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Who is buying houses to rent?

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Based on the information entered this Buy to Let property appears to be self-financing.
The maximum we could lend on a self-financing basis is £82,500

  • This amount is subject to a satisfactory valuation.
  • View our Buy to Let eligibility criteria for information on minimum income, secured credit commitments, maximum number of Buy to Let properties and our valuation policy.
  • We may require supporting evidence to help us assess the plausibility of the monthly running costs.
  • You can save a copy of these results for your records and to help you submit the application on Introducer Internet.



18 March 2017

Property value


Mortgage required


Repayment method



25 years

Gross monthly rent


Please input the following figures on Introducer Internet

AIP > Loan Required > Loan Details

Loan details
Mortgage required £60,000
Purchase price/valuation £110,000
Annual rental income 
in respect to this property

FMA > Loan required > BTL details

BTL property self-financing assessment
Gross monthly rent £550
Monthly mortgage payment £369
Monthly agent's fees (if applicable) £0
Monthly allowance for rental voids £0
Monthly property maintenance (see help text) £10
Other monthly costs (see help text) £0
Other monthly commitments to be paid from rent £0
Surplus /(deficit) £171

Any additional information

For all applications we will assess the plausibility of these costs. Please provide as much information as possible here to explain the amounts entered as this will help us underwrite your case quicker.

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In my experience most landlords pay little or nothing for maintenance unless not spending it will reduce the value of their property. They won't fix things just because it makes the property more habitable for the tenants. 

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On 18/03/2017 at 4:59 PM, spyguy said:

A high rate tax payer will pay 3k/,year tax.


Itll be costing a hiher rate tax payer about 3k a year. Tax, insurance, maintenance.

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