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New Barclays 100% Mortgage.

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Another one-word answer: No.

As far as I can see, there is still effectively a need for a 10% upfront deposit from a guarantor. The only difference is that the deposit is returned after three years (I guess the idea being that the mortgage is clearly affordable if a borrower can make three years worth of repayments). Still need the cash upfront. Nothing to see here...

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