PricedOutNative Posted June 30, 2014 Share Posted June 30, 2014 (edited) That's because you are, by any historical or world standard, very, very, very rich. By 1970s standards that lifestyle would put you not merely in the top 1%, but high up within that 1%. Quick lunchtime check: a number of my 'middle class' colleagues remember ballet, drama and extra tuition as standard in their 1980's up-bringing, maybe the 80's is where is all changed LOL Edited June 30, 2014 by PricedOutNative Quote Link to comment Share on other sites More sharing options...
19 year mortgage 8itch Posted June 30, 2014 Share Posted June 30, 2014 Quick lunchtime check: a number of my 'middle class' colleagues remember ballet, drama and extra tuition as standard in their 1980's up-bringing, maybe the 80's is where is all changed LOLPorca was raised on moss and unicorn farts, I'm not sure he was representative of the 70s. 70 AD maybe. Quote Link to comment Share on other sites More sharing options...
zugzwang Posted June 30, 2014 Share Posted June 30, 2014 And the extra-curricula activities of our children's children? Running through the sewers Foraging from the tip Trying on the suicide vest Trapping and eating feral cats Setting fire to an abandoned car Quote Link to comment Share on other sites More sharing options...
19 year mortgage 8itch Posted June 30, 2014 Share Posted June 30, 2014 And the extra-curricula activities of our children's children? Running through the sewers Foraging from the tip Trying on the suicide vest Trapping and eating feral cats Setting fire to an abandoned car I'll start breeding cats. Quote Link to comment Share on other sites More sharing options...
Billy soy Posted June 30, 2014 Share Posted June 30, 2014 Skinflinteratti, so true. Threads on the cheapest baked beans and porridge oats are classics. Wasn't there a thread with an HPC'er saying he would eat his neighbours if he ran out of baked beans and ramen noodles when TSHTF? Quote Link to comment Share on other sites More sharing options...
Si1 Posted June 30, 2014 Share Posted June 30, 2014 All good motivation to keep the proles on the hamster wheel Run Forest! Quote Link to comment Share on other sites More sharing options...
Quicken Posted June 30, 2014 Share Posted June 30, 2014 Skinflinteratti, so true. Threads on the cheapest baked beans and porridge oats are classics. Wasn't there a thread with an HPC'er saying he would eat his neighbours if he ran out of baked beans and ramen noodles when TSHTF? Good old Ken. :-) Quote Link to comment Share on other sites More sharing options...
crashmonitor Posted June 30, 2014 Share Posted June 30, 2014 (edited) This thread reminds me of a radio 4 play some years back. Basically lack of consumption was imprisonable and every household had to meet its target of consumption to keep the economy going. I think going to work gave you special dispensation from having to consume stuff. About time crashmonitor and some of the other skinflinteratti bloody well did their duty and got consuming. I think a poverty of time is one reason to explain why life is more expensive now than it was back in the 70s. Time saving measures costs money, transport, convenience foods, creches to enable work. Absolutely aware that families haven't got the choice other than to consume. Edited June 30, 2014 by crashmonitor Quote Link to comment Share on other sites More sharing options...
fluffy666 Posted June 30, 2014 Share Posted June 30, 2014 This thread reminds me of a radio 4 play some years back. Basically lack of consumption was imprisonable and every household had to meet its target of consumption to keep the economy going. I think going to work gave you special dispensation from having to consume stuff. About time crashmonitor and some of the other skinflinteratti bloody well did their duty and got consuming. I reads that, it's an old SF story. Quote Link to comment Share on other sites More sharing options...
shrike Posted June 30, 2014 Share Posted June 30, 2014 I reads that, it's an old SF story. Not sure about the radio play, but the SF story would probably be "Midas World" by Frederic Pohl. Cheap fusion tech and robots - you'd have thought they would be a boon to mankind, but the economy can't cope and eventually the environment breaks down. Quote Link to comment Share on other sites More sharing options...
fluffy666 Posted June 30, 2014 Share Posted June 30, 2014 This could be me! The scary bit is the measures you'd have to go to to make a significant reduction. Something like 60% of the costs are unchangeable direct debits, so trying to cut outgoings by 20% would mean half of the food budget. Quote Link to comment Share on other sites More sharing options...
NewBrit Posted June 30, 2014 Share Posted June 30, 2014 The scary bit is the measures you'd have to go to to make a significant reduction. Something like 60% of the costs are unchangeable direct debits, so trying to cut outgoings by 20% would mean half of the food budget. Very true, plus, if you need both parents in work just to cover the basics, then that doubles the chance of problems. If either one of the two parents lose their job, the family will not be able to pay the bills. Quote Link to comment Share on other sites More sharing options...
winkie Posted June 30, 2014 Share Posted June 30, 2014 The scary bit is the measures you'd have to go to to make a significant reduction. Something like 60% of the costs are unchangeable direct debits, so trying to cut outgoings by 20% would mean half of the food budget. The insurances/assurances could be cut £200 pm what is that for? Quote Link to comment Share on other sites More sharing options...
Bloo Loo Posted June 30, 2014 Share Posted June 30, 2014 The insurances/assurances could be cut £200 pm what is that for? pension? Quote Link to comment Share on other sites More sharing options...
justthisbloke Posted June 30, 2014 Share Posted June 30, 2014 My sprogs' timetable next week: Jam making Shopping (cycle to asda) Mow lawn Lots of cooking local beach (and try for mackerel) Paid employment on local farm (youngest) Job hunting (eldest) Summer homework Etc. Cost to me: -ve. Quote Link to comment Share on other sites More sharing options...
NewBrit Posted June 30, 2014 Share Posted June 30, 2014 My sprogs' timetable next week: Jam making Shopping (cycle to asda) Mow lawn Lots of cooking local beach (and try for mackerel) Paid employment on local farm (youngest) Job hunting (eldest) Summer homework Etc. Cost to me: -ve. Love this list. You are not by any chance a Mr Money Moustache reader? Quote Link to comment Share on other sites More sharing options...
fluffy666 Posted June 30, 2014 Share Posted June 30, 2014 The insurances/assurances could be cut £200 pm what is that for? 2x Car insurance. House Contents. Buildings. Mortgage Term Assurance. Income protection in event of Fluffy pegging it. I did try and cut down to a minimum set.. Quote Link to comment Share on other sites More sharing options...
winkie Posted June 30, 2014 Share Posted June 30, 2014 2x Car insurance. House Contents. Buildings. Mortgage Term Assurance. Income protection in event of Fluffy pegging it. I did try and cut down to a minimum set.. Apart from the car insurance, which should get cheaper over time before it rises again....the others would first be got down to the min meaning without any expensive addons, then dropped before the food and fuel...still think £2400 pa is a large chunk to pay from a pay slip....choices. Quote Link to comment Share on other sites More sharing options...
19 year mortgage 8itch Posted June 30, 2014 Share Posted June 30, 2014 My sprogs' timetable next week: Jam making Shopping (cycle to asda) Mow lawn Lots of cooking local beach (and try for mackerel) Paid employment on local farm (youngest) Job hunting (eldest) Summer homework Etc. Cost to me: -ve. Any time for then to re-glaze the glasshouse Mr i3? Quote Link to comment Share on other sites More sharing options...
justthisbloke Posted June 30, 2014 Share Posted June 30, 2014 ? Quote Link to comment Share on other sites More sharing options...
Democorruptcy Posted June 30, 2014 Share Posted June 30, 2014 In 1998 mortgage lending was 3x Main income + 1x Second Income. House prices were £59k and the average mortgage was £380 per month In 2014 the BoE wants mortgage lending to be 4.5x household income. The average house is over £170k and the average mortgage over £1000 "the squeeze on families from soaring energy bills and benefit cuts" ??? HPI.... it's what you call an elephant in the room..... Quote Link to comment Share on other sites More sharing options...
eric pebble Posted June 30, 2014 Share Posted June 30, 2014 In 1998 mortgage lending was 3x Main income + 1x Second Income. House prices were £59k and the average mortgage was £380 per month In 2014 the BoE wants mortgage lending to be 4.5x household income. The average house is over £170k and the average mortgage over £1000 "the squeeze on families from soaring energy bills and benefit cuts" ??? HPI.... it's what you call an elephant in the room..... Absolutely 100% Bang on the Nail. It was done by sleight of hand.... It is frighteningly insidious.... Quote Link to comment Share on other sites More sharing options...
Mikhail Liebenstein Posted June 30, 2014 Share Posted June 30, 2014 (edited) That figure looks reasonable to me. A lot of people that don’t have kids have no idea of how much a financial strain it can be; friends of mine hark back to their upbringing in the 70’s where they wore hand-me-downs and entertained themselves by playing football in the park every day and ask why can’t kids today do that…. The fact is if you brought your kids up in a 1970’s way today you’d probably be prosecuted for child neglect LOL This week kids’ diary : School summer fair Village summer fair Cubs Scouts School play performance X2 Dance class Spanish Extra maths tuition Piano X2 Tennis club Needs a list for the 1970s as comparison. Probably includes delights such as ride 20 miles on a chopper without a crash helmet. relight fag butts found on the floor to have a smoke up to Television Centre to receive Jim'll Fix it badge Find used porno mags in bush. Glue hair with superglue and self pierce nose sniff some glue Edited June 30, 2014 by Mikhail Liebenstein Quote Link to comment Share on other sites More sharing options...
19 year mortgage 8itch Posted June 30, 2014 Share Posted June 30, 2014 ? I'd expect my daughter to be ready for the royal ballet school with what an i3 cost. Quote Link to comment Share on other sites More sharing options...
Lone_Twin Posted July 1, 2014 Share Posted July 1, 2014 I'd expect my daughter to be ready for the royal ballet school with what an i3 cost. What's an i3? (Apart from a mid price Intel CPU) Quote Link to comment Share on other sites More sharing options...
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