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Marshmellow

Travel Insurance

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If you have EHIC cards, you can use ANZ Plus https://www.anzplus.com/main/step1. This uses and enhances the public health system, so you will have to register in NZ for their public health system.

This took me about twenty minutes in Australia in April this year. You can download the forms online and have them ready to go:  https://www.health.govt.nz/new-zealand-health-system/eligibility-publicly-funded-health-services/guide-eligibility-publicly-funded-health-services/eligibility-limited-range-publicly-funded-health-services-0/uk-citizen-ordinarily-resident-uk-temporary-stay-nz

It's not generally known that there exist arrangements with Australia and NZ and the NHS. Take advantage of it!

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8 minutes ago, Bossybabe said:

If you have EHIC cards, you can use ANZ Plus https://www.anzplus.com/main/step1. This uses and enhances the public health system, so you will have to register in NZ for their public health system.

This took me about twenty minutes in Australia in April this year. You can download the forms online and have them ready to go:  https://www.health.govt.nz/new-zealand-health-system/eligibility-publicly-funded-health-services/guide-eligibility-publicly-funded-health-services/eligibility-limited-range-publicly-funded-health-services-0/uk-citizen-ordinarily-resident-uk-temporary-stay-nz

It's not generally known that there exist arrangements with Australia and NZ and the NHS. Take advantage of it!

Whilst all well and good, the NZ healthcare system won't cover cancelled flights, stolen possessions or lost baggage.

Just go on a comparison site and put in what you want.

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6 minutes ago, frozen_out said:

Whilst all well and good, the NZ healthcare system won't cover cancelled flights, stolen possessions or lost baggage.

Just go on a comparison site and put in what you want.

Of course not. But that's what the ANZ plus travel insurance cover does.  It's cheaper than standard travel insurance.  Also covers medevac home if necessary. 

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If you have any health conditions seek out a firm that covers them and get them noted by ringing them up. Ditto if you are on any medication.

A lot of insurers will only cover you for 30 days abroad so if you are going for longer you need to find a firm that will cover you for a logner stay.

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1 hour ago, The Masked Tulip said:

If you have any health conditions seek out a firm that covers them and get them noted by ringing them up. Ditto if you are on any medication.

A lot of insurers will only cover you for 30 days abroad so if you are going for longer you need to find a firm that will cover you for a logner stay.

I have insureandgo annual silver cover. Only covers 45 days max per trip so I had to get additional cover for this trip. Extra £15 or so. Annual is about £60 and covers worldwide, golf and snow sports . Minimal or no excess on most things. Seems decent value if you are away a lot 

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8 minutes ago, ccc said:

I have insureandgo annual silver cover. Only covers 45 days max per trip so I had to get additional cover for this trip. Extra £15 or so. Annual is about £60 and covers worldwide, golf and snow sports . Minimal or no excess on most things. Seems decent value if you are away a lot 

What about pre existing conditions?

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Not sure but I have none. Apart from being an arsehole but apparently that's covered under their standard policy. 

They do ask all these questions when buying though. 

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5 hours ago, ccc said:

Not sure but I have none. Apart from being an arsehole but apparently that's covered under their standard policy. 

They do ask all these questions when buying though. 

Don't you get arsehole discount?:o

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1 minute ago, The Masked Tulip said:

The other thing to bear in mind if you are going on a long holiday is that a lot of insurances for things like houses become null & void if a property is empty for 30 days. s

Yes, you may have to pay for some house insurance.

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6 hours ago, ccc said:

Not sure but I have none. Apart from being an arsehole but apparently that's covered under their standard policy. 

They do ask all these questions when buying though. 

Do you take medication for anything on a recurring basis?

Even hay fever is a notifiable condition.

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3 hours ago, geezer466 said:

Do you take medication for anything on a recurring basis?

Even hay fever is a notifiable condition.

Nope. 

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Travel insurance is becoming a bit of an expensive minefield these days,

There has been a surge in people pulling scams to recover the cost of their holidays etc a bit like the whiplash scams.

People need to be very careful to disclose any ongoing treatments or medical conditions etc 

If you are currently being treated for a condition or injury they will not cover it period, only if the treatment is finished. 

You have to declare everything going back 3 or 5 years IIRC

Many people go on holiday thinking they are fully covered when they are not. 

You can notify and omit cover for an illness or injury but if anything happens related to that illness or injury (say a lower left leg) they will not payout, it does bring the cost down but it is a risk.

Caveat Emptor.

 

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OK,  hi-jacking this slightly.

A friend of mine, 70 in the next year, is planning a trip to Nepal next October to do some walking from Kathmandu to a buddhist monastery in the mountains. Apparently will climatise for 3 days before beginning the walk. He went to Kathmandu last year for meditation but did no serious walking.

He is very fit and healthy - touch wood - but was asking me today if I knew of any insurance firms that would specialise in this. He also has to take out helicopter recovery insurance for visiting the area.

On a side note, any advice on gear. By chance he walked into the North Face shop in Cardiff last week and one of the staff was actually from Nepal and knew of the route my friend is intending on going on. He gave some good advice about footwear but my friend is looking for some advice on ruck-sacks.

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1 hour ago, The Masked Tulip said:

OK,  hi-jacking this slightly.

A friend of mine, 70 in the next year, is planning a trip to Nepal next October to do some walking from Kathmandu to a buddhist monastery in the mountains. Apparently will climatise for 3 days before beginning the walk. He went to Kathmandu last year for meditation but did no serious walking.

He is very fit and healthy - touch wood - but was asking me today if I knew of any insurance firms that would specialise in this. He also has to take out helicopter recovery insurance for visiting the area.

On a side note, any advice on gear. By chance he walked into the North Face shop in Cardiff last week and one of the staff was actually from Nepal and knew of the route my friend is intending on going on. He gave some good advice about footwear but my friend is looking for some advice on ruck-sacks.

Too risky all round, insurance risk'o'meter will be off the scale, may not even find proper cover. 

Will he disclose all medical treatments and injuries in the last 3 yrs? 

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5 minutes ago, workingpoor said:

Too risky all round, insurance risk'o'meter will be off the scale, may not even find proper cover. 

Will he disclose all medical treatments and injuries in the last 3 yrs? 

He is shockingly fit - tai chi teacher who runs marathons and has a ludicrously low resting heart-rate.

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3 minutes ago, The Masked Tulip said:

He is shockingly fit - tai chi teacher who runs marathons and has a ludicrously low resting heart-rate.

They will look at age and the planned activity and the likelyhood of something going wrong. 

 

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I've hiked there. The locals who carry pianos up mountain tracks on their backs wear flip flops right up to 3000m.

Hardy souls !!

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