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Interest rate rises

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Like a lot of people on here, I'm of the persuasion that the main factor causing the housing bubble is cheap credit.

My question is this: why have the 2 base rate rises not trickled into increased mortgage rates (I'm not an economist. .. is this due to extra boe interference)?Surely at such low irs, high mortgage to earnings rates, and mmr, any increase should have quite an effect on how much money people could borrow? Do people think this will become apparent over time/with more rate rises, or this is something the boe can suppress using other means? 


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  • 149 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?

      • down 5% +
      • down 2.5%
      • Even
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      • up 5%

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