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Ethnic exodus from London


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11 minutes ago, Pop321 said:

Off topic? Never ūüėÜūüėÜ

I run 3 screens and am brilliantly proficient at Microsoft Office applications.  I use that and browser...almost nothing else  

However when it comes to my actual laptop you¬†lost¬†me at Blades, infact well¬†¬†before thatūüėÜ....but that what makes this world wonderful. Our differences.¬†

My laptop has a solid hard drive thingy so doesn’t take long to boot up. And it is black and grey. It has HP written on it....so I think it’s a HP. 

Sorry, what was the topic again ūüėÜūüėÜ

Be thankful you never spent 10 years around people that spoke like that as there default language, one chap thought explaining the osi network layer model was a good chat up line.¬†ūü§£

When he got  bored of that he would explain raid array levels and the benefits of clustering and heartbeat links.

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On 9/7/2020 at 4:43 PM, Pop321 said:

I am close to these trades. My experience is a really good self employed tradesman earns nowhere near this as a net profit. Maybe an employee, in London, who works for a large company who does calls outs and get paid by the hour with overtime. 

Extra tax on £80k doesn’t even nearly hit the average working man. 

Average sparky is ¬£32k¬†taxable income and¬†¬£38k in London. They may tell you otherwise and even earn a few grand on¬†the side but ‚Äėtaking nearly ¬£2k a week‚Äô isn‚Äôt the same as earning it.

However, I do agree that they probably voted Tory though. 

I'm in the trade on the books, 32k salary maybe around 34/35k with call out. Voted labour but everyone or mostly everyone onsite went Tory because they didn't look past the increased tax headline to see that it was for 80k earners. I'll tell you this now, NO ONE ONSITE OR EVEN DOMESTIC SE OR ON THE BOOKS IS EARNING 80K. The odd guy maybe doing 7day week with daft hours in central london but the rest of the UK not a chance.

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2 minutes ago, Bemmymate said:

I'm in the trade on the books, 32k salary maybe around 34/35k with call out. Voted labour but everyone or mostly everyone onsite went Tory because they didn't look past the increased tax headline to see that it was for 80k earners. I'll tell you this now, NO ONE ONSITE OR EVEN DOMESTIC SE OR ON THE BOOKS IS EARNING 80K. The odd guy maybe doing 7day week with daft hours in central london but the rest of the UK not a chance.

And I'll say this too for the Brickys who say the 2k week thing or any other self employed saying such. They don't work like that everyweek. Take 2 weeks holiday-no pay, Sick-no pay, Pissing down for 3 months so can't lay any bricks-no pay Vans ******ed so can't move tools or materials-no pay. Been there done that, Yes the odd builder does very well for themselves but you look at it as a whole across the industry then its shit.

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1 minute ago, Bemmymate said:

I'm in the trade on the books, 32k salary maybe around 34/35k with call out. Voted labour but everyone or mostly everyone onsite went Tory because they didn't look past the increased tax headline to see that it was for 80k earners. I'll tell you this now, NO ONE ONSITE OR EVEN DOMESTIC SE OR ON THE BOOKS IS EARNING 80K. The odd guy maybe doing 7day week with daft hours in central london but the rest of the UK not a chance.

I worded it a little more cautiously should someone actually quote a friend of a friend but I agree completely. 

Most of my friends are in trades and I worked (as I vaguely put it for my own data security) in finance.

I never dared tell them my true earnings and my bonus was often ¬£15k.(not commission rather a share of performance and profit of the company).¬†¬†My base salary wasn‚Äôt massive, according to some I have seen in here, at¬†¬£55k ish but the cash bonus, BuPA, big daft car, cheap mortgage, share saves, share match, share bonus, 37 days paid holiday (not including bank holidays) etc. I once got a ‚Äėsalary equivalent statement‚Äô and it was about ¬£90k WITHOUT the bonus.¬†

That’s not he showing off....but the guys I knew were nowhere near that. £175 a day (or £24/£30 an hour smaller type jobs but that’s not 7 hours a day) and if they were lucky 5 days a week. Always in demand but 5 full profitable working days a week is a tough ask. 

Employees were lucky if highly skilled to be getting £35k as an employee. If part skilled then as low as £15/£20k. 

Appreciate that’s all up north. However it’s not as backward and low paid up here as the south may like to think. I doubt the south will be any more than 15% above that. But I might be wrong. 

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3 minutes ago, Pop321 said:

I worded it a little more cautiously should someone actually quote a friend of a friend but I agree completely. 

Most of my friends are in trades and I worked (as I vaguely put it for my own data security) in finance.

I never dared tell them my true earnings and my bonus was often ¬£15k.(not commission rather a share of performance and profit of the company).¬†¬†My base salary wasn‚Äôt massive, according to some I have seen in here, at¬†¬£55k ish but the cash bonus, BuPA, big daft car, cheap mortgage, share saves, share match, share bonus, 37 days paid holiday (not including bank holidays) etc. I once got a ‚Äėsalary equivalent statement‚Äô and it was about ¬£90k WITHOUT the bonus.¬†

That’s not he showing off....but the guys I knew were nowhere near that. £175 a day (or £24/£30 an hour smaller type jobs but that’s not 7 hours a day) and if they were lucky 5 days a week. Always in demand but 5 full profitable working days a week is a tough ask. 

Employees were lucky if highly skilled to be getting £35k as an employee. If part skilled then as low as £15/£20k. 

Appreciate that’s all up north. However it’s not as backward and low paid up here as the south may like to think. I doubt the south will be any more than 15% above that. But I might be wrong. 

Well I'm in Bristol so no, not much different. Was self employed for years and when it was good it was great but when it's not it's crap. Now I'm on the books with holidays tools paid for van and fuel paid SICK PAY! still not used to the sick pay thing, in 15 years working I've had maybe 2 weeks sick, one week of that with fractured skull but was back on the tools in a week. And thank god I'm in a recession proof part of the industry. I was set to move into a flat before Christmas having offer accepted in oct 19, no chain,and thanks to the dimmest solicitors on earth I wasn't in 3 months into lockdown so 7/8 months and I pulled out. Looking like a blessing in disguise now I've got a bigger deposit and prices looking to drop I might actually be able to buy an entire house!

 

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47 minutes ago, Bemmymate said:

And I'll say this too for the Brickys who say the 2k week thing or any other self employed saying such. They don't work like that everyweek. Take 2 weeks holiday-no pay, Sick-no pay, Pissing down for 3 months so can't lay any bricks-no pay Vans ******ed so can't move tools or materials-no pay. Been there done that, Yes the odd builder does very well for themselves but you look at it as a whole across the industry then its shit.

I couldn't agree more, if i work 9, maybe 10 months of the year at the moment i'm doing well (self-employed joiner) and i too hear this BS day in day out (the £2k a week myth) from other trades i work with. Then in the pub after a skinful you find out they're upto their eyeballs in debt trying to maintain their lifestyle, hang onto their marriage etc or as the plumber who does my gas work did, take out the £50K covid loan to finish your massive house extension and buy the missus some trinkets he can't afford to shut her up.

FWIW I get it all the time from customers ribbing me that it must be nice earning £2k a week, i tell them, "it was but it was 14 years ago!" 

Personally speaking, an HMRC investigation, the GFC and non-stop undercutting from migrant labour, baby-boomers (who won't or can't retire) plus ar$ehole property devs/house builders (non-payers & 120 day terms respectively) have all but destroyed my prospects in the long term. Put it this way I'm that confident in my future i'm presently converting my work van to live in as well as work.

Fun times ahead...............

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It's the same in transport. I've had conversations with lorry drivers who "take home £1500 a week". It's all nonsense. For 60 hours, which is about average in transport, you're looking at around £600 take home, give or take £100. 

If you're working 80+ hours, working Mon am to Sat pm, sleeping in your lorry 5 nights per week, maxxing out tachograph hours, and you're a LTD company (so you can fiddle tax), you might do £1k per week take home. But you need to sell your soul for that. 

Edited by Orb
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Wages have been hollowed out the past 20 years for average workers. Even mid level management is not much better.

Chippies on £750 a week in the 90s contract IT support roles 1990s early 2000s £30 an hr.

Find the lowest stress job you can find and look after no1 forget marriage and kids unless you are well over 6 figures a year it's not worth it.

Average job pays for either a home or pension not both.

 

 

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32 minutes ago, longgone said:

Wages have been hollowed out the past 20 years for average workers. Even mid level management is not much better.

Chippies on £750 a week in the 90s contract IT support roles 1990s early 2000s £30 an hr.

Find the lowest stress job you can find and look after no1 forget marriage and kids unless you are well over 6 figures a year it's not worth it.

Average job pays for either a home or pension not both.

 

 

Quality of life is the most import thing to maintain, enjoy your hobbies, interests and passions, only get one life. Mate was telling me about the tastiest girl from the home town now moving back there after divorce. Her high flying ex-exec. husband lost his job and he went south, described as "emasculated". Now he's fecked she's taken her share and his kids live 200 miles away. 

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1 hour ago, longgone said:

Wages have been hollowed out the past 20 years for average workers. Even mid level management is not much better.

Chippies on £750 a week in the 90s contract IT support roles 1990s early 2000s £30 an hr.

Find the lowest stress job you can find and look after no1 forget marriage and kids unless you are well over 6 figures a year it's not worth it.

Average job pays for either a home or pension not both.

Why does marriage and kids suddenly become "worth it" at £100,000pa earnings?!

Family life is either a lifestyle that's right for you - or it isn't.  Earnings doesn't come into it. 

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1 hour ago, smash said:

Quality of life is the most import thing to maintain, enjoy your hobbies, interests and passions, only get one life. Mate was telling me about the tastiest girl from the home town now moving back there after divorce. Her high flying ex-exec. husband lost his job and he went south, described as "emasculated". Now he's fecked she's taken her share and his kids live 200 miles away. 

High flying exec or not that story is repeated 1000s of times everywhere. Happened to someone I worked with too and he was no exec.

Slagged me off for not being hitched, you will end up the old man in spoons ūü§£
Didn't work out too well did it mate.

1st mistake is believing the good times last forever I learnt that very young hence being a tight ass saver.

 

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26 minutes ago, scottbeard said:

Why does marriage and kids suddenly become "worth it" at £100,000pa earnings?!

Family life is either a lifestyle that's right for you - or it isn't.  Earnings doesn't come into it. 

You can have family life on nothing if you are lucky enough to obtain benefits my point is quality of life.

"Worth" it is subjective though everyone has their price after all.

All I see is life getting more competitive more selfish more about who you know than what you know. You need a decent income to give your kids a chance pre adulthood and after.

Buying a house pension and running it and kids is a big ask on a average wage and nearly impossible down south unless subbed with state cash. 

I don't think it's fair to struggle in your own life to only bring up kids to have the same life or worse after.

 

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2 minutes ago, longgone said:

High flying exec or not that story is repeated 1000s of times everywhere. Happened to someone I worked with too and he was no exec.

Slagged me off for not being hitched, you will end up the old man in spoons ūü§£
Didn't work out too well did it mate.

1st mistake is believing the good times last forever I learnt that very young hence being a tight ass saver.

 

At 41 quite a few people ask me if I'm gay because I've never been married. I'm like "no, I just know better" lol.

 

 

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1 minute ago, Orb said:

At 41 quite a few people ask me if I'm gay because I've never been married. I'm like "no, I just know better" lol.

 

 

Yep had that ! usually guys who see me about pre covid in pubs never bothering to try it on with women, people think in herd like fashion  don't conform and you are odd or must be gay.

How many think they have it made for all of it to fall apart later, good luck to them.

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4 minutes ago, longgone said:

Yep had that ! usually guys who see me about pre covid in pubs never bothering to try it on with women, people think in herd like fashion  don't conform and you are odd or must be gay.

How many think they have it made for all of it to fall apart later, good luck to them.

Same here. I've had women approach me and I've been rude enough to ask them to 'just go away' if they don't get the hint from my body language lol. Try that one, and watch them glitch as it does not compute. I couldn't be less bothered. 

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25 minutes ago, longgone said:

High flying exec or not that story is repeated 1000s of times everywhere. Happened to someone I worked with too and he was no exec.

Slagged me off for not being hitched, you will end up the old man in spoons ūü§£
Didn't work out too well did it mate.

1st mistake is believing the good times last forever I learnt that very young hence being a tight ass saver.

 

People I'm close with generally have good family relationships and that lifestyle choice has worked out for them, no end of other folks caught out by it though. Willing to bet a container full of brand new tellies that people are finding their freedom restricted by finance implications of doing the divorce with the house being the major sticking point, pretty sure I know them as well but of course we aren't supposed to see it, even though its clear as 4k OLED.

Edited by smash
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6 minutes ago, Orb said:

Same here. I've had women approach me and I've been rude enough to ask them to 'just go away' if they don't get the hint from my body language lol. Try that one, and watch them glitch as it does not compute. I couldn't be less bothered. 

ūü§£
Indeed done that a few times. Probably should have went home with them, well just once never to be seen again.

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7 minutes ago, smash said:

People I'm close with generally have good family relationships and that lifestyle choice has worked out for them, no end of other folks caught out by it though. Willing to bet a container full of brand new tellies that people are finding their freedom restricted by finance implications of divorce with the house being the major sticking point, pretty sure I know them as well but of course we aren't supposed to see it, even though its clear as 4k OLED.

I bet a lorry load of OLEDs either party did not take the commandments literally at the time.

I'd say over half of marriages fail and when they do it's financially damaging for life God help the damaged kids too. Some get together for the wrong reasons.

 

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6 minutes ago, longgone said:

I bet a lorry load of OLEDs either party did not take the commandments literally at the time.

I'd say over half of marriages fail and when they do it's financially damaging for life God help the damaged kids too. Some get together for the wrong reasons.

 

Had a client in Kensington, German banker who divorced his Hong Kong hottie wife and I ended up fleecing her for her total w@nk AV she wanted in her post divorce flat on Kensington Palace Gardens. Her heavy metal music loving son smashed one of those late Pioneers in his bedroom because he fecked up on a shoot 'em up video game. The little daughter (maybe 8 or 9) who you would see taking piano lessons and looked like a little angel had this little laptop and her mother asked me to check that it had good wifi connection in little girls bedroom. There was no password protection on this pink laptop with daisy stickers on the lid and I did as the customer asked, turned out that this little girl was viewing the most extreme porn on her laptop. Her mum probably knew about it and wanted to involve me in some way. Loads of money and fecked in the head kids.

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7 hours ago, longgone said:

Be thankful you never spent 10 years around people that spoke like that as there default language, one chap thought explaining the osi network layer model was a good chat up line.¬†ūü§£

When he got  bored of that he would explain raid array levels and the benefits of clustering and heartbeat links.

Finance is just as boring. Nothing personal Pop321.

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3 hours ago, Si1 said:

Finance is just as boring. Nothing personal Pop321.

None taken ūüėÜ ¬†33 years and you are right.
 

However, for me the last 5 years finance became quite interesting when I was elevated into a central role and became a policy maker including product design, pricing, marketing and problem solving with eye watering numbers involved....it was brill. Made me feel vital. 

Don‚Äôt really talk about the job with my friends but they¬†like to know what I think about ‚Äėmoney matters‚Äô as we¬†all have specialist subjects.¬†¬†They like that despite¬†having more ‚Äėexperience‚Äô than they might have I acknowledge with any predictions¬†‚Äėtheir guess is as good as mine‚Äô

It took a lot of will power to leave the job because it had become my identity and the hours even became controllable because the new job suited my competencies and experience. However, as this thread is suggesting I knew there are other things in life and even though I was only 50 it just felt as though there isn’t much time in this tiny Little Rock spinning around the sun. 50 will very quickly become 65. 

As for marriage (ps I know you weren't¬†asking...this is just a reply to the thread) it¬†worked¬†for me ‚Äėso far‚Äô. Very very lucky and¬†we became an ‚Äėeconomic¬†unit‚Äô in very traditional roles at a young age. I was exceptional at my job and progressed quickly and the other half was an exceptional mother and homemaker. Not gender related it‚Äôs just who we were and what we wanted. It helped we like and love each other and any compromise was (and is)¬†for the welfare of both of us rather than a selfish request by either one of us.¬†

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7 hours ago, Orb said:

At 41 quite a few people ask me if I'm gay because I've never been married. I'm like "no, I just know better" lol.

 

 

I get this too, its the only thing i got right in my life so far (never getting married), its strange, as i have concluded women seem to think you're well off because you're self employed, "you've got your own business have you?" Me: "er yeah, could you leave me alone?". Like you say they don't know what to do hence the shaming and anger tactics I've witnessed first hand in this scenario from what were fairly ropey-looking, average women. 

When you find out they've got kids its a definite "please go away".

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10 hours ago, Bemmymate said:

And I'll say this too for the Brickys who say the 2k week thing or any other self employed saying such. They don't work like that everyweek. Take 2 weeks holiday-no pay, Sick-no pay, Pissing down for 3 months so can't lay any bricks-no pay Vans ******ed so can't move tools or materials-no pay. Been there done that, Yes the odd builder does very well for themselves but you look at it as a whole across the industry then its shit.

I've had building quotes north of £1k per day in London. Someone is getting the money. I put it down to the stamp duty effect, cannot move - so build and extend

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  • 429 Brexit, House prices and Summer 2020

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