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Fairyland

Lenders Profit: Htb Vs Btl

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What is more profitable for a lender HTB or BTL?

If HTB then many potential renters may have been moved to HTB, fall in rental demand, higher BTL taxes/expenses ... leading to BTL death?

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BTL has traditionally been interest only, currently lending to individuals is repayment. I would have thought that there be greater pressure on mortgages for individuals to be viable rather than BTL IO to competitive.

There are many posters on the forum who could provide the facts to either prove or disprove the above.

Its the old phrase, "just put the rent up, innit"

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