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Bbc Debt Diary..

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Basically, I feel I am being punished just because I wanted to have more children and needed to take a maternity break. Great!

..here we go again.........

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i don't think the comment is anything to do with the fact she is a lady.

i think the comment is related to the fact that she and her partner are up to their eyeballs in debt and repayments, and now expect to be able to have a break from paying it so they can procreate 'as planned'.

now, i'm sure most people would like a break from having to pay things, but i doubt that if i walked into my local co-op and did a spot of shopping and walked out without paying that pregnancy would be sufficient an excuse.

they planned to have another child, they used the debt, they should pay it back the same as everyone else and stop trying to play the 'with child' card.

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This is symptomatic of the ridiculous cost of licing in 'rip-off' britain.

If house prices are so high, and taxes creep ever higher, and the cost of neccessities increases then sooner or later (if it carried on forever) almost everyone would become impoverished.

If you borrow lots of money then you just bring the day of impoverishment much closer, as you have to the interest and the capital.

What is amazing to see is how happy and wealthy people feel while they are getting f**ked over just because someone tells them their house is rising in value. Taxes go up, cost of living increases (food, petrol, gas, electricity, etc) and as long as their house rises in value they're all happy.

This miracle economy is starting to shatter, and there is going to be a lot of angry people once they realise they've been conned by GB/Banks yet again.

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What a pile of cr*p when are these people going to realise the world doesn't stop just because they want to have another baby (I am female by the way) I have some debts which I am paying off in fact last year when I had cancer I went back to work while having chemo to make sure I paid my way :o (not saying this for sympathy but to show I know the score with regard to the really world). I finished my chemo in December and was told in April I have breast cancer, I have had my op start my radiothreapy today for 5 weeks but I go back to work next week and I will do it without whinging or moaning (except on here obviously :lol: ) because I have obligations.

I presume she wants the full year off - it the way she assumes this is her god given right to have another baby and why are the banks and companies she owes £'0000 to not playing ball that really infuriates me.

By the way while I am ranting and I know it has nothing to do with house prices but people off work with "stress" really F*ck Me off as well.

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i am stunned into disbelief that, at no point during her 'debt crisis' this irresponsible moron has thought 'hmmm. i know i'll sell my btl. that should free up some funds to pay for maternity leave etc.'

what a complete and total parasite! :angry:

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Just wait a while. Soon those in negative equity will start calling for the government to provide a compensation scheme for their bad investments. I remember something like this being discussed in early nineties - but thank god this didn't get very far.

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She's blown it.....

Kensington Mortgages reiterate that they do not do payment holidays.

If she's taken out a mortgage with Kensington she propably new she had serious problems then. They specialise with customers who've previously had credit poblems or CCJ'S

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Didnt read the bit about the btl , bloody cheek !!!!!

:angry:

The BTL? She has two of them! She wont sell them though, oh no.

edit: Do you think she offers her tenants "rent holidays"?

Edited by BuyingBear

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Didnt read the bit about the btl , bloody cheek !!!!!

:angry:

From her first diary entry -

I considered selling my buy-to-let properties, but they are mortgaged up to the hilt and doing the sums I found I would lose money rather than make it.

Tough shit.

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I notice this week's diary entries include lots more sympathy fishing regarding her having a baby.

It's an insult to the many thousnads of young people in this country who have had to put off starting a family for financial reasons.

Bankruptcy is too good for her! :angry:

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i am stunned into disbelief that, at no point during her 'debt crisis' this irresponsible moron has thought 'hmmm. i know i'll sell my btl. that should free up some funds to pay for maternity leave etc.'

what a complete and total parasite! :angry:

She did in an earlier entry, but she realised she'd be losing money on them if she did that...

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Well, basically she is using the BBC to give her more negotiating power with her banks.

But this is backfiring -- if you were a bank, if you give her an inch, it will get broadcast to the whole world, and everyone will want a haircut on their debt.

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Ye gods.

It is so hard to believe that a gargoyle could spew forth so much bile.

Utter codswallop, self pitying whinging gutless lamentation.

I still like to lean towards this being a work of fiction to detract from some greater doomsday scenario, I guess the good thing would be that she has 'friends' who are not as stupid.

It all seems a bit like a 'good morals' story, the sort you see in a teenage girls magazine, unfolding in picture format in an attempt to induce correct & proper behaviour.

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She did in an earlier entry, but she realised she'd be losing money on them if she did that...

Depends, equity is equity and selling the property would return capital to her creditors.

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The good news?! about her situation is that having 2 BTL's (or even one for that matter) will make it easier for her creditors to reposess her home, as this will have been used as security against the mortgages and treated as a business loan. No Court will have sympathy with her situation - perhaps then she'll learn. :rolleyes:

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This is just another 3 repos in the making.

If she can manage to get through it until July then she is still stuffed.

The BBC had better not be paying her (bailing her out via taxes) for her diary.

That'll be the end of me paying a license fee.

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She stated:

"Overall, I am a little surprised that many of my lenders will not negotiate without me first having talked to a debt adviser. "

I have to admit, she does need a reality check. Once someone starts on the slippery slope with bad debt, charges and penalties the effort and work needed to pull out of it is massive. With her creditors knowing that she will be on maternity leave, it will be even more difficult to meet her payments - a major concern for her creditors.

She has significantly over extended herself, and the Debt Advisor will have to spell it out to her - sometimes people just cant see the reality of the situation - complete denial until it all comes crashing down.

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She stated:

"Overall, I am a little surprised that many of my lenders will not negotiate without me first having talked to a debt adviser. "

I have to admit, she does need a reality check. Once someone starts on the slippery slope with bad debt, charges and penalties the effort and work needed to pull out of it is massive. With her creditors knowing that she will be on maternity leave, it will be even more difficult to meet her payments - a major concern for her creditors.

She has significantly over extended herself, and the Debt Advisor will have to spell it out to her - sometimes people just cant see the reality of the situation - complete denial until it all comes crashing down.

As an I.T Freelancer I guarantee she was on over £400 per day as well.

Makes you think doesn't it, with that much money you'd have thought she'd have some savings.

I work in I.T Recruitment and it never ceases to amaze me how some contractors get themselves in financial grief. They spend when they earn and spend when they don't.

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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