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External Wall Cracking


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Hi,

I'm new here - so prob the wrong section - however-

Been to view a house a couple of times - am concernoned about a couple of things -

Most notably, the external walls show signs of cracking (in the mortar) around the ground floor window lintels. I think what has happened is the steel linteld have corroded and expanded causing the cracking. In one area, a crack has extended to the corner of the house (3 feet long).

My question is will this affect my ability to get a mortgage on this property and will it likely fail a building inspection - or is this normal enough occurrence?

The house is comptitively priced and this is main reason putting me off.

Inputs greatly appreciated

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I spoke to someone that knew what they were talking about who had a quick look and said same thing as above - clean out and repoint.

My question really is: Would this fail a building survey and affect ability to get a mortgage?

If it is just the superficial damage cause buy lintel corrosion I wouldn't be overly worried about it?

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If it's a 100 year old house it could be a crack from previous movement that's now moved as much as it's ever going to. A lot of Edwardian terraces can have wonkiness from initial movement that often is't a big deal. A bit of repointing if that.

Of course, only a full inspection will let you know for certain. Suffice to say a full structural survey on most older houses, especially those that are obviously dated, will basically suggest everything needs further investigation, so they can seem a bit useless.

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I agree with the above. If it is putting you off then it could equally put off purchasers when you want to sell. My advice would be to buy new or nearly new with a good part of the 10 year structural warranty from the NHBC.

You know of course that NHBC never accept liability or pay out on a claim.

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  • 433 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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