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Scary Quiz For Some

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What's wrong with doing number 7?

Peter.

I think it's not clear enough. I think it's supposed to mean using credit cards because you have no cash left.

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Indeed, which is why it stood out like a sore thumb compared with all the others,

Peter.

I didnt think that number 4 was particularly bad either...

4. Do you keep some of your spending habits secret from your partner?

Personaly I dont, so I might be missing the point. :huh:

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I didnt think that number 4 was particularly bad either...

4. Do you keep some of your spending habits secret from your partner?

Personaly I dont, so I might be missing the point. :huh:

I just think they are badly worded. While I don't go rushing back to the wife to tell here about the latest gizmo I purchased for my computer I wouldn't deny it if she asked and it's the same with her I know she buys all sorts of potions and lotions which cost a fortune but thats her buisness.

....and with 7 I think it's a case of having to use credit cards for those things because you have no cash left.

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Acually, if you have a cashback credit card then No. 7 is a good thing to do.

Can I ask what the APR is if you dont pay it all off?

Edited by Gemonster

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Ans. Nothing! So long as you pay the balance off when its due. :blink:

Or so long as you pay off the balance within the 0% period and the cash for that has earned a little bit in the meantime.

So kind, some of these lenders, free loans.

Edited by Mushroom

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I never look at the APR for any of my cards, all I want to know is when the 0% finishes so I can change from minimum payment to full payment.

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Surely using credit cards for food shopping is a good idea. Your groceries end up costing ~1.5% less than they would have done otherwise (thanks to cashback and 0% period).

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Ans. Nothing! So long as you pay the balance off when its due. :blink:

And pick up your And More points! I bet M&S hates the full payers who bung everything on the card, gaining interest on their cash in the meantime and free vouchers every quarter!

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And pick up your And More points! I bet M&S hates the full payers who bung everything on the card, gaining interest on their cash in the meantime and free vouchers every quarter!

Serves 'em right for all those years when they didn't accept credit cards.

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  • 338 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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