darkmarket Posted August 22, 2017 Author Share Posted August 22, 2017 Quote Link to comment Share on other sites More sharing options...
leonardratso Posted August 22, 2017 Share Posted August 22, 2017 480.60 - 481.80 (GBX) at 11:44:50 on Market (LSE) Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 2 minutes ago, darkmarket said: Nice research, this would indeed concentrate the mind. Or colour your pants brown. Quote Link to comment Share on other sites More sharing options...
leonardratso Posted August 22, 2017 Share Posted August 22, 2017 (edited) 478.60 - 482.50 (GBX) at 11:47:24 on Market (LSE) 476.50 - 480.40 (GBX) at 11:47:53 on Market (LSE) Edited August 22, 2017 by leonardratso Quote Link to comment Share on other sites More sharing options...
darkmarket Posted August 22, 2017 Author Share Posted August 22, 2017 Quote Just been down to my local shopping precinct. I live in an alright area, I would say it is respectable working class. But it has some areas around it that are very poor and people from those areas shop here. Vanquis Bank - the bank who do credit cards for people who have bad credit - have a stand down there. They had several dodgy looking young men who looked like spivs who were harrassing shoppers to get their credit card. Seen them there before, didn't think too much of it. However today I saw one of these young men approach an old lady on a bench and start hassling her really badly to get a card. She was saying 'I don't have any money, I'm on benefits'. And he's saying 'That doesn't matter, it doesn't mean that you're going to spend £900 on the card, it's just there if you want it'. She seemed to be quite confused and was quite old and he was really pushing it on her despite the fact that you could see she was a bit vulnerable because of her age and the fact that she wasn't quite able to concentrate. And she's saying repeatedly that she's on benefits and doesn't have any money and he's going on and on at her that it doesn't matter and she should get the card. He was really hard selling it to her and then started hassling her 'Just to give me your details so I can check if you can get one'. And she gave it to him eventually and he took them and went off on his mobile phone to get the card approved. He was really bullying her and giving her the hard sell and giving her age and infirmity it was really inappropriate. I'm absolutely apoplectic, have these people not learnt anything from the credit crunch? I really regret not going to stop him and feel really ashamed of myself in retrospect https://www.mumsnet.com/Talk/am_i_being_unreasonable/1858720-To-be-absolutely-******ing-outraged-by-Vanquis-Banks-marketing-methods Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 Is it time to pile in ? Only joking. Quote Link to comment Share on other sites More sharing options...
crashmonitor Posted August 22, 2017 Share Posted August 22, 2017 2 minutes ago, darkmarket said: Forget the shareholders, what of the Analysts and Banks..broker consensus......... Strong buy May 2017, Buy June 2017, Overweight last night...how clueless can you get. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 I'm buying now, I can see value in this 471.90GBX1,273.10 (72.96%) Only kidding again. Quote Link to comment Share on other sites More sharing options...
crashmonitor Posted August 22, 2017 Share Posted August 22, 2017 Peter Crook stands down....yep the chief was called crook. Quote Link to comment Share on other sites More sharing options...
darkmarket Posted August 22, 2017 Author Share Posted August 22, 2017 2 minutes ago, crashmonitor said: Forget the shareholders, what of the Analysts and Banks..broker consensus......... Strong buy May 2017, Buy June 2017, Overweight last night...how clueless can you get. Breathtaking levels of incompetence, or worse. Quote Link to comment Share on other sites More sharing options...
Sancho Panza Posted August 22, 2017 Share Posted August 22, 2017 10 minutes ago, M21er said: There is a £120m Retail Bond due for redemption on 4 October 2017 ( PF17 7% Provident Financial Note 2017 ) - this is going to concentrate minds if the funds aren't there to redeem. M21er,nice to see you posting,any chance you can come back and do us an auction thread like the old days.The last few down south have been brutal for northern BTLers where places are selling for 50% off 2006/7................................? Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 http://www.stockopedia.com/share-prices/provident-financial-LON:PFG/ Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers ( READ AS SUB PRIME,IMHO ) with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc. All joking aside...This is quite serious. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 (edited) 455.51GBX1,289.49 (73.90% Down about 88% from peak. Edited August 22, 2017 by TheCountOfNowhere Quote Link to comment Share on other sites More sharing options...
thewig Posted August 22, 2017 Share Posted August 22, 2017 every time I read the name crook I'm immediately transported back to the terraces sometime in the nineties against Norwich who had Ian(?) Crook playing for them he trotted over to take a throw in infront of us and one of our fans shouted out "Oi Crook!..... you're a.... crook!" not sure if he felt proud or stupid saying it but it still makes me chuckle Quote Link to comment Share on other sites More sharing options...
crashmonitor Posted August 22, 2017 Share Posted August 22, 2017 Just now, TheCountOfNowhere said: http://www.stockopedia.com/share-prices/provident-financial-LON:PFG/ Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers ( READ AS SUB PRIME,IMHO ) with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc. All joking aside...This is quite serious. Peter Crook and his mates must have been having a laugh when they came up with names likes Satsuma and Money barn. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 Ohh, hang on, it's a challenger BANK that's blown up. Quote Link to comment Share on other sites More sharing options...
thewig Posted August 22, 2017 Share Posted August 22, 2017 very good count Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 1 minute ago, thewig said: very good count 10 years and I finally get a laugh. Quote Link to comment Share on other sites More sharing options...
leonardratso Posted August 22, 2017 Share Posted August 22, 2017 durham born might know peter crook, if hes from that little durham village 'crook' - you know like 'peter of crook', like a harking back to the days where only 15 people lived in a village (and they all married each other). Maybe his ancestors came from there. Quote Link to comment Share on other sites More sharing options...
leonardratso Posted August 22, 2017 Share Posted August 22, 2017 (edited) 1 minute ago, leonardratso said: (he looks quite inbred, so im probably not far off). Edited August 22, 2017 by leonardratso pah quoting mine own quote Quote Link to comment Share on other sites More sharing options...
crashmonitor Posted August 22, 2017 Share Posted August 22, 2017 Evening Standard paying homage to Crook a couple of years ago....... https://www.standard.co.uk/business/markets/peter-crook-the-down-to-earth-boss-making-money-lending-to-folk-unloved-by-the-high-street-banks-10381288.html Quote Link to comment Share on other sites More sharing options...
Errol Posted August 22, 2017 Share Posted August 22, 2017 9 minutes ago, TheCountOfNowhere said: http://www.stockopedia.com/share-prices/provident-financial-LON:PFG/ Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers ( READ AS SUB PRIME,IMHO ) with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc. All joking aside...This is quite serious. 'non-standard credit customers' Haha. Hilarious that this is still going on after 2007. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 1 minute ago, Errol said: 'non-standard credit customers' Haha. Hilarious that this is still going on after 2007. I said 10 years ago, the banks need to be regulated. They refuse to regulate them and this is what happens. it's criminal. it would appear we are at peak stupidity. And fair play to the old woman for saying she had no money Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted August 22, 2017 Share Posted August 22, 2017 Was sticking at 455 for a while Then it wasnt 439.78GBX1,314.72 (74.93%) Maybe it wont make it's bond payout date Quote Link to comment Share on other sites More sharing options...
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