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chronyx

Nationwide Eisa To 1.25%

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Had a letter today saying my eISa interest rate will be reduced to 1.25%.

Just putting it out there...

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I have a one year fixed rate isa offering 3% which I opened this year which allows penalty free access with 90 days loss of interest. Its with an FSCS backed credit union - not available now but it was until July.

Avoid the big boys - and you might do better!

Another option are regular savers - some paying 3%+

Edited by MRMX9

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my isa at first direct reduced from 2% to 1.5 as of begining of novemeber

i have not used my isa this year.

have collect £100 from halifax and coop

got two 5% current accounts from tsb

1 3% account from tsb ends novemeber

5% from naitionwide , just ended

going to use in future

3% at tesco and 4% at lloyds.

i do hate using the 2 above account as they charge you if you dont meet there rules.

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I have a one year fixed rate isa offering 3% which I opened this year which allows penalty free access with 90 days loss of interest. Its with an FSCS backed credit union - not available now but it was until July.

Avoid the big boys - and you might do better!

Another option are regular savers - some paying 3%+

You are right about avoiding the big boys but you have to keep a close watch for those higher rates. The other problem I find with the best rates is that they often don't accept transfers My current cash ISA is a 2 year fix at 2.3%.

Regular savers are fine (I currently have 2) but the amounts you can put in them are limited, so they are no good for anyone with large amounts of cash. Plus you won't want to take money out of an old ISA and lose the tax free wrapper just to put it into a regular savings account for a year!

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