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Serpico

Chip & Pin Omg

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Well the high street is taking a hammering. I have just had a mail from a friend in Dallas asking what chip and pin is, her daughter is over here on holiday and has found she is having trouble using her credit cards which do not have smart chips. Her mother has spoken to her card co and the yanks apparently have no intention of introducing cards with chip and pin.

Contacted another friend in Brisbane who will be coming over soon to check it out there, never heard of chip and pin in Oz either, I wonder if the Japanese and other international visitors and tourists will have the same problem.

That should help the tourist industry, high street stores and our economy a bundle with the muppets, telling them they can't use a card without a pin number.

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Guest Winners and Losers

Well the high street is taking a hammering. I have just had a mail from a friend in Dallas asking what chip and pin is, her daughter is over here on holiday and has found she is having trouble using her credit cards which do not have smart chips. Her mother has spoken to her card co and the yanks apparently have no intention of introducing cards with chip and pin.

Contacted another friend in Brisbane who will be coming over soon to check it out there, never heard of chip and pin in Oz either, I wonder if the Japanese and other international visitors and tourists will have the same problem.

That should help the tourist industry, high street stores and our economy a bundle with the muppets, telling them they can't use a card without a pin number.

Chip and Pin has been in Australia for donkey's years. Its called EFTPOS.

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Chip and Pin has been in Australia for donkey's years. Its called EFTPOS.

I found it in Japan when I went back last November though it was the exception rather than the rule. There will be some comical exchenages in Fortnum & Mason over the coming months. And the effect on house prices will be....

Edited by Leeds-Bozz

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Guest Charlie The Tramp

That should help the tourist industry, high street stores and our economy a bundle with the muppets, telling them they can't use a card without a pin number.

I understand they can still use cash machines using their pin number.

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In my expreience Australia uses pin numbers for debit cards but not credit cards which you still have to sign for.

Surely machines in shops should be able to detect foreign cards and use whatever system is appropriate. Cash machine detect foreign cards.

I was recently in Switzerland. Mostly signed but once chip and pinned.

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Well the high street is taking a hammering. I have just had a mail from a friend in Dallas asking what chip and pin is, her daughter is over here on holiday and has found she is having trouble using her credit cards which do not have smart chips. Her mother has spoken to her card co and the yanks apparently have no intention of introducing cards with chip and pin.

Contacted another friend in Brisbane who will be coming over soon to check it out there, never heard of chip and pin in Oz either, I wonder if the Japanese and other international visitors and tourists will have the same problem.

That should help the tourist industry, high street stores and our economy a bundle with the muppets, telling them they can't use a card without a pin number.

See http://www.chipandpin.co.uk/consumer/index.html

There will be a number of important exceptions after 14 February. After this date the following cardholders will continue to sign:

- cardholders who have an old style chip and signature card and were awaiting a new style chip and PIN card

- cardholders from overseas who have an old style chip and signature card

- disabled cardholders who have a chip and signature card

If you employ muppets....

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Many things are totally backwards in America. Quite often you never even have to sign your credit card receipt or put in a pin. For example you can buy petrol at most garages by just sliding your card at an automated pump (you don't even have to go into the garage shop to pay). When you do have to sign it, they never check. It's rife with fraud and identity theft over here.

Some Americans I have met just write "PLEASE CHECK ID" on the back of their credit cards, instead of their signature, with the vague hope that if their card gets stolen and used before they can cancel, it will help.

frugalista

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The Chip & Pin in use in the UK (aka EMV - for Eurocard, Mastercard, Visa) is not compatible with the French or Australian systems. Yes, their cards have a chip, and they have to enter a PIN - but it's incompatible technology. They will eventually migrate to EMV - but until then, they'll need to sign. Assuming of course the shops are willing to do so. I'm not sure where the liability lies with regard to fraud with foreign credit cards & a signature.

Even the yanks will eventually go EMV (though it will take time and be a huge undertaking).

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Some Americans I have met just write "PLEASE CHECK ID" on the back of their credit cards, instead of their signature, with the vague hope that if their card gets stolen and used before they can cancel, it will help.

I bought an ice cream in San Francisco a few years back and a Chinese American who had difficulty in speaking English would not give it to me until I showed her my PASSPORT!!!

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I use my Chip & Pin card in Sweden. They have no chip readers, I swipe my card & could put in my pin, but I just press the no pin button (Ej kod for anyone who knows Swedish) and sign for it. Simple.

The Chip & Pin thing is a ruse to get lazy UK signers (like me) to use their pin number. There was no need for them to associate the chip with the pin, they just did it out of choice and may pay the price with it being different from foreign standards.

I also received a new UK Mastercard recently, my old one had a chip, my new one doesn't. I wonder if the shops will now let me sign for it in the UK.

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Guest Bart of Darkness

in the USA 'chip & pin' are two carpenters who host a weekly DIY show.

its pretty good. better than this old house. that was dull.

I thought Chip 'n Pin were those cute cartoon chipmunks, always getting into entertaining scapes on Cartoon Network.

They used to be "the Chipmunks" part of "Alvin and the Chipmunks", but were given their own show when Alvin was embroiled in a messy crack cocaine/escort girl scandal and had to check into rehab.

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  • 302 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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