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'No DSS' - momentum building to end bias against benefit tenants

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'No DSS' - momentum building to end bias against benefit tenants

 

Momentum is building in the campaign to end ‘No DSS’ discrimination against private rental sector tenants in receipt of housing benefit.

Late last week the government revealed that it was clamping down on any apparent bias by agents and landlords against tenants receiving benefits.

Now one of the largest buy to let lenders, NatWest, says it’s responding to lobbying by - amongst others - Shelter and the Residential Landlords Association in a bid to relax its lending policy to buy to let investors who house benefit tenants. 

John Stewart, policy manager for the Residential Landlords Association, says: “We warmly welcome today’s announcement from NatWest. Around 20 per cent of all private sector tenants are in receipt of benefits and we need to do all we can to support them to find the homes they need. NatWest’s decision will make it easier for landlords to rent to benefit claimants, and agree long term tenancies where suitable. We urge other lenders to follow this lead.”

NatWest’s changes will affect new and existing landlords with fewer than 10 properties.

The bank has also decided to extend the maximum length of time of assured shorthold tenancy from 12 months to 36 months, which allows landlords to offer tenants the security of longer tenancies.

The policy change will apply with immediate effect to both new and existing customers and will apply to NatWest, Royal Bank of Scotland and Ulster Bank.

Read more

 

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Yet another argument for a Citizen ‘s Income.  No housing benefit, no ESA, no Tax Credits, no JSA, no Universal Credit.

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No pets no pictures no DSS no blacks no Irish , no white goods. Children negotiable at the discretion of the scumbag DEBTjunkie mortgage holder.

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1 hour ago, spacedin said:

'No DSS' - momentum building to end bias against benefit tenants

 

Momentum is building in the campaign to end ‘No DSS’ discrimination against private rental sector tenants in receipt of housing benefit.

Late last week the government revealed that it was clamping down on any apparent bias by agents and landlords against tenants receiving benefits.

Now one of the largest buy to let lenders, NatWest, says it’s responding to lobbying by - amongst others - Shelter and the Residential Landlords Association in a bid to relax its lending policy to buy to let investors who house benefit tenants. 

John Stewart, policy manager for the Residential Landlords Association, says: “We warmly welcome today’s announcement from NatWest. Around 20 per cent of all private sector tenants are in receipt of benefits and we need to do all we can to support them to find the homes they need. NatWest’s decision will make it easier for landlords to rent to benefit claimants, and agree long term tenancies where suitable. We urge other lenders to follow this lead.”

NatWest’s changes will affect new and existing landlords with fewer than 10 properties.

The bank has also decided to extend the maximum length of time of assured shorthold tenancy from 12 months to 36 months, which allows landlords to offer tenants the security of longer tenancies.

The policy change will apply with immediate effect to both new and existing customers and will apply to NatWest, Royal Bank of Scotland and Ulster Bank.

Read more

 

Well done NatWest....it's a start.;)

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8 minutes ago, RomfordDon said:

Do BTL mortgages come with a rule from the lender that the house will not be rented to DSS?

The owners of the property are the ones that pay the most towards buying it....the lenders have the first say and the first charge to ownership......the borrowers will always lose their money before they do.

Might be a good idea to check the majority ownership of any property for rent....;)

 

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1 hour ago, Will! said:

Yet another argument for a Citizen ‘s Income.  No housing benefit, no ESA, no Tax Credits, no JSA, no Universal Credit.

 

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Maybe Momentum could let some DSS tenants share their houses.  A bit like they didn't do with refugees.

DSS recipients are all earth-bound angels so I can't see any issues with this plan.

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3 hours ago, chronyx said:

Maybe Momentum could let some DSS tenants share their houses.  A bit like they didn't do with refugees.

DSS recipients are all earth-bound angels so I can't see any issues with this plan.

Momentum?

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11 hours ago, chronyx said:

Maybe Momentum could let some DSS tenants share their houses.  A bit like they didn't do with refugees.

DSS recipients are all earth-bound angels so I can't see any issues with this plan.

LOL

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LLs don't let to DSS for two reasons: can't and won't. 

Just cos they can, doesn't mean they will. 

Unless they're getting desperate, perhaps. 

 

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18 minutes ago, Fletcher said:

LLs don't let to DSS for two reasons: can't and won't. 

Just cos they can, doesn't mean they will. 

Unless they're getting desperate, perhaps. 

 

They're probably getting desparate because of Clause 24.

They won't have a choice with LHA, well they may, they can try but they might get sued if they're not careful.

It's nice to think buy to let landlords are looking over their shoulders, worried about being sued because far too many don't care about the law. 

Those that have always cared will be fine. I can remember one landlord who I rented a room from who insisted in following all the HMO regulations even though technically he could have got away without the place being classed as a HMO.  There are good landlords out there that follow the rules but they're few and far between. Most are tax evading or avoiding, law breaking arseholes that like to make out they're running businesses only when it suits them.

Edited by spacedin

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15 hours ago, Will! said:

Yet another argument for a Citizen ‘s Income.  No housing benefit, no ESA, no Tax Credits, no JSA, no Universal Credit.

And when you post something on Facebook that the government doesn't like... no money.

And are we really supposed to believe the government will just give people money and eliminate the rest of the welfare state? Hey, I have a nice bridge. Would you like to buy it?

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9 hours ago, spacedin said:

They won't have a choice with LHA, well they may, they can try but they might get sued if they're not careful.

It's nice to think buy to let landlords are looking over their shoulders, worried about being sued because far too many don't care about the law. 

Just bang the rents up so people on DSS can't afford them. Job done.

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Also, much as the payment of housing benefit in cash as part of UC is criticised, will it not make 'DSS' payment much harder to spot by landlords/letting agents?

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20 hours ago, chronyx said:

My mistake I read it as meaning the Labour group

I read it as Momentum too.

Amazing how words can be ruined.

 

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12 hours ago, Unknown user said:

Just bang the rents up so people on DSS can't afford them. Job done.

You seem to be making the mistake again of thinking that landlords control rents.

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2 minutes ago, Locke said:

Just end this housing benefit shit for ******'s sakes.

Two reforms needed for HB:

- No non national allowed to claim.

- HB capped at 30% of the local median wage.

 

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9 hours ago, spyguy said:

Two reforms needed for HB:

- No non national allowed to claim.

- HB capped at 30% of the local median wage.

 

The second one wouldn't make much difference as LHA is already capped at the lower third percentile of local rents. 

The first isn't possible whilst we're in the EU. The impact of non-nationals claiming housing benefit is fairly negligible anyway. Benefit tourism is not widespread, immigrants tend to claim less in benefits than British nationals and pay their fair share of taxes.

Edited by spacedin

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  • 298 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
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      • Even
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      • up 5%



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