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Sancho Panza

'financial Triage' To Be Offered At Food Banks

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Guardian 12/8/14

'Debt and money advice is to be offered at food banks around the country as part of a pilot scheme to help their clients address the problems that led to them seeking help.

The Trussell Trust, which now runs more than 400 food banks across the UK, said it would be developing a scheme where people in need will be able to access a range of support in one location, removing barriers to advice and cutting down waiting times.

The pilot, which will run in at least six locations, has been funded by a donation from Martin Lewis, the founder of the Moneysavingexpert website. He has been a long-time advocate of financial education, and said he hoped the initiative would help those struggling with money management.

Research for the Trussell Trust showed that more than one in 10 families had taken out a payday loan to make ends meet in the last year.

The charity, which helped 900,000 people in 2013-14 by providing them with three days' emergency food, has seen referrals swell as food prices have gone up and wages have stagnated. Benefits sanctions and high energy prices have also pushed more households to seek help.

Volunteers at the Trussell Trust's food banks already offer clients information about support services, including local debt charities, but the charity's network director, Adrian Curtis, said people did not always go on to get the advice they needed. He said a scheme in Tower Hamlets which brought welfare advice to the food banks had proved a success.

"The causes of the crisis that brought clients to us was very often resolved – we would hope to replicate that elsewhere," he said. "If we can help people get the support they need it is less likely they will go to loan sharks and less likely they will take on debts that will cause another crisis later."

Through the scheme, advisers from local or national debt charities will be based at the food banks for up to 20 hours a week and will be available to give instant help, with the option of arranging further meetings to help clients.

David McAuley, the Trussell Trust's chief executive, said: "By introducing a 'financial triage' service in food banks, where clients are able to connect with free financial and debt advice, people will be given professional help to manage tight finances, avoid payday lenders and structure debt to prevent the situation from getting worse and to help people break out of crisis much faster."

Martin Lewis said: "The hope is that this scheme will provide a financial equivalent of 'give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime'."

He added: "I've been campaigning for financial education in schools for years, finally that starts on the curriculum in September, but that still leaves great swathes of our society, especially some of the most needy struggling with even the basics of money management."

Good on him.I presume the Trussell Trust don't have a Westminster outlet where they could give lessons on how not to run 7% fiscal deficits to achieve 2% growth.

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If the bill for necessities exceeds your income, no amount of advice will help.

That's why food bank usage has exploded in the past four years.

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wages have stagnated. Benefits sanctions and high energy prices

Well done Gidiot.

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Share resources...share ovens....share a sack of potatoes for a fraction of the cost.......groups of people that work together are stronger and can do things more efficiently than an individual trying to do all themselves......firms and governments know that the collective is stronger, has a louder voice and a bigger overall pocket, all in it together...the big society innit. ;)

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I used to vote Tory I am ashamed to say, but never, never, never again. At least you knew the half blind Scottish geezer was just an incompetent koont. I look forward to the Tory Party being destroyed, and the Lib-Dems being toast.

The introduction of help to buy was the final straw.

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I have some advice. Buying food is more important than buying an iPhone and a flat screen.

So if you buy a new tv tomorrow and a few months later you lose your job and end up at a food bank it will be your inability to see the future that has brought you to this sad situation?

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I have some advice. Buying food is more important than buying an iPhone and a flat screen.

People have to eat every day.......you can buy a flat screen and a used phone for cheaper than a weekly family shop....then you need time and fuel to cook it ;)

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So if you buy a new tv tomorrow and a few months later you lose your job and end up at a food bank it will be your inability to see the future that has brought you to this sad situation?

Ah, the victim card. People who are unable to delay gratification and who are unwilling to plan ahead use this all the time when the &*#t hits the fan. Then other people have to bail them out.

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Ah, the victim card. People who are unable to delay gratification and who are unwilling to plan ahead use this all the time when the &*#t hits the fan. Then other people have to bail them out.

You would be surprised how many people there are that live from hand to mouth......no saving for a rainy day when every day is a rainy day. ;)

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You would be surprised how many people there are that live from hand to mouth......no saving for a rainy day when every day is a rainy day. ;)

Talk to any ordinary working person and they will tell you you are a fool to save as you won't then get the benefits. They are right, its the system that needs updating.

This situation has more to do with globalization than anything else though, that's why we're stuck in this mire. Meanwhile the Chinese manipulate their currency and operate a protectionist economy.

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Talk to any ordinary working person and they will tell you you are a fool to save as you won't then get the benefits. They are right, its the system that needs updating.

This situation has more to do with globalization than anything else though, that's why we're stuck in this mire. Meanwhile the Chinese manipulate their currency and operate a protectionist economy.

Have to agree, although a good habit to have, someone who is low paid saving a just few pounds a week will be losing money with todays ultra low compounded interest rates that no longer compound........so rather than save money saving, better to save money spending, making the money you do get go further this week, now, today, see that you will buy more with the little that you get.......the poorest in society spend the most purchase taxes percentage wise from the money they get and they pay the most in debt interest and fee charges for the debt they have, they pay the most for their key gas and elecy....they are unable to bulk buy etc In fact the poorest in society pay more for less for more things than the richest ever do. ;)

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Ah, the victim card. People who are unable to delay gratification and who are unwilling to plan ahead use this all the time when the &*#t hits the fan. Then other people have to bail them out.

It's n0bs like you that make schadenfreude so blissfully exquisite! ROFL! Hahaha!

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I don't see many emaciated people though. I DO see a lot of large people....

It comes from the Lardarses not being able or willing to cook, and eating cheap, fatty shyte. What else is to be expected when it is "forced down their throats" - they don't / can't make the right decisions. It is amazing that "snacking" is normal.

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Ah, the victim card. People who are unable to delay gratification and who are unwilling to plan ahead use this all the time when the &*#t hits the fan. Then other people have to bail them out.

So if we follow your logic we should all be stockpiling food and living in bunkers to prepare ourselves for whatever unknown threats we may face in the future?

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So if you buy a new tv tomorrow and a few months later you lose your job and end up at a food bank it will be your inability to see the future that has brought you to this sad situation?

Ah, the victim card. People who are unable to delay gratification and who are unwilling to plan ahead use this all the time when the &*#t hits the fan. Then other people have to bail them out.

Yes. I'm with you on this NewBrit. In Wonderpup's world, from buying new TVs, straight to foodbank. Such person probably fat mortgage home-owner too who shouldn't have been expected to see any risk when outbid others. Try freecycle/ebay Wonderpup, if they must have a TV, if they don't have £10K+ reserve in savings which I'd feel vulnerable without. It's everything else... new TV, new this and that, holidays. Yes, see the future and plan for it.

Read it on MSE... 3/4 through mortgage application for a massively expensive house, they've been made redundant and have to pull out. Or asking whether they should not tell lender after receiving a 'shock' redundancy warning notice, and just proceed anyway. Victimhood spender/debtors, the softies want others to carry about on their shoulders.

It's n0bs like you that make schadenfreude so blissfully exquisite! ROFL! Hahaha!

Bill, we heard enough excuses for the victims last time, leading to 0.5%, SMI fast-track, mortgage-rescues, insane QE. Many jumbo reckless debtors, and older owning VI/BTLers have had just that, for years. Markets overriden to protect and boost their HPI in many areas.

Help the victims wonderpup.

Edited by Venger

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So if you buy a new tv tomorrow and a few months later you lose your job and end up at a food bank it will be your inability to see the future that has brought you to this sad situation?

Should I feel bad that just tonight I've set up our new HD satellite box, with wifi? Had difficulties with the I/O link plugin, until I realised you have to enable RF via some engineers menu using the remote, so as to bring the signal to the other televsions.

And that this place is getting fibre unlimited broadband enabled next month, which I'll be partially contributing towards in my rent.

It's possible, but as I have a fair reserve, so don't think I'll be down at the foodbank for a while. Totally priced out non homeowner. A bit of a treat for I didn't splash out in the days I had little money, on new TVs, flash cars, bling clothes... whilst saving a reserve for hard times, and towards a deposit to buy a house... except they kept racing away in price thanks to many victim massive outbidders.

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So if we follow your logic we should all be stockpiling food and living in bunkers to prepare ourselves for whatever unknown threats we may face in the future?

It's a sad indictment of modern society that the idea of saving a bit of money for a rainy day is seen as being on a par with stockpiling food and living in a bunker.

They should give out free copies of 'Thrift' by Samuel Smiles at food banks, though I doubt anyone would read it.

Edited by Austin Allegro

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It's a sad indictment of modern society that the idea of saving a bit of money for a rainy day is seen as being on a par with stockpiling food and living in a bunker.

They should give out free copies of 'Thrift' by Samuel Smiles at food banks, though I doubt anyone would read it.

'Thrift' is a word you very rarely hear any more. On its way to obsolescence, IMO, with the likes of 'prithee', 'varlet' and 'withal'.

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