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The 2 Lenders To Check For Credit Tightening

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Nationwide - put 20k each for gross annual income and click Calculate affordability at the bottom


anything less than £170k is a sign of credit tightening

Halifax - put 20k each for basic annual income and click calculate calculate at the bottom


anything less than £180k is a sign of credit tightening.

When these 2 lenders take some responsibility and start to lend towards the £100k (2.5 time joint that they used for their entire 150 year odd history until 5 years ago), then we are getting back to normal

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