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apom

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The serious Fraud Squad replied to me about a year and a half ago about self certified mortgage fraud.

They said it would not be in the countries best interest to investigate it.

I guess..

1: they looked for a second like they would actually have to do some work.

2: Although this is without any doubt the largest fiscal crime that has ever happened and 100% fraud it would obviously not be their job to investigate it.

3: It is a crime

4: they are aware of it

5: Being complicit of a fraud is a crime.

6: They are by omission of duty committing a crime.

7: to a man the police force of the uk are guilty of this.

8: Until I die I will despise the police

I know I have laboured this point.. but.. this has dragged this on for much longer..

Even more morrons will patiently explain how rich they are with this huge debt they can't even begin to understand.. or pay more then interest against....

But they will get that smug grin and explain their logic that makes your mind bend with the insanity of it all...

No idea in their heads at all that they are caught in the twisted ballet that has been the economy of the world since biblical times..

No idea at all..

Police, it is serious.. it will break the country and destroy the lives of so many.. it's your job.. Do your job you burden criminal scum..

Lie to buy.. Don't listen to your peers.. they are dumb.. if house prices were meant to be this high they would have been already.

Think about it..

duh

Rant?

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tbh in my experience the police are generally incompetant. Im sure there are a couple of decent cops but in general i think they are pathetic, if i see one getting battered i will happily walk on by. Again im sure there are a few good cops around but every dealing ive had (none where im the criminal) has been negative.

Serious fraud cops, street cops, to serve the public my a*se. Never mind ey.

Edited by theChuz

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tbh in my experience the police are generally incompetant. Im sure there are a couple of decent cops but in general i think they are pathetic, if i see one getting battered i will happily walk on by. Again im sure there are a few good cops around but every dealing ive had (none where im the criminal) has been negative.

Serious fraud cops, street cops, to serve the public my a*se. Never mind ey.

not in the countries interests to open up this can of worms because if it gets out the banks will be very unhappy and withdraw all their funding,leaving almost eveyone on this island without a pot to piss in.

it's not wise to upset market forces(or the people driving them),but if you watch and learn you can work the system in your favour.

don't get mad,get even!........learn the rules of the game before throwing your hat into the ring.....

the people that don't get hustled.

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Self-certifying mortgage fraud is a crime and should be treated as such... but there are more important things to worry about, such as litter.

Banks do not need huge amounts of public money to take care of themselves. They are big and ugly enough to look after themselves. They take a deposit and get their money back if the borrower defaults. (Normally). Banks seem in fine shape at the minute, so I'm not looking for more prosecutions for their benefit.

When a borrower applies for a mortgage it should be made clear that they are taking a risk on house prices, and are committing a crime if they lie. But if they do lie and they make the payments the crime is practically victimless. I say practically because clearly there is some marginal upward effect on house prices by virtue of people being able to borrow more than they legally should. BUT we live in a capitalist country, that'll correct itself over time, be patient. If fraudsters have pushed up prices a little then any crash will be just that little bit harder.

Capitalist countries success is due to entrepreneurs and risk takers. I bet lots of businesses have started on the back of dodgy mortgages, and they've created lots of jobs and tax revenue as a result. We could be very strict on all types of lending. I wonder how many people have taken an equity release to take their mortgage up to 3 x salary, just before quitting their job and putting the money into their own business? Is it fraud to take out a 25 year mortgage when you don't have the intention of staying in the same job for 25 years? (Clearly legally not, but morally what's the difference?)

If someone is repossessed and the bank digs deeper and finds there were lies on the application form then fine, prosecute. But if the payments are being made then good luck to the fraudster... he's getting on with his life and not hurting any one.

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There is no way the SFO are going to arrest a prime minister on 150k salary and 4.5M of mortgages, an obvious extreme case of Fraud!!!.

Anyone taken to court would just use Blair as an example, and get off immediately.

Edited by laurejon

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The serious Fraud Squad replied to me about a year and a half ago about self certified mortgage fraud.

They said it would not be in the countries best interest to investigate it.

I guess..

1: they looked for a second like they would actually have to do some work.

2: Although this is without any doubt the largest fiscal crime that has ever happened and 100% fraud it would obviously not be their job to investigate it.

3: It is a crime

4: they are aware of it

5: Being complicit of a fraud is a crime.

6: They are by omission of duty committing a crime.

7: to a man the police force of the uk are guilty of this.

8: Until I die I will despise the police

I know I have laboured this point.. but.. this has dragged this on for much longer..

Even more morrons will patiently explain how rich they are with this huge debt they can't even begin to understand.. or pay more then interest against....

But they will get that smug grin and explain their logic that makes your mind bend with the insanity of it all...

No idea in their heads at all that they are caught in the twisted ballet that has been the economy of the world since biblical times..

No idea at all..

Police, it is serious.. it will break the country and destroy the lives of so many.. it's your job.. Do your job you burden criminal scum..

Lie to buy.. Don't listen to your peers.. they are dumb.. if house prices were meant to be this high they would have been already.

Think about it..

duh

Rant?

I'm sorry apom. I actually rate their honesty. Do you think you would have got such an uncomplicated response from a pollie? Actually do you think that letter would not have dissappeared on the desk?

The Fraud Squad have been told to lay off. The letter pretty much spells this out. They may as well have written "We have been told by the attorney general (or whatever that is in this country) that this sort of crime is not to be pursued." The real corruption is that the best interests of the government have now become synomous with the best interests of "the country". 4 Legs good. 2 Legs better. Particularly in Connaught Square. For the past 2 years I have thought that we really have arrived at 1984. It was just that Orwell's timing was out by exactly 20 years.

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I'm sorry apom. I actually rate their honesty. Do you think you would have got such an uncomplicated response from a pollie? Actually do you think that letter would not have dissappeared on the desk?

The Fraud Squad have been told to lay off. The letter pretty much spells this out. They may as well have written "We have been told by the attorney general (or whatever that is in this country) that this sort of crime is not to be pursued." The real corruption is that the best interests of the government have now become synomous with the best interests of "the country". 4 Legs good. 2 Legs better. Particularly in Connaught Square. For the past 2 years I have thought that we really have arrived at 1984. It was just that Orwell's timing was out by exactly 20 years.

Chances are you are correct.

But Dicey's therom on the seperation of powers.. they legislators.. they shouldn't be able to tell the police..

anyway.. thats the rub.

It's their job.. it's law that they should uphold..

the law that follows governmental legislation..

It's their job..

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Thousands of people, women and children killed in Iraq without the support of the UN, on a bed of lies, anyone arrested?.

Cluster bombs ordered by Number 10 cabinet..............anyone arrested?.

Millions of pounds in brown bags for peerages..........anyone arrested?.

Passports sold to highest bidder................anyone arrested?.

Train Journeys for adulterous liasions financed by the taxpayer.............anyone arrested?.

Can you see a pattern emerging?.

I can, its called Socialism.......................Champagne Socialism..........Blair and his crew are devout Socialists if you cannot see it then you must all be blind.

Edited by laurejon

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Thousands of people, women and children killed in Iraq without the support of the UN, on a bed of lies, anyone arrested?.

Cluster bombs ordered by Number 10 cabinet..............anyone arrested?.

Millions of pounds in brown bags for peerages..........anyone arrested?.

Passports sold to highest bidder................anyone arrested?.

Train Journeys for adulterous liasions financed by the taxpayer.............anyone arrested?.

Can you see a pattern emerging?.

I can, its called Socialism.......................Champagne Socialism..........Blair and his crew are devout Socialists if you cannot see it then you must all be blind.

Thats all very well but what are the non chav, non benefit fraud, non religeous fanatic, productive intelligent minority going to do about it?

Nothing as usual, probably vote for the Trojan Horse Nu Labour... again!!

Who cares about the innocent Iranians who are about to be blasted to pieces by PHoney BLiar and the 'midget' George Bush....

How in a 'Democracy' can an ex presidents son become president too?

How in a 'Democracy' can an ex presidents wife have a good chance of becoming president too??

Hopefully the people will take charge before its too late.

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Thousands of people, women and children killed in Iraq without the support of the UN, on a bed of lies, anyone arrested?.

Cluster bombs ordered by Number 10 cabinet..............anyone arrested?.

Millions of pounds in brown bags for peerages..........anyone arrested?.

Passports sold to highest bidder................anyone arrested?.

Train Journeys for adulterous liasions financed by the taxpayer.............anyone arrested?.

Can you see a pattern emerging?.

I can, its called Socialism.......................Champagne Socialism..........Blair and his crew are devout Socialists if you cannot see it then you must all be blind.

I have a dream...

It's blair and bush stood in iraq.. waiting for their execution..

No WMD so they shouldn't have bombed them back to the stone age...

That would be criminal..

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I can, its called Socialism.......................Champagne Socialism..........Blair and his crew are devout Socialists if you cannot see it then you must all be blind.

The Tories were just as corrupt. As I recall Mark Thatcher wasn't immune to playing on his mummy's power. Its call Champagne capitalism. What is the difference so long as their are dodgy bank swiss accounts or dodgy accounting methods and illegal wars paid for by opportunists.

This is not about some sort of overaching political theology. Ultimately all power is the same. Force over ethics. And this is about power - and the particular skill of the New Rome to generate its own Nero's during the period in which the Empire collapses.

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The Tories were just as corrupt. As I recall Mark Thatcher wasn't immune to playing on his mummy's power. Its call Champagne capitalism. What is the difference so long as their are dodgy bank swiss accounts or dodgy accounting methods and illegal wars paid for by opportunists.

This is not about some sort of overaching political theology. Ultimately all power is the same. Force over ethics. And this is about power - and the particular skill of the New Rome to generate its own Nero's during the period in which the Empire collapses.

The very desire to become a politician makes someone the last possible person who should ever be allowed to be a politician..

Gordon Brown... has no idea about what has happened..

blair should be in prison.

the rest of them...

god knows..

I want boris Johnson..

Not morally perfect..

But it would be amusing and he would be more honest..

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tbh in my experience the police are generally incompetant. Im sure there are a couple of decent cops but in general i think they are pathetic, if i see one getting battered i will happily walk on by. Again im sure there are a few good cops around but every dealing ive had (none where im the criminal) has been negative.

Serious fraud cops, street cops, to serve the public my a*se. Never mind ey.

OI OI

We Police are generally competant, the oldies that is. We have to work by this crappy govt's rules or else we are 'underperforming'. We don't like having to do what they say but we might still have a pension if we do......... (Pension by the ways costs us 11%) Leave the Old Bill alone, we've been turned in crime recorders not investigators by Blair. We don't like it we want to arrest the criminals......... Tony has made it so difficult, and lets face it what do they get when they to court???

"I think they are pathetic, if i see one getting battered i will happily walk on by."

Forgot to mention, shame on you, if you're getting 'battered' I bet your local police won't walk on by, they should but they won't..... That attitude is just typical UK Yob culture.

Edited by Keeping it Real

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Turnstile Justice is what we have today, you have to be very naughty to get sent down these days and that is with multiple offences.

Unless of course you are a white middle class family man, who can afford to pay a big fine.

I can imagine being in the force today, must be cringworthy but you just have to keep plodding on (no pun intended) as there is nothing that will stop the tide of liberal values.

I worked with someone who had 70 burglaries to his name, but because he sat down in the police station and was driven around pointing out the houses he had done over, his sentence was not custodial.

The reasoning behind it was that he had helped the local community clear up the crime figures, solved crimes, looks good on the reports to central Government.

Unfortunately he is dead now at 27yrs old, as he continued to feed his habit through crime, whereas if he had been banged up he might still be here, and many people would be looking at their nice porcelain on the mantlepiece.

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Turnstile Justice is what we have today, you have to be very naughty to get sent down these days and that is with multiple offences.

Unless of course you are a white middle class family man, who can afford to pay a big fine.

I can imagine being in the force today, must be cringworthy but you just have to keep plodding on (no pun intended) as there is nothing that will stop the tide of liberal values.

I worked with someone who had 70 burglaries to his name, but because he sat down in the police station and was driven around pointing out the houses he had done over, his sentence was not custodial.

The reasoning behind it was that he had helped the local community clear up the crime figures, solved crimes, looks good on the reports to central Government.

Unfortunately he is dead now at 27yrs old, as he continued to feed his habit through crime, whereas if he had been banged up he might still be here, and many people would be looking at their nice porcelain on the mantlepiece.

A retired Police Officer once told me that when they had caught the little shits years ago.. they would give them a clip round the ear... stop them..

Now all the kids learn is that crime is cool, authority is making itself a joke to them..

We are not protecting the kids.. we are failing them..

by the time they mature they have learnt nothing but that crime is easy, has no consequences.. that working has no use in society.. and all so some leftie feel good idiot with power that no sane person would ever give them..

Bring back the birch.. not to [protect the people.. but to protect the kids..

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Turnstile Justice is what we have today, you have to be very naughty to get sent down these days and that is with multiple offences.

Unless of course you are a white middle class family man, who can afford to pay a big fine.

I can imagine being in the force today, must be cringworthy but you just have to keep plodding on (no pun intended) as there is nothing that will stop the tide of liberal values.

I worked with someone who had 70 burglaries to his name, but because he sat down in the police station and was driven around pointing out the houses he had done over, his sentence was not custodial.

The reasoning behind it was that he had helped the local community clear up the crime figures, solved crimes, looks good on the reports to central Government.

Unfortunately he is dead now at 27yrs old, as he continued to feed his habit through crime, whereas if he had been banged up he might still be here, and many people would be looking at their nice porcelain on the mantlepiece.

We Cringe daily with the crap we have to do........ a fortune has recently been spent on 'Forward Together' courtesy of the govt. No one knows what it's means apart from a local station's police call sign has been changed to "6 OCU NT" now what's that all about?

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No one knows what it's means apart from a local station's police call sign has been changed to "6 OCU NT" now what's that all about?

this things happen, at one time royal mail introduced a trail system that identified postal towns from the first 4 letters. fine until they came to places like clitheroe...

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this things happen, at one time royal mail introduced a trail system that identified postal towns from the first 4 letters. fine until they came to places like clitheroe...

They happen, but the money spent on seemingly meaningless changes is a disgrace.

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A retired Police Officer once told me that when they had caught the little shits years ago.. they would give them a clip round the ear... stop them..

Exactly. In the 50s if you got caught you got punished, even if only by the cops and your parents: and, more to the point, the police were actually out there on the streets deterring crime in the first place. Not only did foot patrols enable them to catch crooks who were stupid enough to commit crimes when they were around, but they also knew the neighbourhood they worked in and could make a fair guess who might be responsible when a crime occured that they didn't see.

Today, of course, giving a thieving kid a clip around the ear (and telling their parents so they got more at home) to discourage them from committing crimes in future would be 'child abuse'. So they do more and more crimes with no real punishment until one day they get the wrong judge and end up in jail.

The whole legal system in this country is totally broken: you're far more likely to be punished for driving at 80mph on a motorway in clear weather with little traffic than for burglary.

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Exactly. In the 50s if you got caught you got punished, even if only by the cops and your parents: and, more to the point, the police were actually out there on the streets deterring crime in the first place. Not only did foot patrols enable them to catch crooks who were stupid enough to commit crimes when they were around, but they also knew the neighbourhood they worked in and could make a fair guess who might be responsible when a crime occured that they didn't see.

Today, of course, giving a thieving kid a clip around the ear (and telling their parents so they got more at home) to discourage them from committing crimes in future would be 'child abuse'. So they do more and more crimes with no real punishment until one day they get the wrong judge and end up in jail.

The whole legal system in this country is totally broken: you're far more likely to be punished for driving at 80mph on a motorway in clear weather with little traffic than for burglary.

Absolutely.

When I was younger if I had bad-mouthed someone older than me in the street (or otherwise abused them) I would have got a battering. And it would have been well deserved. And I'd have probably learned not to do it again.

Kids these days don't seem to give a F**K about abusing people in the street. Apparently some are now baiting people and then threatening to sue them when they retaliate, even going as far as filming the incident. I think cheeky kids deserve a kicking.

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There seems to be a deliberate policy in this country of punishing heavily the law abiding citizen for nothing offences, whilst real crime is dismissed with community sentencing, or non custodial punishment.

Last year I overstayed six minutes on a pay and display ticket. £50 fine! Why so much? This is simply privatised legal extortion. Speed cameras are always in the news. We have the safest roads in Europe yet there are cameras everywhere. The phrase "speed kills" is a nonsense. Speed has never killed one single person in the history of mankind. Think about it. Back in the 19th Century the people in the know worried that passengers on the first train would not survive going above 25 mph. When the sound barrier was broken there were similar worries. Yet here we are in 2006 with drivers being penalised heavily for travelling a few miles an hour over the limit. Speeding has been demonised as a crime almost on a par with peadophilia. Yet where are the old bill? A speed camera has never caught a drunk or uninsured driver with no MOT. When was the last time you were tail gated? Yesterday, or a few days ago I bet. Where was the traffic cop? Nowhere to be seen.

The whole point of my post is this. Slowly, but surely, this Govt has deliberately focused on financially penalising the normal person. The hardened criminals, the young out of control yobs, the thieving scumbags who terrorise our civilised society have being accepted as part and parcel of living in the modern Britain. How has this come about? Why do we accept and vote for politicians who are a disgrace to their job?

I am not a Daily Mail reader. Just a normal bloke who pays his taxes, stays within the law, and is deeply worried as to the direction this country is going.

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Gordon Brown... has no idea about what has happened..

I think you under-estimate Brown's single-minded understanding of the shit-street he's put us in. He's cooking the accounts to keep within the 40% of public spending "Golden Rule" - pushing through PFI initiatives (£26bn) that will not be on the accounts and keep him looking squeaky clean. His "legacy" will be generations of our kids paying for his vanity.

He's not the messiah etc.

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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