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House Price Crash Forum

Does A Credit Check Affect Your Credit Rating?

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Good Morning Folks

I am thinking of buying a new property for which I will need a mortgage. For this, I am thinking of going to a mortgage broker to get me the best deal. However, I am thinking of going to more than one broker in order to do this, so that I can compare their services. So you think this is a good idea?

Also, each broker would want to do a credit check on me before acting on my behalf. So, would more than one credit check done affect my credit rating?

Thanks in advance for your responses.

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You'll only do the credit check when you apply for a mortgage product which comes a little later down the line.

you can see as many brokers as you want and not need to do a credit check until you have an offer accepted and a product in mind.

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