Mancunian284 Posted September 2, 2020 Share Posted September 2, 2020 31 minutes ago, winkie said: Nice....City and Town life great when young and could club it, gig it, socialise freely, no work issues, no housing issues.... freedom of movement, everything was possible and more. What today have young city livers and workers got, not the same freedom not the same opportunities....therefore I can see where you are coming from.....the open country, freedom, nature, no cctvs and crowded places the next best thing. I agree. I lived in central manchester until 2 years ago, in a flat. Realised I was no longer using the local amenities enough to justify living there. Now in a suburb but looking at moving to one of the villages on the M6 / West Coast mainline. Quote Link to comment Share on other sites More sharing options...
Riedquat Posted September 2, 2020 Share Posted September 2, 2020 33 minutes ago, winkie said: Nice....City and Town life great when young and could club it, gig it, socialise freely, no work issues, no housing issues.... freedom of movement, everything was possible and more. What today have young city livers and workers got, not the same freedom not the same opportunities....therefore I can see where you are coming from.....the open country, freedom, nature, no cctvs and crowded places the next best thing. Next best thing? The best thing! Quote Link to comment Share on other sites More sharing options...
rantnrave Posted September 2, 2020 Share Posted September 2, 2020 (edited) 1 hour ago, Sausage said: Oooh what did it say? Trying to borrow too much in relation to age? Salary? Been furloughed? Lots of red flags - they had declared that the deposit involved significant sums of gifted money, but admitted on the thread that one of them was a loan from parents which they hadn't declared. His income was 5% self employed, but hers was 50/50. She said they are very good with debt - barely using their credit card (so little credit history). Their mortgage broker had basically given up on them and told them they couldn't help any more. Thread was lots of sympathy and hugs from other posters and criticism of evil bankers for not doling out as much money as needed without question... Edited September 2, 2020 by rantnrave Quote Link to comment Share on other sites More sharing options...
winkie Posted September 2, 2020 Share Posted September 2, 2020 3 minutes ago, Riedquat said: Next best thing? The best thing! The best thing when the once best thing is no more. Quote Link to comment Share on other sites More sharing options...
winkie Posted September 2, 2020 Share Posted September 2, 2020 5 minutes ago, Mancunian284 said: I agree. I lived in central manchester until 2 years ago, in a flat. Realised I was no longer using the local amenities enough to justify living there. Now in a suburb but looking at moving to one of the villages on the M6 / West Coast mainline. Best of luck to you. Quote Link to comment Share on other sites More sharing options...
Mancunian284 Posted September 2, 2020 Share Posted September 2, 2020 2 minutes ago, winkie said: Best of luck to you. Thank you. Very pleased I had moved out of central manchester when lockdown hit. Small flat with tiny balcony. Quote Link to comment Share on other sites More sharing options...
Riedquat Posted September 2, 2020 Share Posted September 2, 2020 1 minute ago, winkie said: The best thing when the once best thing is no more. If that's what floats your boat, which city living never has done for me, even the fun bits appearing largely as a poor second-rate superficial distractions from concrete jungle. They can be fun, they can even be more than just superficial (I don't want to dismiss art and culture, we'd be a lot poorer without them), but compared to the chance of having genuinely pleasant day-to-day surroundings, where life doesn't need to create more to make it feel worth living? Quote Link to comment Share on other sites More sharing options...
mitchbux Posted September 2, 2020 Share Posted September 2, 2020 On 30/08/2020 at 12:15, StuartMc said: The great thing about having easy access to the countryside is that it's not like a holiday where you have effectively decided what you'll do weeks in advance by booking certain dates; on the contrary you can get up in the morning look out the window and go out or stay in depending on how the weather looks or even how you feel that day... and if you don't go today there's always next week! One of the reasons we love living where we do, it gives us options. We can be on the M1 quickly if we want to go further afield, a short drive (or a long walk) into the Peak District, mainline station that'll get us into several city centres very quickly. Only the longer train journeys that can't be done at whim, well unless you want to open a vein. Quote Link to comment Share on other sites More sharing options...
winkie Posted September 2, 2020 Share Posted September 2, 2020 16 minutes ago, Riedquat said: If that's what floats your boat, which city living never has done for me, even the fun bits appearing largely as a poor second-rate superficial distractions from concrete jungle. They can be fun, they can even be more than just superficial (I don't want to dismiss art and culture, we'd be a lot poorer without them), but compared to the chance of having genuinely pleasant day-to-day surroundings, where life doesn't need to create more to make it feel worth living? Different people want different things at different times. Quote Link to comment Share on other sites More sharing options...
Mancunian284 Posted September 3, 2020 Share Posted September 3, 2020 https://www.mumsnet.com/Talk/property/a4012913-First-time-buyers-go-ahead-or-wait?msgid=99683455#99683455 Bit of a mix of opinions on this one. Quote Link to comment Share on other sites More sharing options...
GregBowman Posted September 3, 2020 Share Posted September 3, 2020 19 hours ago, mitchbux said: Only the longer train journeys that can't be done at whim, well unless you want to open a vein. Most days I read a line that keeps me chuckling all day - that is definitely today's Thx ! Quote Link to comment Share on other sites More sharing options...
simon2 Posted September 7, 2020 Share Posted September 7, 2020 https://www.mumsnet.com/Talk/property/4016667-I-stupidly-looked-at-Rightmove May be an interesting trend here. Chains may take months to get into place. By that time falling property prices makes other places look better value. An increase in people withdrawing at the last minute to chase something else. Quote Link to comment Share on other sites More sharing options...
msi Posted September 7, 2020 Share Posted September 7, 2020 7 minutes ago, simon2 said: https://www.mumsnet.com/Talk/property/4016667-I-stupidly-looked-at-Rightmove May be an interesting trend here. Chains may take months to get into place. By that time falling property prices makes other places look better value. An increase in people withdrawing at the last minute to chase something else. FOMO becomes FOOP (Fear of Over Paying). Withdrawing from the chain is an easy first step. Moving to Gazundering is a logical conclusion, especially if you are lower in the chain. Quote Link to comment Share on other sites More sharing options...
micawber Posted September 7, 2020 Share Posted September 7, 2020 4 hours ago, msi said: FOMO becomes FOOP (Fear of Over Paying). Withdrawing from the chain is an easy first step. Moving to Gazundering is a logical conclusion, especially if you are lower in the chain. The guy who bought my last house in 2009 tried to gazunder me. I just said no and his wife did the rest. Quote Link to comment Share on other sites More sharing options...
Rian1988 Posted September 7, 2020 Share Posted September 7, 2020 https://www.mumsnet.com/Talk/property/4016652-Is-our-estate-agent-useless-or-is-it-the-flat Here we go again... overpriced flat and the usual suspects suggest hanging up a new shower curtain 🤣 Quote Link to comment Share on other sites More sharing options...
longgone Posted September 7, 2020 Share Posted September 7, 2020 10 minutes ago, Rian1988 said: https://www.mumsnet.com/Talk/property/4016652-Is-our-estate-agent-useless-or-is-it-the-flat Here we go again... overpriced flat and the usual suspects suggest hanging up a new shower curtain 🤣 could be good as a holiday home if they knock the 1 off. Quote Link to comment Share on other sites More sharing options...
spyguy Posted September 8, 2020 Share Posted September 8, 2020 8 hours ago, Rian1988 said: https://www.mumsnet.com/Talk/property/4016652-Is-our-estate-agent-useless-or-is-it-the-flat Here we go again... overpriced flat and the usual suspects suggest hanging up a new shower curtain 🤣 I still see the odd house with two For Sales boards on. Bless. Like everyone with the money hasnt already looked on RightMove. Quote Link to comment Share on other sites More sharing options...
micawber Posted September 8, 2020 Share Posted September 8, 2020 11 minutes ago, spyguy said: I still see the odd house with two For Sales boards on. Bless. Like everyone with the money hasnt already looked on RightMove. Yes. And also competing EA's telling me that they have clients on their books who are looking for my type of property. Clients on their books - Ha. Quote Link to comment Share on other sites More sharing options...
Switch625 Posted September 8, 2020 Share Posted September 8, 2020 (edited) 9 hours ago, Rian1988 said: Here we go again... overpriced flat and the usual suspects suggest hanging up a new shower curtain Honestly, that advice is tragic and only one person picked up on the fact that it is a) shared ownership and b) they 'can't' reduce the price as they will lose money 🙄. I have news for them, that money is gone and the longer they hang on the more money they will lose. 8 hours ago, longgone said: could be good as a holiday home if they knock the 1 off. Trust me on this. Knowing the area quite well, you wouldn't want that as a holiday home. Edited September 8, 2020 by Switch625 Quote Link to comment Share on other sites More sharing options...
spyguy Posted September 8, 2020 Share Posted September 8, 2020 20 minutes ago, micawber said: Yes. And also competing EA's telling me that they have clients on their books who are looking for my type of property. Clients on their books - Ha. Postcard: Hello. We've recently sold a house on your street to Mrs A. We hae another client, Mrs B, looking for a similar house. Please contact us if you are thinking of selling. I wonder why they didnt contact Mrs B when the house sale down the road fell thru ... Quote Link to comment Share on other sites More sharing options...
Locke Posted September 8, 2020 Share Posted September 8, 2020 9 hours ago, Rian1988 said: https://www.mumsnet.com/Talk/property/4016652-Is-our-estate-agent-useless-or-is-it-the-flat Here we go again... overpriced flat and the usual suspects suggest hanging up a new shower curtain 🤣 Ground floor flat...I'm getting anxiety just looking at the pictures. Quote Link to comment Share on other sites More sharing options...
Timbuk3 Posted September 8, 2020 Share Posted September 8, 2020 11 hours ago, Rian1988 said: https://www.mumsnet.com/Talk/property/4016652-Is-our-estate-agent-useless-or-is-it-the-flat Here we go again... overpriced flat and the usual suspects suggest hanging up a new shower curtain 🤣 Is that a second bedroom or just a storage cupboard, hard to tell. Carpet looks like the floor of a pub on Sunday morning. Quote Link to comment Share on other sites More sharing options...
longgone Posted September 8, 2020 Share Posted September 8, 2020 3 hours ago, Switch625 said: Trust me on this. Knowing the area quite well, you wouldn't want that as a holiday home. fine i will offer the left overs in my current account for it, pull out the eye balls and piss in the sockets. 🤣 Quote Link to comment Share on other sites More sharing options...
longgone Posted September 8, 2020 Share Posted September 8, 2020 26 minutes ago, Timbuk3 said: Is that a second bedroom or just a storage cupboard, hard to tell. Carpet looks like the floor of a pub on Sunday morning. carpet looks like the cheapo plastic polypropylene its not far from the coast so they have gone for the shingle look. Quote Link to comment Share on other sites More sharing options...
user not found Posted September 11, 2020 Share Posted September 11, 2020 On 08/09/2020 at 07:39, Switch625 said: Honestly, that advice is tragic and only one person picked up on the fact that it is a) shared ownership and b) they 'can't' reduce the price as they will lose money 🙄. I have news for them, that money is gone and the longer they hang on the more money they will lose. Trust me on this. Knowing the area quite well, you wouldn't want that as a holiday home. How do you sell a shared ownership flat? Can it be bought by someone with a normal mortgage? (If the landlord agrees) Quote Link to comment Share on other sites More sharing options...
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