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Investing In Bonds?

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I have invested in some physical gold and silver, but don't really want to buy any more, as I am over 50% in precious metals as it is. I stil have some cash, which I am not comfortable with sitting in a bank - because I am an unsecured creditor and because I hate the idea that I am doing the bank a service by contributing to their capital requirements even in the tiniest way! I am looking for ways to be as liquid as cash, but do not want to get into the stock exchange, which I think is ready to cash. The only other thing I can think of is investing in bonds, possibly German government bonds. Does anyone here invest in bonds and can they contribute any pros and cons about owning bonds?

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If you are under the 85k government guarantee scheme I should get some sleep :)

You could diversify into other currencies using a service like currency fair (which is not guaranteed.

Are you looking for high yield./returns or safety?

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If you are under the 85k government guarantee scheme I should get some sleep :)

I am, but I don't trust ANY government guarantee. Look at Cyprus.

You could diversify into other currencies using a service like currency fair (which is not guaranteed.

Done that already.

Are you looking for high yield./returns or safety?

Safety. I don't like risks .... and don't believe there are any high yields anymore (except if you are a too-big-too-jail bank getting free money from the central bank).

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If you are under the 85k government guarantee scheme I should get some sleep :)

I am, but I don't trust ANY government guarantee. Look at Cyprus.

You could diversify into other currencies using a service like currency fair (which is not guaranteed.

Done that already.

Are you looking for high yield./returns or safety?

Safety. I don't like risks .... and don't believe there are any high yields anymore (except if you are a too-big-too-jail bank getting free money from the central bank).

premium bonds. return is bad, but as bad as cash in most banks. in terms of a bail in, I think it will be last in the queue as the amounts are small and the holders are normally the high voting eldsters. near instant access too.

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I have invested in some physical gold and silver, but don't really want to buy any more, as I am over 50% in precious metals as it is. I stil have some cash, which I am not comfortable with sitting in a bank - because I am an unsecured creditor and because I hate the idea that I am doing the bank a service by contributing to their capital requirements even in the tiniest way! I am looking for ways to be as liquid as cash, but do not want to get into the stock exchange, which I think is ready to cash. The only other thing I can think of is investing in bonds, possibly German government bonds. Does anyone here invest in bonds and can they contribute any pros and cons about owning bonds?

50% is a lot in precious metal! Can I ask what form you have these in? ETF's or coins under the bed!

I understand you hating the idea of keeping any money in the bank but cash under 85k is about as safe as its going to get. There's a risk wherever you put it.

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