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Picture this . A relaxed life. Where you're in control and free to choose how you live. A life where your finances are in good shape. And now, with a competitive loan from Picture Financial, that's exactly what you could enjoy if you're a homeowner with a mortgage.

Loans to suit your life

You might want a loan that helps you put all your credit in one place and reduces your monthly outgoings. But you could just as easily want a loan for a new kitchen or other home improvements. Whatever you want it for and however much you want to borrow, we'll help you make the right choices for your lifestyle.

Picture Financial can offer loans of between £10,000 and £100,000, with repayment terms from 10 to 25 years, with rates from a competitive 6.9% to 9.9% APR variable. Our typical rate is just 7.9% APR variable, and you can borrow up to 125% of your home's value, less your outstanding mortgage balance.

Repayment figures are based on our typical rate of 7.9% APR variable.

Depending on your circumstances, your loan may have a higher or lower APR than this. Written quotations available on request. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

Borrow upto £75,000 with Picture Loans

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If money worries are stopping you from enjoying life, FIRSTPLUS can help.

Our simple, no-nonsense approach to lending has been helping people like you borrow what they need since 1997. And all at a low interest rate. Typical 8.4% APR variable - but we'll select a rate that fits in with your individual circumstances, and takes into account the equity in your home.

You decide how much you want to borrow over what period. You can borrow anything from £5,000 up to £100,000. Then we provide a flexible, affordable loan with a single monthly repayment.

Don't stand for expensive monthly loan repayments a minute longer. Let FIRSTPLUS cut your bills down to size. So if you're a UK homeowner you can apply right away.

Borrow upto £100,000 with Firstplus

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APS Mortgages has a panel of lenders who are willing to lend to people with a range of circumstances... Missed Mortgage Payments, CCJ's, adverse credit. No Problem! We consider everyone!

CCJ

Whether you have one CCJ or over seven, APS Mortgages can help. Click here to find out more.

IVA

Anyone with an IVA will know the pressures of unmanageable debt. APS Mortgages understand how these situations arise. Click here to see how we could help you.

MORTGAGE ARREARS

Falling behind with your mortgage payments? A re-mortgage could clear your arrears and reduce your monthly payments. Click here to see how we could help you

CREDIT DEFAULTS

Defaults on your mortgage, loan or credit cards? APS Mortgages understands how these situations arise. Click here and let us show you how we can help, we consider everyone!

DEBT CONSOLIDATION

Struggling to balance all your outgoing, debt stacking up? A re-mortgage could be the answer, we consider everyone. Click here and let us show you how we could help you.

BANKCRUPTCY

Have you recently been discharged from bankruptcy? Or are you on the verge of being made bankrupt? Are you looking for a fresh start? Click here, We Consider Everyone!

REPOSSESSION

APS Mortgages understands the stresses caused by a potential repossession, we have a range of products that could give you a fresh start and reduce your monthly outgoings! Click here.

BUY TO LET

APS Mortgages has a panel of lenders who are willing to lend on a range of properties and to people with a range of circumstances...even if you have credit problems! Click here.

COMMERCIAL MORTGAGE

Dream of owing your own pub or your own shop? Want to release some cash form an existing business? Click here.

SELF CERTIFICATION

Are you self employed needing cash? Re-mortgage could be the answer, even if you don't have account details we could help. Click here.

RIGHT TO BUY

No proof of income? Do you earn bonuses and commissions every month? Or do you have several jobs? Click here.

BUYINGOUT PARTNER

Finding it hard to get off the starting block when it comes to buying your council house? We could help! Click here.

NON STATUS

Looking to buy out your mortgage partner? APS Mortgages is here to help. Click here.

NON STANDARD CONSTRUCTION

Trouble getting finance from the high street? Click here and let us show you how we can help, your under no obligation!

GERNERAL MORTGAGE

We have products that will mortgage any type of construction. Click here, and let us show you how we can help.

Adverse credit? No proof of income? APS Mortgages can help you remortgage to raise cash for any purpose, consolidate debts, and even reduce payments. Click here to find out more.

To find out more, click on the links above, fill in one of our quick online application forms, or call 0800 8818 488 today.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.

Overall cost for comparison is 8.2% APR. Actual rate depends on individual circumstances. A fee is charged only on completion (typically £2595) and can be added to the amount borrowed. Paying off short term debt such as loans/credit cards with a mortgage could mean the initial repayments may be lower but the total overall cost could be greater over the longer term. Ask us for a personalised illustration.

Borrow upto £100,000 with APS

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30 Great Reasons why a Debtbuster Loan Is Better For You Than A Bank Loan

Over the last 16 years, we have built up a range of loan facilities and terms which we believe cannot be beaten by any individual bank. If you can honestly say that any bank loan provides all this and more, you should apply to them. Otherwise ring us now on 0808 100 0091 or apply now on-line, and join the many tens of thousands of clients who have come to realise that the best option is a Debtbuster Loan.

1 You can borrow any amount from £3,000 to £100,000

2 You can repay the loan over a term to suit you.

3 You can use the money raised for any reasonable purpose

4 You can use your loan to clear more expensive credit cards and loans

5 You can take advantage of the equity in your home

6 You can repay your loan early

7 You can insure your repayments for peace of mind

8 You can insure your life for peace of mind

9 You can take out a no claims full rebate insurance policy

10 You don't need equity in your property

11 You can borrow up to 125% of your property value

12 You can borrow even if your property is of non standard construction

13 You don't need to be employed nor do you need to work for a big company

14 You can be self employed or a contractor with or without accounts

15 You can be on a short to medium contract or short term contract

16 You can be retired or on state benefits

17 You can be aged from 18 to 80

18 You can have experienced previous credit problems

19 You don't have to be up to date on your mortgage

20 You can apply by telephone, post, fax or on-line right now

21 You are dealing with one of the most successful companies in the UK

22 You are dealing with the largest broker providing loans to UK residents

23 You do have access to over 100 loans plans from over 12 different lenders

24 You will be treated as an individual with courtesy and care

25 You will always find the telephone answered by a real human being

26 You will receive a FREE copy of the FISA Borrowers Information Guide

27 You will receive FREE help from experienced, trained underwriters

28 You can check us out with FISA who are an impartial standards body

29 You will be joining tens of thousands of satisfied clients

30 You will receive world class service

For further details on secured loans from Debtbuster Loans® ring our experienced underwriters on FREEPHONE 0808 100 0091. They are there to help you. Or apply straight away for a loan online!

Our typical interest rate is 12.7% APR variable and this means that two out of three clients pay this rate or lower. One in three clients pay a rate of only 9.9% APR variable or lower and one in ten clients pay a rate of 8.4% APR or less. And don't worry if you have credit problems. You will still receive a very competitive rate. The maximum rate is 19.9% APR and most clients pay less than this.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Borrow upto £100,000K with Debtbusters

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About Ocean Finance...

APPLY NOW

We will provide a 'decision in principle' within 48 hours...

BACKGROUND

Click here for background information on Ocean Finance the company.

TESTIMONIALS

We arrange loans for over 30,000 people per year.

Click here to read about their experiences.

CALL FREE

0800 916 9186

24 Hours a Day

7 Days a Week

LOAN CALCULATOR

See the available payments...

Ocean Finance, the UK's leading finance broker, offer loans that are arranged through well established and recognised lending institutions. The majority of our loans are arranged through subsidiaries of major "High Street" banks or established finance providers and we currently employ in excess of 270 staff at our main offices.

Borrow with Confidence

Ocean Finance is a registered member of both The Corporation of Finance Brokers and the Finance Industry Standards Association (FISA). We are also a licensed credit broker. <more>

Ocean Finance says YES to more people than any other finance broker.

With a loan from Ocean Finance you can pay off all your existing credit cards, overdrafts & unsecured loans and replace them with just one manageable monthly payment. Alternatively you could splash out on a dream holiday, a new car or improvements for your home.

OUR TYPICAL, VARIABLE RATE IS 12.7% APR. RATES RANGE FROM 8.9% to 19.9% APR

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

We have successfully completed loans for an estimated 200,000 customers - here's why:

You may borrow over any term (3 - 25 years) and borrow any amount (£3,000 - £100,000) for any purpose.

Speed of service - our experienced staff are available to answer your call outside normal working hours to ensure your l oan is processed promptly and professionally.

We will consider all circumstances including mortgage arrears, county court judgements, defaults or a poor credit rating (on certain but not all occasions an alternative interest rate may be offered to such customers).

Fixed, capped and variable rates are available on very competitive terms.

Rebates are provided for early settlement.

Loans up to 125% of property value are also available.

We are often able to help people who are self employed even if they do not have accounts.

Facilities available for retired applicants and for people in receipt of pension/benefit income.

Our loans are completed by post. Personal home visits are also available upon your request.

Optional accident, sickness, and involuntary unemployment protection provided if required. Life cover is also often available.

Arranging your loan couldn't be easier

There are no interviews and everything can be completed professionally and without delay. Ocean Finance work at helping you, the customer, whatever your requirements. All enquiries are treated on a 'No Obligation' basis so why not give us a call or apply on-line NOW?

To apply for a loan simply follow our simple three step process:

Use the loan calculator to determine the amount you wish to borrow and the term of the loan.

Consult the loan checklist to find out what information you will need to supply with your application.

Then either APPLY ONLINE or CALL FREE on 0800 916 9186.

We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises.

OUR TYPICAL, VARIABLE RATE IS 12.7% APR. RATES RANGE FROM 8.9% to 19.9% APR

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Borrow upto £100,000 with Ocean Finance

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There are many reasons why you may wish to remortgage your home. You may want to:

Lower your overall outgoings by consolidating debt onto your mortgage i.e. credit cards, loans, car finance

Lower your monthly payments by getting a better rate

Raise cash by releasing some of the equity in your home

Buy your partner out of their share of your home

Whatever your reason, TML can take the hassle out of remortgaging.

Be aware that adding existing debt to your mortgage may increase the repayment term and/or the overall cost of your mortgage.

The overall cost for comparison is 8.2% APR. The actual rate payable will depend on your circumstances. Ask for a personalised illustration. No up front fees. A fee is chargeable only on completion, typically 2% of the loan amount depending on your circumstances (subject to a minimum of £2395) Early repayment charges will apply. They will vary depending on the mortgage you choose.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Borrow upto ???? from TML Loans

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You'll thank me for this page one day :ph34r:

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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