Jump to content
House Price Crash Forum
Sign in to follow this  
Wait & See

Is It's My Right To Own A Home?

Recommended Posts

There seems to be a split on this forum about whether to rent or buy.

Some on here have said that owning a property should not been seen as a certainty, which I agree with.

Others here say that renting is a total waste of time and that everyone should have the chance to get on the first rung.

My own opinion is that the government really should build cheap rented houses for those who, at present and maybe in the future, can't really afford to buy a property (all the self certs and 6x chancers along with many priced out FTB).

Before Thatcher came along and told everyone that they could be owner occupiers, this was the norm. A rented council house for many and bought housing available to those who could actually afford to own and maintain a property, without having a few coppers left after paying the mortgage. :rolleyes:

Any thoughts on this 'Total UK Population Ownership' debate?

Share this post


Link to post
Share on other sites

What should be a right is better security of tenure so that people can put down roots and form communities rather than the refugee camps that much of the urban UK has become with the advent of high house prices and BTL.

Share this post


Link to post
Share on other sites
Any thoughts on this 'Total UK Population Ownership' debate?

'No-one has a right to buy' is one of the comments wheeled out by people who own and feel smug about their supposed wealth.

I agree that no-one has a given 'right' to buy, however with prices where they currently are there are far fewer people who can afford to buy than there have been in recent years.

Share this post


Link to post
Share on other sites
What should be a right is better security of tenure so that people can put down roots and form communities rather than the refugee camps that much of the urban UK has become with the advent of high house prices and BTL.

Well said.

Whilst there may be no right to own a home, there most certainly should be a right to know where you're going to be allowed to live more than six months in the future. At the moment the only way to have this security is by owning your home. As house prices - over which the government has little control - have denied this security to millions, the government should seek to restore that security by operating within the parameters it does control, and reform tenancy law. Why a left wing government has not done this is beyond my comprehension. In my opinion any 'Priced Out' type campaigning should focus on this issue exclusively.

Share this post


Link to post
Share on other sites
There seems to be a split on this forum about whether to rent or buy.

Some on here have said that owning a property should not been seen as a certainty, which I agree with.

Others here say that renting is a total waste of time and that everyone should have the chance to get on the first rung.

My own opinion is that the government really should build cheap rented houses for those who, at present and maybe in the future, can't really afford to buy a property (all the self certs and 6x chancers along with many priced out FTB).

Before Thatcher came along and told everyone that they could be owner occupiers, this was the norm. A rented council house for many and bought housing available to those who could actually afford to own and maintain a property, without having a few coppers left after paying the mortgage. :rolleyes:

Any thoughts on this 'Total UK Population Ownership' debate?

We need to open up the market by relaxing planning laws or restrict the market in the right way by increasing tenants rights, either of which would bring down both rents an HPs.

Share this post


Link to post
Share on other sites
What should be a right is better security of tenure so that people can put down roots and form communities rather than the refugee camps that much of the urban UK has become with the advent of high house prices and BTL.

Can we add to that, being able to afford to not have to share?

Share this post


Link to post
Share on other sites
Well said.

Whilst there may be no right to own a home, there most certainly should be a right to know where you're going to be allowed to live more than six months in the future. At the moment the only way to have this security is by owning your home. As house prices - over which the government has little control - have denied this security to millions, the government should seek to restore that security by operating within the parameters it does control, and reform tenancy law. Why a left wing government has not done this is beyond my comprehension. In my opinion any 'Priced Out' type campaigning should focus on this issue exclusively.

You are right IMO, I have said it myself before. Focusing on being "priced out" does not garner much sympathy as the general consensus is that there is no right to buy property. The right only comes if you have the cash to buy.

If they focused instead on reform of the Assured Shorthold Tenancy under which BTLs operate they would have a much better case and garner sympathy. Most people would agree that people should at least be allowed to be settled in an area, that it is important for personal, family and community wellbeing.

The upshot is that any reform would work in favour of buyers also. BTL lending is depending on AST as it makes it easy for the bank to repossess if the landlord defaults. If the AST was more in a tenant's favour the banks would impose stricter lending criteria and prices would be lower.

The alternative would be for mass building of council housing again, which would result in less business for BTL, less competition in the housing market and lower prices for those with the ability/desire to buy.

Few people posting here seem to agree with this approach and I am sure that their attitudes are driven by "little Englander" attitudes which give them a feeling of entitlement to buy. This is a great pity as leasehold reform is probably the one thing which could bring about change. Any other method (lending controls, BTL controls etc) are pure fantasy in the current climate.

Share this post


Link to post
Share on other sites

No, you are entitled to nothing, even if you work hard and earn an above average salary you are not guaranteed a home. Best advice? Don't work, get knocked up when you're 16 and you are 'entitled' to a council house and right to buy.

We live in a Socialist paradise.

Share this post


Link to post
Share on other sites
No, you are entitled to nothing, even if you work hard and earn an above average salary you are not guaranteed a home. Best advice? Don't work, get knocked up when you're 16 and you are 'entitled' to a council house and right to buy.

We live in a Socialist paradise.

But.......I'm 30 and don't have a uterus. Any suggestions?

Share this post


Link to post
Share on other sites
There seems to be a split on this forum about whether to rent or buy.

Some on here have said that owning a property should not been seen as a certainty, which I agree with.

Others here say that renting is a total waste of time and that everyone should have the chance to get on the first rung.

My own opinion is that the government really should build cheap rented houses for those who, at present and maybe in the future, can't really afford to buy a property (all the self certs and 6x chancers along with many priced out FTB).

Before Thatcher came along and told everyone that they could be owner occupiers, this was the norm. A rented council house for many and bought housing available to those who could actually afford to own and maintain a property, without having a few coppers left after paying the mortgage. :rolleyes:

Any thoughts on this 'Total UK Population Ownership' debate?

Everyone should be allowed to participate in markets that have not been manipulated by governments. Governments should not be flooding markets with liquidity and debt and thereby causing prices to be overinflated. Borrowing, interest rates and prices should be decided by the market. If this was the case, housing prices would not be so high.

Share this post


Link to post
Share on other sites

Assured shorthold tenancies are total bol lox IMO. If tenancies were longer then perhaps the BTL gang would think twice before getting involved and bring the market down to reasonable levels.

I don't think that it is a right to own a home either, but as others have stated it is a right to have secure place to live IMO.

Share this post


Link to post
Share on other sites
Assured shorthold tenancies are total bol lox IMO. If tenancies were longer then perhaps the BTL gang would think twice before getting involved and bring the market down to reasonable levels.

I don't think that it is a right to own a home either, but as others have stated it is a right to have secure place to live IMO.

Interestingly enough, the Human Rights Act states that you have a right to a family but not a home.

Make of that what you will :blink:

Share this post


Link to post
Share on other sites
Interestingly enough, the Human Rights Act states that you have a right to a family but not a home.

Make of that what you will :blink:

the cart and the horse are all at sixes and sevens so that the cart is up the horses ****

Share this post


Link to post
Share on other sites
No, you are entitled to nothing, even if you work hard and earn an above average salary you are not guaranteed a home. Best advice? Don't work, get knocked up when you're 16 and you are 'entitled' to a council house and right to buy.

We live in a Socialist paradise.

A hellhole more like, but - agreed ;)

Share this post


Link to post
Share on other sites

No one has a right to own a home. You have the freedom to purchase a property on the open market if you can afford to do so. If you can't afford it, wait until you can or get more money.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
Sign in to follow this  

  • Recently Browsing   0 members

    No registered users viewing this page.

  • 354 The Prime Minister stated that there were three Brexit options available to the UK:

    1. 1. Which of the Prime Minister's options would you choose?


      • Leave with the negotiated deal
      • Remain
      • Leave with no deal



×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.