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What Would You Do With 100k

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If you had 100k lying around, how would you invest it? Please discuss.

Personally id probably pussy out and put it in a high interest savings account.

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If you had 100k lying around, how would you invest it? Please discuss.

Personally id probably pussy out and put it in a high interest savings account.

Deposit on at least 20 btls!

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If you had 100k lying around, how would you invest it? Please discuss.

Personally id probably pussy out and put it in a high interest savings account.

[A more serious response at a sensible hour :)]

It depends on your attitude to risk and your tax status.

The best online account will get you about 5% gross, so 4% if you are a basic rate taxpayer, 3% if you are a higher rate one. There is little risk in this at all, your 100K will get you between 3K, 4K or 5K a year (depending on tax status). Other low risk stratigies include bonds, gilts and inflation proof national savings.

Selected high yeild shares will get a bit more, 6% for basic rate, 4.5% for higher rate tax payers. There is a risk you could not get your capital back if you need it. Also dividends could be cut, losing you your income. Although both share price and dividends could rise giving you more in the future!

Or just go for full on share trading, lose the lot or double your money ;)

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Fill up my 3K cash ISA allowance, fill up the 4K share/fund ISA allowance.

70% in high interest savings and the remainder to split between other funds and shares.

Top the ISAs up every new tax year with funds from the 70% in high interest savings.

Edited by OzzMosiz

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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