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Heat Maps Of Mortgages

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Not sure if this appeared when first published in Oct 2015?

http://webarchive.nationalarchives.gov.uk/20160105160709/http://www.ons.gov.uk/ons/dcp171766_419024.pdf

Key graphs are page 20 - showing the distribution of mortgages vs how much of monthly income is spent on mortgages (and it has increased)

And page 22 which show average rate paid vs % of monthly income

Two things are surprising, one is that there is so much variation in rate paid and the second how much some pay

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Not sure if this appeared when first published in Oct 2015?

http://webarchive.nationalarchives.gov.uk/20160105160709/http://www.ons.gov.uk/ons/dcp171766_419024.pdf

Key graphs are page 20 - showing the distribution of mortgages vs how much of monthly income is spent on mortgages (and it has increased)

And page 22 which show average rate paid vs % of monthly income

Two things are surprising, one is that there is so much variation in rate paid and the second how much some pay

The charts also show how foolish those who have taken out fixed rate mortgages have been.

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Not sure if this appeared when first published in Oct 2015?

http://webarchive.nationalarchives.gov.uk/20160105160709/http://www.ons.gov.uk/ons/dcp171766_419024.pdf

Key graphs are page 20 - showing the distribution of mortgages vs how much of monthly income is spent on mortgages (and it has increased)

And page 22 which show average rate paid vs % of monthly income

Two things are surprising, one is that there is so much variation in rate paid and the second how much some pay

Figure 13 suggest that the distribution of income spent on mortgage payments has narrowed around the 17% mark. The spread is narrower.

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I'm one of the fools who fixed . But petrol gone up 12 percent this year and still know rate rise. Maybe boe will inflate my debt away

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It is interesting to note that in 2013 people way paying approximately half the interest rate, and double the percentage of take home pay compared to 2000. Interesting, but not too surprising.

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