings started.

--------------------------------------------------------------------------------

Ground 12

The tenant has breached their part of the Tenancy Agreement. The breach must relate to one of the tenant's obligations under the tenancy agreement.

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Ground 13

The tenant, or anyone living with him/her have allowed the property or parts of it (including common parts) to deteriorate. If the deterioration has been caused by someone living with the tenant, and the tenant has failed to get rid of that person then a Possession Order may be made.

--------------------------------------------------------------------------------

Ground 14

The tenant or a person living with him/her or visiting him/her has caused or is likely to cause a nuisance or annoyance to neighbours or their neighbours guests or visitors to the area. Or the tenant has been convicted of using the property for immoral or illegal purposes or has been convicted for an arrestable offence committed in the area.

--------------------------------------------------------------------------------

Ground 14A

A married couple, or common law couples live in the property and one of them is the tenant of the property and one of them has left the property because of violence or threats of violence from the other partner or a member of that partner's family who is also living in the property. The Landlord must be a Housing Association/Trust etc. (but not a Private Landlord) to be able to use this ground. The court also has to be satisfied that the partner who has left the property is unlikely to return. Also the partner who has left must be served with a Notice seeking possession so they know about the possession proceedings.

--------------------------------------------------------------------------------

Ground 15

Furniture at the property has deteriorated because the tenant or someone living with the tenant has not looked after the furniture. If the damage has been caused by someone living with the tenant and the tenant has not taken steps to get rid of that person then a Possession Order may be made against the tenant.

--------------------------------------------------------------------------------

Ground 17

The tenant or one of the tenants, or a person acting on the instruction of the tenant has given false information to the Landlord which has made the Landlord grant the tenancy.

--------------------------------------------------------------------------------

If the period of an assured shorthold tenancy comes to an end and the tenant carries on living in the property the tenancy becomes a "periodic tenancy".

It does not give the tenant any more protection because the landlord can still bring the tenancy to an end by serving at least two months written notice and applying to the court for a possession order.

(For a periodic tenancy the last day of the notice period should be the same as the last date on which rent is normally due, so this might make the notice period longer than two months, if for example the tenant usually pays his or her rent every 3 months).

If a court is satisfied that a landlord is entitled to possession on one of the grounds, (2, 8, 10, 11, 12, 13, 14, 14A, 15 or 17) or because the tenancy has come to an end and a 2 month written notice has been served, then the court must grant a possession order to take effect within 14 days. This can be extended to 6 weeks in the case of exceptional hardship.

The court also has a discretion once it has made a possession order to "stay" or "suspend" the possession order, or postpone the date for possession until such time as it thinks fit, or adjourn (postpone) the court proceedings. If an order is suspended or stayed, or proceedings are adjourned the court will usually make an order that the arrears are paid in the meantime. The court will usually look at the tenant's income and expenses and the level of the arrears, as well as other factors.

If a possession order is made then a tenant may have the following options open to them;

1) Apply to set aside the possession order. Good reasons may include that the tenant was not present at court when the order was made and has a defence. Or new evidence has come to light since the possession order was made. The application is usually made in the County Court using an "Application Notice" form together with a witness statement explaining why the order should be set aside.

2) Appeal.

An appeal should be made on a "Notice of Appeal" form within 14 days of the date the possession order was made, if the order was made by a "district judge". Permission to appeal to a circuit judge is first required. If permission is refused by the district judge then a further application for appeal can be made to the circuit judge. If the possession order was made by a "circuit judge" then it is necessary to apply for permission to make an appeal to the High Court.

3) Suspend or stay any warrant taken out to enforce a possession order. This is usually done to buy more time in order to pay the arrears or to buy more time to apply to set aside the order.

(see "Warrants of Execution").

If you want to stop an eviction by a bailiff then you must act quickly. You should go to the court and pick up an "Application Form Notice" and apply for what is called a "Stay of Execution", (as long as your landlord is not relying on grounds 9, 10, 10A or 11).

Even if you have been evicted by a bailiff you can still apply to "Set Aside" the possession order but you must have good reasons. A good reason may be for example, that the warrant was obtained by fraud or their was oppression in its execution.

You should apply using a County Court form N245 or N244 with a supporting witness statement.

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to make way for more deserving cases who behave like human beings and pay their bills on time.

When the scum landlords behave like human & treat their tenants with respect, I am sure, they'll deserve their rent or they can go to court spend time & money to get it.

Most councils air on the side of Landlords these days as they rely on the public sector to provide the housing needs of the community.

Why do you think most landlords don't want DSS tenants? You really don't know anything about Landlord & Council partnership do you? Internet is a great tool to search and learn, I suggest you do your homework first to see how landlords get taken to court, by the council, for the overpayment of housing benefit paid to them. Councils do get every penny back from landlords as there is no such a thing 'on his/her' side. The law is law.

The days of the bleeding hearts are long gone

Spot on we agree on something and I hope, when it comes to the landlords, the great British public will remember the fact 'the days of the bleeding hearts are long gone' after the crash.

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Ohh dear maybe we should feel for the normal working people, who have spent 6 months and their money, only to provide shelter for those in need, what a shame! You are having a laugh if you think landlords spend 6 months renovating their property just to help tenants. They are in for profit, they are running a business and they sometimes have bad customers as tenants have scum landlords. It takes two to tango.

Nice idea to sort the tenant out the old fashioned way, I wish I had a landlord with your mentality then he would have to deal with a good 'old fashioned' tenant.

Well if you'd even bothered to read the whole story, it's fairly obvious who is in the right and who is in the wrong. The flat was in South Somerset and the landlord lived in Dorset, so it is quite feasible that it took them 6 months to renovate it. The landlord and her husband didn't sound like builders either and were running their own business full-time. It wasn't only the landlord that was put out but neighbours too.

You talk about profit like it is a dirty word. If someone works for something, then they are entitled to make a profit (unless you're of the Commie persuasion).

I've been both a tenant and a landlord over the past 20 years. I've only ever had 2 or 3 occasions to 'persuade' the tenant to pay their rent arrears or put right damage they've done or clean the mess they created. I've yet to come across a good 'old fashioned' tenant like yourself. They tend to back down rather quickly when shown the error of their ways. It's really dead simple as a tenant, pay the rent on time, don't damage the place and leave it as you found it. If a tenant adheres to those 3 things, landlords are usually amicable and quick to put problems right.

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Every little helps, maybe we should arrange a kitty as I really feel sorry for her

:lol::lol::lol:

Actually I DO feel for her. No one deserves to be treated or indeed have their property or possesions treated in such a disrespectful way! It's people like her tenant that have ruined England. Lack of morals and a totally me me me attitude make for an awful society that none of us want to live in! Shame on all of you that think it is acceptable!

Mark.

:(:(:(

PS

Spot on we agree on something and I hope, when it comes to the landlords, the great British public will remember the fact 'the days of the bleeding hearts are long gone' after the crash.

Solidarity Reg! LOL. You sound like a right Socialist It's Different this time! Are you?

There is NOTHING great about the British public mate those days are long gone :) Bunch of mindless sheeple is what they are.

Edited by Soul Reaver

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I thought my tenants were bad.

They rented out a three bedroomed/no lounge furnished property for two people then started complaining about having a bed in the lounge!

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Really? How would that work? Dear Tenant the rent is £600pcm but I have to tie you with a £2500K deposit!

Well if the landlords don't make it too comfortable and fit it out cheap and cheerfull, they shouldn't throw their toys out of the pram should they? and if you think the reason, tenants turn to private sector, is because they can't look after things I am afraid your head is buried in sand & probably somewhere else as well!

Very profitable indeed, as the landlord in question sounds very happy & encouraging others to do the same. Landlords need a 'rose-tinted glasses' not open eyes to see today's market as very profitable. I think you need to read a few more blogs to learn the fact that you can't just evict the tenant as it takes time & money but of course as letting is very profitable that shouldn't be a problem should it? Delusional.

Right on brother.

Private landlords are leeches regardless of whether they are 'nice'. On a small island such as ours, owning a 2nd home shouldn't be possible.

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Right on brother.

Private landlords are leeches regardless of whether they are 'nice'. On a small island such as ours, owning a 2nd home shouldn't be possible.

I was mistaken! Alas it happens :( I joined this site thinking it was about HPC! But no! It's about socialism ROFL.

look at you all coming out of the closet with your ideals LOL! I just spilt my cereal all over my keyboard laughing so hard! Owning a second home shouldnt be possible! Whatever next? Am I allowed to own my Sunseeker in Ibiza? Or is that also not allowed in your new world order? ROFL LOL

Mark.

PS

When you start refering to someone you are not related to as "brother" you have seriously LOST the plot!

Edited by Soul Reaver

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I was mistaken! Alas it happens :( I joined this site thinking it was about HPC! But no! It's about socialism ROFL.

look at you all coming out of the closet with your ideals LOL! I just spilt my cereal all over my keyboard laughing so hard! Owning a second home shouldnt be possible! Whatever next? Am I allowed to own my Sunseeker in Ibiza? Or is that also not allowed in your new world order? ROFL LOL

Mark.

Am I meant to be impressed by your sunseeker in Ibiza? Is that where you do your w anking?

The British have forced house prices up all over country and all over the world. It's wrong. A home should be just that. A home.

ROFL ROFL LOL LOL ROFL LOL ROFL ROFL LOL LOL ROFL LOL.... please stop with the teenage text acronyms.

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I'm reading that blog and laughing ROFL LOL ROFL..

I have lost the plot and think that as a multiple home landlord that she is getting her just deserts.

Karma for her greed. ROFL LOL ROFL LOL LOL ROFL

LOL

ROFL

LOL

ROFL ROFL

LOL

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Am I meant to be impressed by your sunseeker in Ibiza? Is that where you do your w anking?

The British have forced house prices up all over country and all over the world. It's wrong. A home should be just that. A home.

ROFL ROFL LOL LOL ROFL LOL ROFL ROFL LOL LOL ROFL LOL.... please stop with the teenage text acronyms.

This bit

"The British have forced house prices up all over country and all over the world. It's wrong. A home should be just that. A home."

Shows how little you understand about Economics, HPC and booms in general :) Who exactly do you mean by "The British" :) Were there any "The British" in the states causing their HPC?

Just admit it! You're yet another failed capitalist turned socialist. Of course It's so much easier isnt it? In that way you can be a failure, have nothing! And at the same time have a warm smug feeling all over that somehow you're just better than other people :) They are wrong and selfish in their success! It should not be allowed.

Mark.

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I thought my tenants were bad.

They rented out a three bedroomed/no lounge furnished property for two people then started complaining about having a bed in the lounge!

What you fail to understand is that they saw the potential of the space to make the third bedroom into a nice lounge. Why should they have to put up with having another bed in there if they don't need it? You should be prepared to move it out of there.

The thing which winds me up about renting the most is that to me it's my home, but to my landlord it's a business. How would you feel if someone's bed was in your lounge?

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Private landlords are leeches regardless of whether they are 'nice'. On a small island such as ours, owning a 2nd home shouldn't be possible.

Damn right, nobody can live in more than one home at once, and without wishing to be too radically avant-garde, HOUSES ARE FOR PEOPLE TO LIVE IN, not investment vehicles.

If you treat them as investment vehicles, then you deserve to face the risk. This woman got burned. That's the risk. F U CK her! If she wants sympathy, she'll find it in the dictionary, between s h i t and syphilis.

People who can't afford a HOME because this woman (and others) think they are investments are more deserving of sympathy.

IS it too much that society should care about itself in some way?

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You're yet another failed capitalist turned socialist. Of course It's so much easier isnt it? In that way you can be a failure, have nothing!

You assume that everyone is born a capitalist, and measures success by the amount of shiny things they own.

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If house pricer are so high then good... and so be it. Economics caused it and economics always pervails. You can not restrict people to just buying one house. Thats just silly and won't work.

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Damn right, nobody can live in more than one home at once, and without wishing to be too radically avant-garde, HOUSES ARE FOR PEOPLE TO LIVE IN, not investment vehicles.

If you treat them as investment vehicles, then you deserve to face the risk. This woman got burned. That's the risk. F U CK her! If she wants sympathy, she'll find it in the dictionary, between s h i t and syphilis.

People who can't afford a HOME because this woman (and others) think they are investments are more deserving of sympathy.

IS it too much that society should care about itself in some way?

Like I said a lot of you ARE closet socialists masquerading as HPC'ers LOL. Your rants prove my point. You want all these people to get burnt. They deserve it dont they for trying to make something of themselves!

You want house prices to crash not because it will be easier then for FTB to get "On the ladder" but so you can smugly gloat over all the failed wannabe capitalists as they lose their dreams of wealth and success!

If you want to blame somebody you should look higher up the food chain mate! Not at the sheeple who were suckered into this debacle!

Mark.

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