Guest Winners and Losers Posted March 9, 2006 Share Posted March 9, 2006 On this morning. 'Kirsty Allsop is here to explain why she is telling David Cameron to help FTB's on the ladder' Can't wait! Quote Link to comment Share on other sites More sharing options...
eurows Posted March 9, 2006 Share Posted March 9, 2006 It's only her plan to help EA and not FTB by scrapping HIPs. If she wants to help FTB scrap stamp duty for FTB. Quote Link to comment Share on other sites More sharing options...
JonoP Posted March 9, 2006 Share Posted March 9, 2006 On this morning. 'Kirsty Allsop is here to explain why she is telling David Cameron to help FTB's on the ladder' Can't wait! Apparently her 'help' will be to suggest that HIPs are cancelled. Cheers Kirsty, that will help massively......... Quote Link to comment Share on other sites More sharing options...
Warwickshire Lad Posted March 9, 2006 Share Posted March 9, 2006 Kirsty talks about bubbles! Ha ha ! Quote Link to comment Share on other sites More sharing options...
Guest Winners and Losers Posted March 9, 2006 Share Posted March 9, 2006 (edited) She has just said 'we need FTB's to keep the property market moving'. No kidding. 'Stagnating market is going to get alot worse' 'It will cause a false bubble' , which will cause a slowdown' And finally, 'I would support anyone who supports FTB's' - why isn't she supporting HPC then? I thought prices were rising and properties were flying off the shelves? What is this about stagnation, bubbles and slowdown Kirsty? Edited March 9, 2006 by Winners and Losers Quote Link to comment Share on other sites More sharing options...
eurows Posted March 9, 2006 Share Posted March 9, 2006 Which way up was she. She talks out of her ar5e Quote Link to comment Share on other sites More sharing options...
Father Fred Posted March 9, 2006 Share Posted March 9, 2006 She has just said 'we need FTB's to keep the property market moving'. No kidding. 'Stagnating market is going to get alot worse' 'It will cause a false bubble' , which will cause a slowdown' I thought prices were rising and properties were flying off the shelves? She is a one woman campaign to encourage mysogony and blatant sexism. Quote Link to comment Share on other sites More sharing options...
Guest Winners and Losers Posted March 9, 2006 Share Posted March 9, 2006 Which way up was she. She talks out of her ar5e I couldnt be sure. Quote Link to comment Share on other sites More sharing options...
Sledgehead Posted March 9, 2006 Share Posted March 9, 2006 Yeah, it was just her "scrap HIPS" cr@p. "I'd support anything that helped first time buyers [get sucked into the buttom of the pyramid]," she says. Which way up was she. you tell me: Quote Link to comment Share on other sites More sharing options...
Guest Winners and Losers Posted March 9, 2006 Share Posted March 9, 2006 Maybe she is having trouble off loading her 1 bedder for 500k? Needs those FTB's to get things moving. Soooooo selfish! Quote Link to comment Share on other sites More sharing options...
A Fool & His Borrowed Money Posted March 9, 2006 Share Posted March 9, 2006 Since when will hips be a bad thing? it'll clamp down a bit on all that ea encouraged gazumping. I think her interests in this matter are somewhat sinister...... Quote Link to comment Share on other sites More sharing options...
apom Posted March 9, 2006 Share Posted March 9, 2006 (edited) She has just said 'we need FTB's to keep the property market moving'. No kidding. 'Stagnating market is going to get alot worse' 'It will cause a false bubble' , which will cause a slowdown' I thought prices were rising and properties were flying off the shelves? so essentially she did not say how to help FTB's, she was saying that without FTB's the market will fail?? Guys, have any of you noticed that she is a bear..? Now, she has not spent countless hours looking into the economic fundamentals as us saddo's have, she has not spent enough time to have that "Eureka" moment when you finally have the dawning realisation what an Economic cycle is.. That Speculation on draws money from other speculators until you have the last man holding.. Blah.. Blah.. Sorry, see I can't not rattle on.. So she does nto seem to realise why prices are so high now, or the more important fundamental fact that if house prices were meant to be this high, this is how much they would have cost 8 years ago.. Bus she does seem perceptive enough to see the Market as dead, The reason that market failures surprises people is that they have not needed to ever understand economic cycles and only learn 1: When the Economic Cycle goes into a downturn (Kirsty and the like) 2: When the upturn of the Economic cycle greatly impacts your life (That would be us here) I knew that the housing market failed in 1989, i didn't know why until a couple of years ago.. But I am learning more and more each day. Everyone out there will learn, its becoming very evident that people around me are seeing it now. We just had a head start. Without FTB's the market is doomed. I earn good money for the area but 4 times my salary buys me a rubbish studio flat in a converted house in a dodgy area. So tough on the FTB front. Imagine what you would have thought seeing the programme.. As a FTB that thought the market was doing well and you had no choice... Wnat impression would it have had on you? Edited March 9, 2006 by apom Quote Link to comment Share on other sites More sharing options...
pagaman Posted March 9, 2006 Share Posted March 9, 2006 I just like the idea that HIPS will add 1K onto a price, and that this stops FTBs. As a FTB, could I just point out that I need to earn 50K for a 3x salary morgage to buy a property., I don't give a monkeys about an extra grand...... It's interesting that she suggested we live in a "false bubble".... Bubbles on bubbles.... Quote Link to comment Share on other sites More sharing options...
eurows Posted March 9, 2006 Share Posted March 9, 2006 Kirsty and Cameron launch their 5 point plan to help ftb pay more for their home. Point 1 is scrap HIPS Point 2-5 probably involve helping them borrow more money. Quote Link to comment Share on other sites More sharing options...
Tester Posted March 9, 2006 Share Posted March 9, 2006 Send your comments direct to the programme here: breakfast.tv@bbc.co.uk Just sent mine: Dear Sir, Home Information Packs will help First Time Buyers by highlighting problems before they have spent any money. Yes, mortgage lenders may still insist on a valuation but competition means these are either free or a very low proportion of the mortgage cost. Would Kirstie prefer it if I got a full building survey done on every house I'm interested in? If Kirstie was really the friend of the First Time Buyer she would not suggest shared ownership, buying with friends, help from parents or interest only loans. All these do is prop up an unhealthy market. The real issue is that houses are just too expensive. The market cycles up and down. We are currrently at a peak. Now is not a good time to pay bubble prices. Quote Link to comment Share on other sites More sharing options...
mustrum_ridcully Posted March 9, 2006 Share Posted March 9, 2006 Thankfully I missed this, I've taken to watching GMTV in the morning yes it's dire, but at least doesn't give me high blood pressure. Did they have anyone arguing for HIPs, if not then how is this fair and balanced journalism? Particularly as there is political activity involved as well. I'm sure this is the sort of stuff OFCOM should be dealing with. Quote Link to comment Share on other sites More sharing options...
BubblesBurst Posted March 9, 2006 Share Posted March 9, 2006 Yeah, it was just her "scrap HIPS" cr@p. "I'd support anything that helped first time buyers [get sucked into the buttom of the pyramid]," she says. you tell me: The question is will labour and mr brown stick with this HIPs or will it go the way of SIPPs at the eleventh hour ? I'd like some guarantee before I invest any money in it. Quote Link to comment Share on other sites More sharing options...
Bingley Bloke Posted March 9, 2006 Share Posted March 9, 2006 If she wants to help FTB scrap stamp duty for FTB. How will scrapping stamp duty help? It's only 1% of the purchase price where applicable. If a 1% reduction was all that FTBs needed we'd all be negotiating 1% off the asking prices and buying houses. Quote Link to comment Share on other sites More sharing options...
Given Up Posted March 9, 2006 Share Posted March 9, 2006 Because the FTB's want to buy places over 250k apparently. Quote Link to comment Share on other sites More sharing options...
Tester Posted March 9, 2006 Share Posted March 9, 2006 (edited) The programme is reporting that they received a few hundred emails about hospital parking charges. They were surprised by the "huge" response. So, everyone here should send a simple email now; suggested keywords: HIPs favour buyers not sellers. First Time Buyers priced out. House Price Bubble. Market Peak. Expect Prices to Fall. Shared ownership not the answer. Email: breakfast.tv@bbc.co.uk Edited March 9, 2006 by Tester Quote Link to comment Share on other sites More sharing options...
Sledgehead Posted March 9, 2006 Share Posted March 9, 2006 (edited) so essentially she did not say how to help FTB's, That'll be up to David Cameron. Kirsty is just Cameron's latest media puppet. Remember Geldof helps Tory poverty policy ? And Otis Ferry? Jamie Oliver? It seems likely that at the pace Cameron is collecting celebs he'll outrank CAA before year end. Watching the next Tory Party conference will be like watching the Baftas if he "hires" any more media darlings. (incidentally, Cameron and Allsopp are relatives : News of Other James I Descendants, 2006 ) Edited March 9, 2006 by Sledgehead Quote Link to comment Share on other sites More sharing options...
mustrum_ridcully Posted March 9, 2006 Share Posted March 9, 2006 The programme is reporting that they received a few hundred emails about hospital parking charges. They were surprised by the "huge" response. So, everyone here should send a simple email now; suggested keywords: HIPs favour buyers not sellers. First Time Buyers priced out. House Price Bubble. Market Peak. Expect Prices to Fall. Shared ownership not the answer. Email: breakfast.tv@bbc.co.uk I just told em that the way to help FTBs is cheaper housing Quote Link to comment Share on other sites More sharing options...
Sledgehead Posted March 9, 2006 Share Posted March 9, 2006 The question is will labour and mr brown stick with this HIPs or will it go the way of SIPPs at the eleventh hour ? I'd like some guarantee before I invest any money in it. You really must learn to use emoticons .. then again, it was funnier without. We need a sincere-fool emoticon, a la Ardal O'Hanlon. Anyone reckon they could iconise that? Quote Link to comment Share on other sites More sharing options...
r thritis Posted March 9, 2006 Share Posted March 9, 2006 It's only her plan to help EA and not FTB by scrapping HIPs. If she wants to help FTB scrap stamp duty for FTB. I disagree. Removing stamp duty would have the immediate effect of raising prices by the equivalent amount. Net result - the money just passes from the treasury's pocket into the sellers pocket. Quote Link to comment Share on other sites More sharing options...
mustrum_ridcully Posted March 9, 2006 Share Posted March 9, 2006 I disagree. Removing stamp duty would have the immediate effect of raising prices by the equivalent amount. Net result - the money just passes from the treasury's pocket into the sellers pocket. Quite right. Home many people who think their homes are worth £260k but sell them below £250k - a lot I should imagine, this actually helps keep a lid on the market. I'm sure moving the lower band upto £120k gave the lower end of the market some oomph. Quote Link to comment Share on other sites More sharing options...
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