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Elizabeth

Frugality Is The New Black

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Well on top of the huge number of bankrupcy stories (anthea turners sister turned it into a money making op by doing an interview with the Mail) The twittering lady journalists of the twittering quality press are now twittering on about how terrible it is to be in debt and not be able to use your credit cards. 2 columns in the independent today. Rosie Millard blames her parents, Deborah Ross suggests cutting back on essentials to maintain the effluent lifestyle. (that is not a spelling mistake :D )

I reckon the tide has turned firmly. Just watch for that trendy soup kitchen in Notting Hill ;)

http://www.dailymail.co.uk/pages/live/arti...in_page_id=1770

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i wonder? i was in a volvo garage and some chinless wonders were prepared to pay full list price for a xc90.

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well, being a contrarian, I saved hard when all others were mewing and spending for England, and have now no debts at all (inc. mortgage). My profligacy has now started with my new beautiful black designer multicoloured embroidered shoes with 4 inch heels (which I wear to work!!!).

With retailers starting to fight for business, who knows where my spending will end :lol:

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Well on top of the huge number of bankrupcy stories (anthea turners sister turned it into a money making op by doing an interview with the Mail) The twittering lady journalists of the twittering quality press are now twittering on about how terrible it is to be in debt and not be able to use your credit cards. 2 columns in the independent today. Rosie Millard blames her parents, Deborah Ross suggests cutting back on essentials to maintain the effluent lifestyle. (that is not a spelling mistake :D )

I reckon the tide has turned firmly. Just watch for that trendy soup kitchen in Notting Hill ;)

http://www.dailymail.co.uk/pages/live/arti...in_page_id=1770

Excellent - I have thought this was coming for a long time

GREEN WILL BE NEXT SEASONS BLACK.

Soon it will become the height of fashion to recycle, buy less, save more and make do.

"Guess how MUCH I paid for this?"

Will become

"Guess how LITTLE I paid for this?"

Getting a bagain will become the latest craze.

Flashing money around and buying too much will become 'so last year darling'.

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My profligacy has now started with my new beautiful black designer multicoloured embroidered shoes with 4 inch heels (which I wear to work!!!).

and don't tell me ...you're a male office worker!

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My profligacy has now started with my new beautiful black designer multicoloured embroidered shoes with 4 inch heels (which I wear to work!!!).

and don't tell me ...you're a male office worker!

:lol::lol::lol: actually, it's surprising how many male colleagues have noticed them... I get the feeling they're quite jealous and are eyeing them up for weekend wear!! :lol:

but on a serious note, when many others are now thinking about reigning in spending, those who have been frugal over the past few years unlike the majority recently, it's nice for those who have denied themselves, and been contrarian by paying off debt in a low interest environment rather than borrowing, to be able to splurge a little, and yet still only spend a fraction of what your total debt interest repayments would have been, and still have plenty to invest.

I think the journos mentioned above are late to the fashion... it's been underground, and just now it's becoming mainstream. :rolleyes:

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THE WOULD BE GREAT,,, if only true.

THERE's TOO MUCH YIN on television

Remember:

Television is the opiate of the female population.

The watch more of it (apart from sports), and it is created mainly with them in mind.

desperatehousewives.jpg

So we see; house makeover, personal makeover, makeup, make out,

Get made, get married, get divorced... live for the day "because I deserve it" media and television,

which has destroyed old-fashioned virtues, and turn the UK into a nation of aimless unloved men, and

self-obsessed ladette women.

If frugality came back into style, as some of us prediction 1-2 years ago, that would be great.

And we need a restoration of male virtues like bravery, courage, integrity, and generousity.

If women become frugal, and loving again, it would be a great move back towards balance.

Your right. Everything is about things. However, for myself, I am looking foward to a 100K of plastic surgery makeover, inspired by "The Swan". I am sure that it will fix my entire life to have a size 40 bust, skinny legs, no thighs and hair extensions (not to mention second degree burns to fix my face, and a labia tightening to??? ... god knows :o ... I just can't go on, it makes the eyes water :lol: ).

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.. live for the day "because I deserve it"

I think this couldn't be truer than for this 'generation' (I use quotes as i'm not proportioning any blame to a particular age group....we are all to blame).

Doesn't Carol Vordoman use similar words in one of those loan adverts "......because lifes for living"

These will be the quotes that come to haunt a future generation who will in turn be looked upon to support the old who made scant provision for their future.

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Guest Bart of Darkness
If women become frugal, and loving again, it would be a great move back towards balance.

An aimless unloved man writes:

I predict a less than loving response to that!

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how about getting a massive unsecured loan - invest* it all on cosmetic surgery. Surely they can't come and repossess your assets now can they?

*investing in your looks

Edited by notanewmember

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So we see; house makeover, personal makeover, makeup, make out,

Get made, get married, get divorced... live for the day "because I deserve it" media and television,

which has destroyed old-fashioned virtues, and turn the UK into a nation of aimless unloved men, and

self-obsessed ladette women.

If frugality came back into style, as some of us prediction 1-2 years ago, that would be great.

And we need a restoration of male virtues like bravery, courage, integrity, and generousity.

If women become frugal, and loving again, it would be a great move back towards balance.

Fortunately, I don't take all these women-are-spendthrifts-and-thus-ruining-the-lives-of-their-male-partners comments on this site personally. But every once in a while I despair at what I read here.

Let me ask it again: Where are you guys finding such women? All my women friends (of all ages) are frugal and loving. They're not driving their husbands/boyfriends over a financial cliff. Many of the postings make it sound like women are all materialistic morons who live to shop.

Come on. Get a grip on reality, guys. If those are the only women you know, then you're looking in all the wrong places. And whose fault is that?

I expect more from you, Dr. B.

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Too often I see women on their own driving around in mercs/BMWs/4x4s shopping in the shopping centres buying shoes they obviously dont "need". Sorry easy stereotype.

Edited by notanewmember

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Fortunately, I don't take all these women-are-spendthrifts-and-thus-ruining-the-lives-of-their-male-partners comments on this site personally. But every once in a while I despair at what I read here.

Let me ask it again: Where are you guys finding such women? All my women friends (of all ages) are frugal and loving. They're not driving their husbands/boyfriends over a financial cliff. Many of the postings make it sound like women are all materialistic morons who live to shop.

Come on. Get a grip on reality, guys. If those are the only women you know, then you're looking in all the wrong places. And whose fault is that?

I expect more from you, Dr. B.

well done yankee. Personally, I couldn't be ars*d to respond to that sad, misogynistic, deluded, bed-sit renter, mattress-bonker, single-person-special-offer pizza-eater's posts. :rolleyes:

I just hope he doesn't own any pets.

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well done yankee. Personally, I couldn't be ars*d to respond to that sad, misogynistic, deluded, bed-sit renter, mattress-bonker, single-person-special-offer pizza-eater's posts. :rolleyes:

I just hope he doesn't own any pets.

:lol::lol::lol:

You are vicious. I thought only Australian women were this brutal!

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Too often I see women on their own driving around in mercs/BMWs/4x4s shopping in the shopping centres buying shoes they obviously dont "need". Sorry easy stereotype.

Maybe that's because they can afford such things. They can also afford their own homes.

http://www.usatoday.com/money/2006-02-14-w...uses-usat_x.htm

Last year, single women snapped up one of every five homes sold. That's nearly 1.5 million, if you're counting — more than twice as many as single men bought, according to the National Association of Realtors.

The trend is striking, because in 1981, the number of single women and single men home buyers was virtually the same. Since then, the percentage of buyers who are single women has almost doubled, while the percentage of single men buyers slipped 1 percentage point to 9% last year.

This rise of single-women homeowners is part of a greater social and economic shift that is reshaping American life.

"For the first time in history, women have access to the same resources men have always had — money, social status, power," says Donald Hantula, professor of organizational psychology at Temple University in Philadelphia.

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I'm a willful cash hoarder and frugalista. I don't spend much of my income so if I didn't have it and had to do anything to get by, I'd be no worse off day to day. Upeheava yeah, but noi biggie in the grand scheme of things.

The trouble with trendy frugality, or richer people suggesting poorer people shouldn't be 'debt muppets', is that 'cutting back' and spending pre-earned money doesn't work in a debt-money system. It's a game of musical chairs - only so many people can be smug and debt free. If too many people get with the program industrial and business debts can not be repaid and the ecnomy fails to continue its 'growth'. Companies cut back, lay off staff (even the sensible debt-free ones), credit tightens so new enterprises cannot compensate and it's a recession until it reaches rock bottom and new debt-money can be created again.

Ironically, while the media do their best to ramp and spin the housing market, anti-debt lifestyle features are becoming the new property-porn which could have much more effect than a few more honest appraisals of the property market situation.

I'm fully aware that my job in large part depends on consumer spending. Almost everyone's does.

Consider the IT guy who makes the system that helps the engineer who makes the machine that builds the industrial component that is sold to the wholesaler who sells to the company that makes the widget on the vans that takes the must-have chinese imports to the retailer for the debt-splurger to gobble up with their mastercard for another bumper year's sales.

Does the debt free IT worker, who may be disgusted by all the consumer debt around, know his bread is being, temporarily, buttered by the debt-zombie?

Edited by CrashedOutAndBurned

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how about getting a massive unsecured loan - invest* it all on cosmetic surgery. Surely they can't come and repossess your assets now can they?

*investing in your looks

How sad that loan commercials almost let you belive you can borrow yourself out of debt.

On the question of looks....What you see is what you get.

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how about getting a massive unsecured loan - invest* it all on cosmetic surgery. Surely they can't come and repossess your assets now can they?

*investing in your looks

Better still: How about getting a massive unsecured loan and invest it all in gold coins (buy a few at a time using cash). Then a year or two down the line declare bankruptcy.

*because you're worth it :lol:

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This rise of single-women homeowners is part of a greater social and economic shift that is reshaping American life.

"For the first time in history, women have access to the same resources men have always had — money, social status, power," says Donald Hantula, professor of organizational psychology at Temple University in Philadelphia.

Its an interesting phenomena the old academic research. It tends to concentrate on its own. ie. the middle classes. Its a less polarised version of Journalism (which tends to concentrate on one sphere of activity only - the media).

I'm sorry Yankee this is a western world wide trend, but I have not noticed any profoundly positive impacts on my own life from this mavellous reshaping of the economic landscape. I believe it applies with far greater veracity to to those women who finished school in the approved fashion and timeframe and those with long legs and big tits (yes physical attractiveness does have income generating benefits within non-sex-industry professions - and academic research has proved this as well).

What I have noticed is that the growth of double income expectations built into morgages has doubled the cost of housing which has done the following:

As a single woman with a scratchy start whose adult life coincided with this trend, this has set me back no end. In the good old days, as one of the few working women, being a crackly old spinster professional, at the rate I am earning I could be buying a decent house. I had maiden aunts who were quite well off from a similiar position to me. I would have been despised but at least my situation would have been financially sound.

At the same time, it has also done nothing for overall welfare of human beings since a good proportion of the time within the entire dyad (of which most human existence is composed) is now devoted to earning income. Families used to be able to have expectations of owning a house on a single income. The great leap forward for women is a great leap back from the situation in which they could expect to stay home and still have a house that they could collectively call their own. So now parents are tired and nobody has time for their kids, and their is an exponential increase in delinquency, and we have entered into the facist machinary of production for its own sake uber alles.

What I don't understand is with so much more workforce participation (about another 1/2 again) combined with all the labour saving inventions and technology that was going to bring about the brave new world of leisure why do we have to work till 70?

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Elizabeth and others here...

May be clever enough not to take my remarks personally.

They are not aimed at anyone here.

BUT there are plenty of targets that i see every day

DB... you are seriously misguided if you think that your sweeping statements about the female gender are not aimed at anyone here... by definition, sweeping statements are aimed at ALL who fall into your target category, and that means EVERY woman on this site must feel some degree of annoyance at your stereotyped mysogynistic posts.

Every single one of your posts which in some way relate to gender that I have had the misfortune to read over the last year have never given the impression of a bilateral view.

Feel free to try to "target" me if you dare :P

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Elizabeth and others here...

May be clever enough not to take my remarks personally.

They are not aimed at anyone here.

BUT there are plenty of targets that i see every day

Your right. I'm extremely clever. However I rather have big tits and long legs and be a bit stupid. Academic research has proved that the female homosapien will achieve far more in every sphere of survival with the later than the former... ah, yes and now for that unsecured loan for the plastic surgery... forgot to mention the one where they break your legs and stretch them with titanium pins :o

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Your right. I'm extremely clever. However I rather have big tits and long legs and be a bit stupid. Academic research has proved that the female homosapien will achieve far more in every sphere of survival with the later than the former... ah, yes and now for that unsecured loan for the plastic surgery... forgot to mention the one where they break your legs and stretch them with titanium pins :o

:lol: I am glad to see that E has not fallen for DB's extremely transparent flattery in a vain attempt to garner female support on this site!

PS, the long legs ensure survival and the genetic advantage of one's offspring by having a greater ability to run fast from DB types :lol:

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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