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Possom

Land Is Unregistered

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When a property listing states in relation to the title, that the "land is unregistered", what does this mean?

e.g. http://www.propertynews.com/Property/Belfast/LBV670267/87-Charles-Street-South/271199348/

It means do NOT look for buried oil drums full of AK47's there.

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When a property listing states in relation to the title, that the "land is unregistered", what does this mean?

e.g. http://www.propertynews.com/Property/Belfast/LBV670267/87-Charles-Street-South/271199348/

All land in NI has to be registered with Land Registry, currently this one isn’t. All the info is in these links – if you’re buying your solicitor will be responsible for the registration. When getting quotes from sols tell them the property is unregistered as it will affect the price you pay.

http://www.dfpni.gov.uk/lps/index/land_registration-2/compulsory_first_registration/compulsory_first_registration_-_frequently_asked_questions.htm

http://http://www.dfpni.gov.uk/lps/index/land_registration-2/compulsory_first_registration.htm

It means do NOT look for buried oil drums full of AK47's there.

Yes wherebee :rolleyes: that's right.

All right possum? I have just always wanted to say that :)

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All right possum? I have just always wanted to say that :)

:)

Thanks little fish for the links! Most helpful.

If the land for a house is unregistered, does this mean the house is unmortgageable?

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:)

Thanks little fish for the links! Most helpful.

If the land for a house is unregistered, does this mean the house is unmortgageable?

Not at all Possom. At some stage all land/property will have to be registered with LR. In the majority of cases it just means the legal end may take a bit longer (and cost more). Do check with a solicitor though.

:)

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Not at all Possom. At some stage all land/property will have to be registered with LR. In the majority of cases it just means the legal end may take a bit longer (and cost more). Do check with a solicitor though.

:)

Thank you.

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All land in NI has to be registered with Land Registry, currently this one isn’t. All the info is in these links – if you’re buying your solicitor will be responsible for the registration. When getting quotes from sols tell them the property is unregistered as it will affect the price you pay.

No, just because the land is unregestered will not necessarly effect the price you should offer. It just means that it has not changed hands (unless betwennn husband and wife) since the new rules where introduced. It is not a blight on the land/house. If you purchase the land/house your Sol will be required to regester it at Land Reg, which is something you would want to do anyway even if it wasnt a legal requirement.

There are many examples of houses that remained in familys for generations that have not been regestered. They may very well have excellent root of title.

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I know someone who pulled out of buying a house recently (causing them to have to rent because they'd sold their current house), because the sellers couldn't produce the land registry documentation.

The solicitor advised that they could not get a mortgage on a house without this documentation so even though they were cash buyers he wouldn't reccomend them buying. The decision not to buy has cost them thousands in terms of renting costs ect...I wonder did their solicitor give them bad advice?

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I know someone who pulled out of buying a house recently (causing them to have to rent because they'd sold their current house), because the sellers couldn't produce the land registry documentation.

The solicitor advised that they could not get a mortgage on a house without this documentation so even though they were cash buyers he wouldn't reccomend them buying. The decision not to buy has cost them thousands in terms of renting costs ect...I wonder did their solicitor give them bad advice?

Common sense would tell you not to spend tens/hundreds of thousands of pounds on a property where the proper documentation with the land registry wasn't available.

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many properties are regestered with the Regesrty of Deeds and have excellent root of title. If the property has not been sold in the last 20 years or so then it is likely to only be regestered there and can be quite fine. If there are title issues then dont buy the property at all unless you Solicitor can assure you that they are irrelevent.

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All land in NI has to be registered with Land Registry, currently this one isn’t. All the info is in these links – if you’re buying your solicitor will be responsible for the registration. When getting quotes from sols tell them the property is unregistered as it will affect the price you pay.

http://www.dfpni.gov.uk/lps/index/land_registration-2/compulsory_first_registration/compulsory_first_registration_-_frequently_asked_questions.htm

http://http://www.dfpni.gov.uk/lps/index/land_registration-2/compulsory_first_registration.htm

Yes wherebee :rolleyes: that's right.

All right possum? I have just always wanted to say that :)

No, just because the land is unregestered will not necessarly effect the price you should offer. It just means that it has not changed hands (unless betwennn husband and wife) since the new rules where introduced. It is not a blight on the land/house. If you purchase the land/house your Sol will be required to regester it at Land Reg, which is something you would want to do anyway even if it wasnt a legal requirement.

There are many examples of houses that remained in familys for generations that have not been regestered. They may very well have excellent root of title.

The solicitors will have more work to do so their costs will be higher which is why I said when getting sol quotes, let them know in advance that their is no registration. The purchase price of the property should not be affected.

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