lincs Report post Posted March 26, 2006 If you had 100k lying around, how would you invest it? Please discuss. Personally id probably pussy out and put it in a high interest savings account. Quote Share this post Link to post Share on other sites
Anti_Claus Report post Posted March 26, 2006 (edited) http://atsearch.autotrader.co.uk/WWW/CARS_...200611227560018 Oh yeah the spare 5k would cover the insurance. Edited March 26, 2006 by Anti_Claus Quote Share this post Link to post Share on other sites
erd Report post Posted March 26, 2006 If you had 100k lying around, how would you invest it? Please discuss. Personally id probably pussy out and put it in a high interest savings account. Deposit on at least 20 btls! Quote Share this post Link to post Share on other sites
non-FTBer Report post Posted March 27, 2006 Deposit on at least 20 btls! YOu don't need a deposit for a BTL, just a bent surveyor and cashback! Quote Share this post Link to post Share on other sites
erd Report post Posted March 27, 2006 If you had 100k lying around, how would you invest it? Please discuss. Personally id probably pussy out and put it in a high interest savings account. [A more serious response at a sensible hour ] It depends on your attitude to risk and your tax status. The best online account will get you about 5% gross, so 4% if you are a basic rate taxpayer, 3% if you are a higher rate one. There is little risk in this at all, your 100K will get you between 3K, 4K or 5K a year (depending on tax status). Other low risk stratigies include bonds, gilts and inflation proof national savings. Selected high yeild shares will get a bit more, 6% for basic rate, 4.5% for higher rate tax payers. There is a risk you could not get your capital back if you need it. Also dividends could be cut, losing you your income. Although both share price and dividends could rise giving you more in the future! Or just go for full on share trading, lose the lot or double your money Quote Share this post Link to post Share on other sites
OzzMosiz Report post Posted March 27, 2006 (edited) Fill up my 3K cash ISA allowance, fill up the 4K share/fund ISA allowance. 70% in high interest savings and the remainder to split between other funds and shares. Top the ISAs up every new tax year with funds from the 70% in high interest savings. Edited March 27, 2006 by OzzMosiz Quote Share this post Link to post Share on other sites
