Saving For a Space Ship Posted February 2, 2015 Share Posted February 2, 2015 Many folks do not realise its "any" Mod that can invalidate insurance, not just performance enhancing , Best tell your insurance co just in case. http://www.bbc.co.uk/news/uk-wales-south-west-wales-31064998 http://www.independent.co.uk/news/uk/home-news/vicars-car-insurance-company-threatens-to-void-policy-over-jesus-christ-stickers-10016630.html An insurance company has denied claims it threatened to void a vicar's policy because she put religious stickers on her car. Rev Wena Parry’s stickers, which read “Christ must be Saviour” and “Christ for me,” apparently counted as a modification to the vehicle, like enhancing an engine or adding a spoiler. The minister from Neath Port Talbot in South Wales believes that she was discriminated against by her insurance company, Age UK, because of her beliefs. “There might be somebody within that company that hates Christianity,” she told a BBC Wales programme. Age UK denied that religion was a factor in the decision. A spokeswoman for the organisation told The Independent: “The situation regarding Rev Parry’s claim was in no way related to the Christian nature of her graphics. "Our insurer concluded that our request to declare all modifications was not made clear enough to Rev Parry and therefore she did not know which vehicle enhancements should have been declared.” Link to comment Share on other sites More sharing options...
Northerner Posted February 2, 2015 Share Posted February 2, 2015 If you are going to get your message out, then you should do it properly ... Link to comment Share on other sites More sharing options...
Bloo Loo Posted February 2, 2015 Share Posted February 2, 2015 I guess cleaning the car is actually a mod then. Link to comment Share on other sites More sharing options...
Habeas Domus Posted February 2, 2015 Share Posted February 2, 2015 Seems reasonable to me, I can think of lots of religious or political slogans that would make your car a far greater target for vandalism. Try parking this on a Glasgow housing estate and see how long it lasts... Link to comment Share on other sites More sharing options...
geezer466 Posted February 2, 2015 Share Posted February 2, 2015 The company first objected to the stickers when she tried to claim on her policy after a part was stolen from the car and photographs were submitted as part of the claim. She was given 10 days to explain why she had not told them about the stickers, and an additional cigarette lighter point in the boot, when she took the policy out. She was warned: "The policy may be declared void". Age UK told her in a letter: "These modifications do not fit our acceptance criteria for motor insurance and cover would have been declined if we had been made aware of these at the time of purchasing your policy. Sound's like a usual insurers tactic of weedling out of having to pay a claim. Not sure what the cig lighter (better described as an auxiliary power point) in the boot has to do with anything? Most modern cars come with those now..... Still the heads up is welcome... Points to note in future remove stickers before submitting photo's in the case of a claim... Link to comment Share on other sites More sharing options...
gilf Posted February 2, 2015 Share Posted February 2, 2015 Sound's like a usual insurers tactic of weedling out of having to pay a claim. Not sure what the cig lighter (better described as an auxiliary power point) in the boot has to do with anything? Most modern cars come with those now..... Still the heads up is welcome... Points to note in future remove stickers before submitting photo's in the case of a claim... Likely to be an after market modification and not part of the original equipment, therefore would in theory present a fire risk. Link to comment Share on other sites More sharing options...
Guest_northshore_* Posted February 2, 2015 Share Posted February 2, 2015 If christ must be saviour, why anything more than third-party only insurance in the first place? Link to comment Share on other sites More sharing options...
Bloo Loo Posted February 2, 2015 Share Posted February 2, 2015 and from Scotland: Burd on Board, driver distraction likely. Never understood baby on board...a careful driver would be on the lookout to avoid any car. Link to comment Share on other sites More sharing options...
OnionTerror Posted February 2, 2015 Share Posted February 2, 2015 I guess cleaning the car is actually a mod then. ...or putting in an after market car stereo.. Link to comment Share on other sites More sharing options...
Northerner Posted February 2, 2015 Share Posted February 2, 2015 and from Scotland: Burd on Board, driver distraction likely. Link to comment Share on other sites More sharing options...
StainlessSteelCat Posted February 2, 2015 Share Posted February 2, 2015 and from Scotland: Burd on Board, driver distraction likely. Never understood baby on board...a careful driver would be on the lookout to avoid any car. Mixture of bragging and "Oh my God, no-one has ever had a precious child like ours before. It shall be kept safe from the evils of the world. Rejoice with us in our ability to produce a child just like most of the rest of the planet. " that many first-time parents feel. See also Facebook news feeds clogged with pictures of ugly small offspring we are expected to coo over. Link to comment Share on other sites More sharing options...
RichB Posted February 2, 2015 Share Posted February 2, 2015 Mixture of bragging and "Oh my God, no-one has ever had a precious child like ours before. It shall be kept safe from the evils of the world. Rejoice with us in our ability to produce a child just like most of the rest of the planet. " that many first-time parents feel. See also Facebook news feeds clogged with pictures of ugly small offspring we are expected to coo over. I rather assumed more of a 'Oh shit I haven't slept properly for 3 months, the baby won't stop screaming and periodically starts choking for no apparent reason. The slightly older one is chucking up down the back of my neck, and I will no doubt be driving like an utter prat - so please don't you do it as well' I prefer to use a P plate, visible from the front as well, seems to send a suitable message, except to the utter knobends that think it means they can intimidate you on the roads... Link to comment Share on other sites More sharing options...
Northerner Posted February 2, 2015 Share Posted February 2, 2015 I prefer to use a P plate, visible from the front as well, seems to send a suitable message, except to the utter knobends that think it means they can intimidate you on the roads... I tried "OAP on Board", but it did not make much difference. Now I just use: Link to comment Share on other sites More sharing options...
GinAndPlatonic Posted February 2, 2015 Share Posted February 2, 2015 The vicar is just being dumb Link to comment Share on other sites More sharing options...
Habeas Domus Posted February 2, 2015 Share Posted February 2, 2015 Mixture of bragging and "Oh my God, no-one has ever had a precious child like ours before. I think of it as more as "I have only had 3 hours sleep in the last 4 days so am going to randomly pull out of a side junction without looking at the traffic" Link to comment Share on other sites More sharing options...
happy_renting Posted February 2, 2015 Share Posted February 2, 2015 Perhaps my local Rabbi should have told his insurers he sawed 2cm off his exhaust pipe. Link to comment Share on other sites More sharing options...
Saving For a Space Ship Posted February 2, 2015 Author Share Posted February 2, 2015 Baby on Board The irony being that having a sticker on your windscreen , usually part blocks the drivers view, or cuts down on the amount of light coming into the car, making it more dangerous to drive. Arguably, all window stickers should be banned , let alone loads of soft toys & tat in the back window Perhaps my local Rabbi should have told his insurers he sawed 2cm off his exhaust pipe. Reminds me of an old joke: Q. Why do Jewish ladies like Jewish penises A. 10% off Link to comment Share on other sites More sharing options...
MrPin Posted February 2, 2015 Share Posted February 2, 2015 The irony being that having a sticker on your windscreen , usually part blocks the drivers view, or cuts down on the amount of light coming into the car, making it more dangerous to drive. Arguably, all window stickers should be banned , let alone loads of soft toys & tat in the back window Reminds me of an old joke: Q. Why do Jewish ladies like Jewish penises A. 10% off Mine's free for the right lady! Link to comment Share on other sites More sharing options...
libspero Posted February 2, 2015 Share Posted February 2, 2015 Good thing they're phasing out tax disks! Link to comment Share on other sites More sharing options...
porca misèria Posted February 3, 2015 Share Posted February 3, 2015 Seems reasonable to me, I can think of lots of religious or political slogans that would make your car a far greater target for vandalism. Indeedie. Perhaps more to the point, consider Boy Racer decorations. This clearly isn't any such thing, but as soon as you make that distinction, you've implicitly got to draw a line and pay lawyers fees over borderline cases. Link to comment Share on other sites More sharing options...
AThirdWay Posted February 3, 2015 Share Posted February 3, 2015 Seems reasonable to me, I can think of lots of religious or political slogans that would make your car a far greater target for vandalism. Try parking this on a Glasgow housing estate and see how long it lasts... It'd last a damn sight longer than one with "Allahu Akbar" written on the side of it.... especially at Edinburgh airport! Link to comment Share on other sites More sharing options...
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