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Having To Buy Insurance To Cover Landlords Fixtures

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I've been told I've got to include the above in my contents Insurance! Is this normal? I can't find an Insurer interested. Surely the Landlords House Insurance must cover it?

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Try Homelet at www.homelet.co.uk. They offer reasonably priced tailored insurance for tenants renting furnished flats and will cover you for £2500+ for landlords contents.

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I've been told I've got to include the above in my contents Insurance! Is this normal? I can't find an Insurer interested. Surely the Landlords House Insurance must cover it?

I think this is fairly normal - I was told I need to have "Accidental Damage Insurance", which Direct Line were happy to provide.

I believe the Landlord's insurance covers him apart from damage caused by the tennant. This is why you need to insure yourself against accidental damage.

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Not sure I would go so far as to say normal, but it certainly isn't a rare practice. It is to ensure that any damages over and above the damage deposit get covered without having to issue legal proceedings basically. And it is fully enforceable if it is in your AST!

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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