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2buyornot2buy

HTB N.I.

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So the government announced that HTB guarantee is to end.

2100 HTB transactions here from October 2013 - June 2016.

I wonder what the effect will be (if any).

Interestingly, 85.4% of HTB transactions here were by FTB's. The second highest region, London was highest at 91.3%.

 

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H2B ver 1 had a greater impact but was blocked in NI. H2B ver 2 had little impact IMHO

In principle it is an aid to demand allowing people to purchase who couldn't otherwise buy property. To me it is dangerous to introduce this without a policy to increase supply or you will risk fuelling price inflation. This might be ok in affordable regions but, in My opinion was dangerous in South England.

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