PeanutButter Posted January 20 Report Share Posted January 20 God this forum is getting bloody boring and repetitive. We get it. You are utterly obsessed with American politics. Is there ANYTHING useful you have to say about UK house prices? Or is every thread simply an opportunity to shoehorn Trump conspiracies into the discourse? I’d rather fry an egg on a camel than continue reading these endless nutbag pingpongs. Please for the love of pasta go back to kiwi farms. Quote Link to post Share on other sites
mrlegend123 Posted January 20 Report Share Posted January 20 Just now, PeanutButter said: God this forum is getting bloody boring and repetitive. We get it. You are utterly obsessed with American politics. Is there ANYTHING useful you have to say about UK house prices? Or is every thread simply an opportunity to shoehorn Trump conspiracies into the discourse? I’d rather fry an egg on a camel than continue reading these endless nutbag pingpongs. Please for the love of pasta go back to kiwi farms. why are you mentioning trump on here? please stick to trump threads. thank you Quote Link to post Share on other sites
Pop321 Posted January 20 Report Share Posted January 20 14 minutes ago, PeanutButter said: God this forum is getting bloody boring and repetitive. We get it. You are utterly obsessed with American politics. Is there ANYTHING useful you have to say about UK house prices? Or is every thread simply an opportunity to shoehorn Trump conspiracies into the discourse? I’d rather fry an egg on a camel than continue reading these endless nutbag pingpongs. Please for the love of pasta go back to kiwi farms. It only works if you allow yourself to assume a disruptive poster actually believe what they write when in fact comments are just is to disrupt. So trying to convince them of something else is wasted because they really know already or don’t care and the agenda isn’t really what you thought. Ignoring is easier said than done. For example....in fact no. Nuff oxygen wasted. In terms of ‘is this the end’....I felt more optimistic today. Was it the Fish and Chips delivery, friend positive hospital result after some worrying tests, a decent 6 mile run or something else😉 A few good days. Maybe that’s all it will take. That and the image of you trying to fry an egg on a camel.😉👍🏻 Quote Link to post Share on other sites
sammersmith Posted February 2 Report Share Posted February 2 Why won't my two really keen buyers come back with counter-offers when i knocked back their 'considerably' under asking price offers? https://www.mumsnet.com/Talk/property/4153821-How-long-to-come-back-after-negotiating-offer I think she knows the answer but can't quite connect the dots Both buyers have admitted to either being furloughed or off work at the moment so it’s not as if they are busy with work?? Lots of time, yes. Good mortgage availability, perhaps less so. This tickled me If they have decided not to buy because elf furlough why are they viewing and offering in the first place though - I don’t understand? Something to do, isn't it? A day trip out with the kids now that everything else is closed. Quote Link to post Share on other sites
highcontrast Posted February 2 Report Share Posted February 2 Mumsnet is the gift that just keeps on giving. Quote Link to post Share on other sites
simon2 Posted February 2 Report Share Posted February 2 Let's be honest, sentiment hasn't really turned on there or MSE. Maybe a few juicy stories, and maybe even a few people that detract from the prevailing view but you would get them even in the best housing markets. My favourite type of threads is the 'why isn't my house selling' - usually gets everyone piling in to give it a good old slagging, but there have been very few of these. In a real declining market there should be plenty of these as people cannot achieve a higher price than places that sold a year ago. Quote Link to post Share on other sites
PeanutButter Posted March 3 Report Share Posted March 3 https://www.mumsnet.com/Talk/am_i_being_unreasonable/4181767-How-can-you-save-enough-for-a-house-when-house-prices-keep-getting-higher Quote Link to post Share on other sites
TheCountOfNowhere Posted March 3 Report Share Posted March 3 39 minutes ago, PeanutButter said: https://www.mumsnet.com/Talk/am_i_being_unreasonable/4181767-How-can-you-save-enough-for-a-house-when-house-prices-keep-getting-higher Now you don't need to worry... You can borrow 95% of £600,000 to hand to someone for the pile of bricks they paid 50k for Quote Link to post Share on other sites
longgone Posted March 3 Report Share Posted March 3 8 minutes ago, TheCountOfNowhere said: Now you don't need to worry... You can borrow 95% of £600,000 to hand to someone for the pile of bricks they paid 50k for 😂 Quote Link to post Share on other sites
Huggy Posted March 3 Report Share Posted March 3 1 hour ago, PeanutButter said: https://www.mumsnet.com/Talk/am_i_being_unreasonable/4181767-How-can-you-save-enough-for-a-house-when-house-prices-keep-getting-higher It's pretty impossible to if you're not in the right situation. If you're lucky, or diligent, there might be an investment out there that could help you. Your savings go up by 1, house prices by 10, and you can only really try and get into that investment that gives you 100, 1,000, or even 10,000 (or even more). That's the only real way to 'win'. Quote Link to post Share on other sites
satsuma Posted March 3 Report Share Posted March 3 2 hours ago, PeanutButter said: https://www.mumsnet.com/Talk/am_i_being_unreasonable/4181767-How-can-you-save-enough-for-a-house-when-house-prices-keep-getting-higher It’s the same story all over, people running to standstill or even going backwards Quote Link to post Share on other sites
PeanutButter Posted March 4 Report Share Posted March 4 10 hours ago, satsuma said: It’s the same story all over, people running to standstill or even going backwards Interesting to see the mums getting HPI woke Quote Link to post Share on other sites
Si1 Posted March 4 Report Share Posted March 4 On 02/02/2021 at 11:38, sammersmith said: Why won't my two really keen buyers come back with counter-offers when i knocked back their 'considerably' under asking price offers? https://www.mumsnet.com/Talk/property/4153821-How-long-to-come-back-after-negotiating-offer I think she knows the answer but can't quite connect the dots Both buyers have admitted to either being furloughed or off work at the moment so it’s not as if they are busy with work?? Lots of time, yes. Good mortgage availability, perhaps less so. This tickled me If they have decided not to buy because elf furlough why are they viewing and offering in the first place though - I don’t understand? Something to do, isn't it? A day trip out with the kids now that everything else is closed. Is she the world's stupidest person? Could it be the price? Quote Link to post Share on other sites
Bugger BTL Posted March 4 Report Share Posted March 4 1 hour ago, PeanutButter said: Interesting to see the mums getting HPI woke Inevitable when you think of the demographics. It's roughly anyone under 40 who has been screwed in housing terms, and the age of first birth in the UK is now around 30. So as time passes, the majority of new parents who are in Generation Rent increases. And while not everyone in the cohort recognises the situation for what it is, the more people who suffer, the more you'd expect to notice. Quote Link to post Share on other sites
TheCountOfNowhere Posted March 4 Report Share Posted March 4 On 20/01/2021 at 19:22, PeanutButter said: God this forum is getting bloody boring and repetitive. It's never been so exciting !!!! Quote Link to post Share on other sites
sta100 Posted March 4 Report Share Posted March 4 3 principles of mumsnet: Buy in an expensive area Buy a detached house Use DH's money to do so Quote Link to post Share on other sites
PeanutButter Posted March 4 Report Share Posted March 4 3 hours ago, Bugger BTL said: Inevitable when you think of the demographics. It's roughly anyone under 40 who has been screwed in housing terms, and the age of first birth in the UK is now around 30. So as time passes, the majority of new parents who are in Generation Rent increases. And while not everyone in the cohort recognises the situation for what it is, the more people who suffer, the more you'd expect to notice. Yes, that could explain it. And as their parents live well into 80s/90s, less access to inheritance. Quote Link to post Share on other sites
Postman Posted March 4 Report Share Posted March 4 16 hours ago, longgone said: 😂 Nice. 290k. Wonder how much it sold for in the end. Had a quick look at Ufton Grove, a 4 bed terraced sold for £1.7m 2 years ago. Quote Link to post Share on other sites
Si1 Posted March 11 Report Share Posted March 11 (edited) On 20/07/2020 at 15:49, desiringonlychild said: @Si1 Rent for my 2 bed flat in the same development is £1500, Mortgage is £1020. Service charges are £145 per month. I moved into it as it was, and the only thing i have done to date is fix the boiler for £70. Also need to repair a socket once this lockdown is over. I wouldn't say that its a great investment or yield. But for now, it is cheaper. That could change if interest rates rise, which was why i went for 5 year fixed term. But I think I would break even. My flat is modest but I wouldn't have rented anything (for the long term anyway) any smaller. And I would have to pay council tax either way. I think home ownership can cost a lot as you tend to buy bigger than you rent. As it is easy to be influenced by interiors magazine that convince you that you need his and her studies, guest room, , playroom.. and you can add 'value' by installing hideous conservatories and doing dodgy loft conversions. That would cost a lot of money, as would the heating and bills for a larger space.I didn't do that though. By the way what are your services charges now? And how are your apartment values holding up? Edited March 11 by Si1 Quote Link to post Share on other sites
winkie Posted March 11 Report Share Posted March 11 On 03/03/2021 at 22:52, satsuma said: It’s the same story all over, people running to standstill or even going backwards People don't get it....once you saved via real work a deposit to put down, now you borrow the deposit and they pay you to take on the debt. Quote Link to post Share on other sites
satsuma Posted March 11 Report Share Posted March 11 1 hour ago, winkie said: People don't get it....once you saved via real work a deposit to put down, now you borrow the deposit and they pay you to take on the debt. Crazy, crazy, voodoo freakonomics Quote Link to post Share on other sites
steve99 Posted March 11 Report Share Posted March 11 On 04/03/2021 at 11:51, sta100 said: 3 principles of mumsnet: Buy in an expensive area Buy a detached house Use DH's money to do so Sounds like the WI Quote Link to post Share on other sites
desiringonlychild Posted March 12 Report Share Posted March 12 @Si1 Value is largely unchanged at £425k, service charges are the same, Unaffected by EWS1 as its a low rise period mansion block. I know as there were recent sales. I do hope prices would dip a little in my area so it would be easier to upgrade. I am now overpaying mortgage fairly aggressively as our savings of £25k only gives me £60 in interest. Which is ridiculous. Before i bought, our savings of £70k or so would have languished in a similar state. at least now we have our own place to live during the covid pandemic (I have my own home office) and don't have to deal with landlords (my Sister in law got covid because her landlord decided to send some workmen who had the virus to repair stuff), I can decide who comes into my home. I think thats the real reason people buy homes, not to make money but because the alternatives of renting or living with family are not ideal in the long term. Which is why house prices went up in the biggest recession of living memory cos home isn't just a place you sleep, its a place where you work and live; and you definitely don't want your landlord sending out workmen on the same day you have a zoom call with a big client. Quote Link to post Share on other sites
Si1 Posted March 12 Report Share Posted March 12 (edited) 15 minutes ago, desiringonlychild said: . Before i bought, our savings of £70k or so would have languished in a similar state. Not my fault you don't know how to invest. Quote at least now we have our own place to live during the covid pandemic (I have my own home office) and don't have to deal with landlords (my Sister in law got covid because her landlord decided to send some workmen who had the virus to repair stuff) So does stuff not need repairing in owner occupied houses? Magic! Quote , I can decide who comes into my home. I think thats the real reason people buy homes, not to make money but because the alternatives of renting or living with family are not ideal in the long term. Which is why house prices went up in the biggest recession of living memory cos home isn't just a place you sleep, its a place where you work and live; No it's because people had spare cash from govt stimulus. Quote and you definitely don't want your landlord sending out workmen on the same day you have a zoom call with a big client. Yeah you can refuse if it's non essential. Unless it's an emergency in which case it makes no odds whether it's rented or OO. Must be a tiny flat you're talking about too. Edited March 12 by Si1 Quote Link to post Share on other sites
Si1 Posted March 12 Report Share Posted March 12 18 minutes ago, desiringonlychild said: @Si1 Value is largely unchanged at £425k, service charges are the same, Unaffected by EWS1 as its a low rise period mansion block. I know as there were recent sales. I do hope prices would dip a little in my area so it would be easier to upgrade. I "Yeah right" Quote Link to post Share on other sites
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