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A friend tells me that he got 6.7% to loan money this week by ratesetter.

A year ago he was lucky to get 1%. Six months ago he began to get 3%ish and now this week he can get almost 7%.

Sign of what is happening in the real world despite what Carney says?

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The rates on ratesetter have certainly improved but that's a five year annualised loan. That type of loan was about 5.6 this time last year if I recall correctly.

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Don't know anything about ratesetter.

I always find it funny about all these claims of 'too much saving, driving down the cost of borrowing' when everyone I know are massively in debt.

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