rainbow Posted February 28, 2006 Share Posted February 28, 2006 Paying some money into the Chelsea BS yesterday (new account paying 5.10%) Overheard a mortgage application, she currently has an £80K, looking to increase to £140k for a new property, and intends going for "interest only". The advisor asked if she was going for a fixed rate, she replied "No, as Nick feels rates are going to drop a few more times yet", (take it Nick is her other half). Amazing what a bit of spin from economists can do. The advisor agreed and then proceeded to try to sell her some "loss of income" insurance, she tried to swerve it, but he related the tale of his father who fell off a ladder and broke his knee and has been off for many months and his insurance was a "godsend". Quote Link to comment Share on other sites More sharing options...
Unexpected Posted February 28, 2006 Share Posted February 28, 2006 Paying some money into the Chelsea BS yesterday (new account paying 5.10%) Overheard a mortgage application, she currently has an £80K, looking to increase to £140k for a new property, and intends going for "interest only". The advisor asked if she was going for a fixed rate, she replied "No, as Nick feels rates are going to drop a few more times yet", (take it Nick is her other half). Amazing what a bit of spin from economists can do. The advisor agreed and then proceeded to try to sell her some "loss of income" insurance, she tried to swerve it, but he related the tale of his father who fell off a ladder and broke his knee and has been off for many months and his insurance was a "godsend". Thats great! For £30 per month you can have peace of mind while ladders. A small price to pay. Quote Link to comment Share on other sites More sharing options...
non-FTBer Posted February 28, 2006 Share Posted February 28, 2006 Amazing. What an insight into the retarded sorts who live all around us Quote Link to comment Share on other sites More sharing options...
sich Posted February 28, 2006 Share Posted February 28, 2006 "No, as Nick feels rates are going to drop a few more times yet Funny how people are oblivious to the risks and at the same time consider themselves economics experts when regurgitating something someone told them - confident enough to risk everything on a shread of someone else's knowlege (or lack of) please please HPC - I have no sympathy - these same sorts of people at my work are arrogant simply because they own property (recently). I'm laughed at now for being the only one who 'warns' of the imminent crash. Infact ten minutes ago i had the comment 'still think theres a crash comming', with a sneer from one of them walking past my desk. She has several BTL properties that she only bought last year!!! ...I would have no problem saying the opposite to her when it finally happens - but I'm sure I would get silenced by people sympathetic to her financial losses. Quote Link to comment Share on other sites More sharing options...
right_freds_dead Posted February 28, 2006 Share Posted February 28, 2006 can someone get a doctor to take a picture so i can look at this from inside as well ? in particular the cerebal cortex area of the brain. i suspect a sideways blow. Quote Link to comment Share on other sites More sharing options...
Oxford Howler Posted February 28, 2006 Share Posted February 28, 2006 "No, as Nick feels rates are going to drop a few more times yet", (take it Nick is her other half). Would that be 'uncle Nick'? snigger Quote Link to comment Share on other sites More sharing options...
backtoparents Posted February 28, 2006 Share Posted February 28, 2006 "No, as Nick feels rates are going to drop a few more times yet", (take it Nick is her other half). Would that be 'uncle Nick'? snigger Perhaps P45 Nick btp Quote Link to comment Share on other sites More sharing options...
AteMoose Posted February 28, 2006 Share Posted February 28, 2006 Perhaps P45 Nick btp *snigger* Quote Link to comment Share on other sites More sharing options...
homeless Posted February 28, 2006 Share Posted February 28, 2006 can someone get a doctor to take a picture so i can look at this from inside as well ? in particular the cerebal cortex area of the brain. i suspect a sideways blow. i realy think so Quote Link to comment Share on other sites More sharing options...
Sisyphus Posted February 28, 2006 Share Posted February 28, 2006 can someone get a doctor to take a picture so i can look at this from inside as well ? in particular the cerebal cortex area of the brain. i suspect a sideways blow. could become our anthem Everyone around me is a total stranger everyone avoids me like a cyclone ranger. Quote Link to comment Share on other sites More sharing options...
homeless Posted February 28, 2006 Share Posted February 28, 2006 could become our anthem Everyone around me is a total stranger everyone avoids me like a cyclone ranger. everyone Quote Link to comment Share on other sites More sharing options...
Elizabeth Posted February 28, 2006 Share Posted February 28, 2006 Funny how people are oblivious to the risks and at the same time consider themselves economics experts when regurgitating something someone told them - confident enough to risk everything on a shread of someone else's knowlege (or lack of) please please HPC - I have no sympathy - these same sorts of people at my work are arrogant simply because they own property (recently). I'm laughed at now for being the only one who 'warns' of the imminent crash. Infact ten minutes ago i had the comment 'still think theres a crash comming', with a sneer from one of them walking past my desk. She has several BTL properties that she only bought last year!!! ...I would have no problem saying the opposite to her when it finally happens - but I'm sure I would get silenced by people sympathetic to her financial losses. In these cases there is only one response IMHO. One word of sussinct integrity. "Yes". Stay out of analysis or justification. As for her mates blanking you in six months time, my suggestion is, then you can be a devious bitch. You don't have to say "I told you so". Things like "I'm really glad that I didn't buy that house, I wouldn't be able to take this holiday..." are totally sufficent. Quote Link to comment Share on other sites More sharing options...
Guest Winners and Losers Posted February 28, 2006 Share Posted February 28, 2006 Funny how people are oblivious to the risks and at the same time consider themselves economics experts when regurgitating something someone told them - confident enough to risk everything on a shread of someone else's knowlege (or lack of) please please HPC - I have no sympathy - these same sorts of people at my work are arrogant simply because they own property (recently). I'm laughed at now for being the only one who 'warns' of the imminent crash. Infact ten minutes ago i had the comment 'still think theres a crash comming', with a sneer from one of them walking past my desk. She has several BTL properties that she only bought last year!!! ...I would have no problem saying the opposite to her when it finally happens - but I'm sure I would get silenced by people sympathetic to her financial losses. Say it, say it!! Forget smug married's, its the smug BTL'ers that we hate! Quote Link to comment Share on other sites More sharing options...
New Darker Law Posted February 28, 2006 Share Posted February 28, 2006 @ backtoparents @elizabeth I like your style. NDL Quote Link to comment Share on other sites More sharing options...
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