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Bruce Banner

Do You Have A Mortgage, Ask The Conservatives.

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On the Conservative website they want to know if you have a mortgage, before asking for donations. Now why would you want to know that, Mr Shapps?


SECURING BRITAIN'S FUTURE ANSWER THE QUESTIONS TO SEE HOW OUR LONG-TERM ECONOMIC PLAN IS HELPING YOU AND YOUR FAMILY
1.Where do you live?
Postcode
2.Do you have a mortgage?
Yes
Not yet, but I'm looking to buy
No
3.How often do you fill up your car with petrol?
Twice a week
Once a week
Once a fortnight
Once a month
Don't drive
4.What is your approximate annual salary?
Please choose... £10,000 £20,000 £30,000 £40,000 £50,000 £60,000 £70,000 Don't work Retired
5.Enter your email address
Email
Your responses and contact details are used in accordance with our Data Collection and Use policy. By clicking "submit" you agree to your responses and email address being used in accordance with that policy. We will not share your details with anyone outside the Conservative Party.

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Yep, turns out they can't help me at all, so return some wishy-washy nonsense. I should be their target market, and yet they are doing nothing to appeal to me. I'm not left-wing, but if it takes a left-wing government to allow the market to correct itself (counter intuitively...!) then I'd consider it.

Never thought I'd say that...

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Yep, turns out they can't help me at all, so return some wishy-washy nonsense. I should be their target market, and yet they are doing nothing to appeal to me. I'm not left-wing, but if it takes a left-wing government to allow the market to correct itself (counter intuitively...!) then I'd consider it.

Never thought I'd say that...

The funny thing is that the most socialist market intervention of the past 20 years is Help to Buy- a policy no socialist government would have been able to introduce without getting lynched by the left, who would have seen it as a subsidy to the middle classes at the expense of the poor.

So-perversely- the housing market is now being propped up by a redistribution scheme created by the party that opposes socialist redistribution- on the basis that the free market in housing does not work! :blink: But these are the same people who also claim that the free market is more efficient than the state.

Things used to be more simple in the past- before HPI became our nations religion.

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When and how is Help to Buy socialist? The most commonly accepted definition of socialism is that the means of production should be held in common (social ownership of the means of production) and that the economy should be to some extent managed.

Help to Buy is only an attempt to manage a particular asset class (residential property) and it is only an attempt to 'manage' that asset class in that it is an attempt by a particular locus of power (a coalition government with Conservative PM and Chancellor of the Exchequer) to goose a bubble by increasing the amount of credit available to bid up prices in that asset class.

I think Help to Buy fails the test of being socialism on two counts. Firstly, it has nothing to do with the means of production, much less being an attempt to explicitly ensure that the means of production is held in common. Secondly, it is not an attempt to manage the economy - it is an attempt to influence one part of the economy regardless of the consequences of that intervention for the economy as a whole. Yes - Help to Buy is an attempt to influence the economy, but 'manage' it - I don't think so!

I think that the error in your reasoning is to suppose that because Help to Buy is the opposite of the norms of Neo-liberal economics fantasies of laissez-faire financialised capitalism, that makes it socialism, but that ain't so. It's just a dumb as a rock attempt to produce a housing bubble so that Cameron/Osborne can leave no doubt when pinning their colours to the mast regarding whose side they are on when the private ownership of the housing stock is used as a a tool of intergenerational economic conflict to allocate the consequences of the collapsing Ponzi scheme that passes muster as the UK housing market.

The thing is, it's pointless because 2008 was the first big heads up. Osborne/Cameron are making policy as if 2008 was just a bump in the road, but it wasn't - it was something more than that.

HTB is not even vaguely socialist - it is just how we continue to sleepwalk into obvious disaster - one dumb move at a time from the powers that be, without any complaint from a naive, idiotic and uninterested populace. Further off down the rabbit hole we go.

Edited by ex nihilo de novo

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On the Conservative website they want to know if you have a mortgage, before asking for donations. Now why would you want to know that, Mr Shapps?

Telling that there is no alternative living arrangement other than a mortgage or waiting to buy. Renting not mentioned.

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When and how is Help to Buy socialist? The most commonly accepted definition of socialism is that the means of production should be held in common (social ownership of the means of production) and that the economy should be to some extent managed.

Help to Buy is only an attempt to manage a particular asset class (residential property) and it is only an attempt to 'manage' that asset class in that it is an attempt by a particular locus of power (a coalition government with Conservative PM and Chancellor of the Exchequer) to goose a bubble by increasing the amount of credit available to bid up prices in that asset class.

I think Help to Buy fails the test of being socialism on two counts. Firstly, it has nothing to do with the means of production, much less being an attempt to explicitly ensure that the means of production is held in common. Secondly, it is not an attempt to manage the economy - it is an attempt to influence one part of the economy regardless of the consequences of that intervention for the economy as a whole. Yes - Help to Buy is an attempt to influence the economy, but 'manage' it - I don't think so!

I think that the error in your reasoning is to suppose that because Help to Buy is the opposite of the norms of Neo-liberal economics fantasies of laissez-faire financialised capitalism, that makes it socialism, but that ain't so. It's just a dumb as a rock attempt to produce a housing bubble so that Cameron/Osborne can leave no doubt when pinning their colours to the mast regarding whose side they are on when the private ownership of the housing stock is used as a a tool of intergenerational economic conflict to allocate the consequences of the collapsing Ponzi scheme that passes muster as the UK housing market.

The thing is, it's pointless because 2008 was the first big heads up. Osborne/Cameron are making policy as if 2008 was just a bump in the road, but it wasn't - it was something more than that.

HTB is not even vaguely socialist - it is just how we continue to sleepwalk into obvious disaster - one dumb move at a time from the powers that be, without any complaint from a naive, idiotic and uninterested populace. Further off down the rabbit hole we go.

+1

People always blame "socialism" for many types of crap.

They never lived in the socialist country of any kind, yet all of a sudden they are all experts on socialism. When I was young I lived there ( my father was based in former Yugoslavia where people were rich, while the system was poor.This is how it was: no second hand goods shops - people were buying everything new,many people had land - no inheritance taxes,99% population mortgage free, you get a Council flat whether you are executive or cleaner and pay 5% of your salary towards rent, you build your own separate home and rent it out, you cannot get sacked easily because of employment rights, guaranteed pension and free NHS, one person working can support a family of 2 kids,no big indebtness because people had decent - not large salary, people who were saving and who were responsible had in their 50's two properties with no property taxes,you get into top Schools and Universities on the basis of your previous grades and not because your dad had money or political connections,almost crime free and much better food then in comparison with rubbish food they have been having after the fall of Socialism,..)

I did not think much of the above positives back then, but I see now-said the blind man.

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Telling that there is no alternative living arrangement other than a mortgage or waiting to buy. Renting not mentioned.

It's along Cameron's crazy theme that owning a house is a "deep natural human instinct". It can't be a deep human instinct to take on the huge mortgages required in the UK but that's their policy - Labour's policy and the LibDems' policy as well of course.

Edited by billybong

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It makes me laugh that they cap the salary you can enter at £70k.

May be it is because they know that those in the 60% marginal band may not be too happy, and I would have thought people earning £100-125k might be natural Conservatives.

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