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External Wall Cracking

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Hi,

I'm new here - so prob the wrong section - however-

Been to view a house a couple of times - am concernoned about a couple of things -

Most notably, the external walls show signs of cracking (in the mortar) around the ground floor window lintels. I think what has happened is the steel linteld have corroded and expanded causing the cracking. In one area, a crack has extended to the corner of the house (3 feet long).

My question is will this affect my ability to get a mortgage on this property and will it likely fail a building inspection - or is this normal enough occurrence?

The house is comptitively priced and this is main reason putting me off.

Inputs greatly appreciated

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Sounds like a right lemon. If your interest was spakred because it's notably cheap then you may just have worked out why.

Walk away is my advice,there are loads of properties out there that aren't at risk of collapse.

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I agree with the above. If it is putting you off then it could equally put off purchasers when you want to sell. My advice would be to buy new or nearly new with a good part of the 10 year structural warranty from the NHBC.

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Our old house had WW2 Bomb damage cracks.

I used a grinder to grind them out filled them and painted over them before we sold. The new owner and valuation surveyor did not notice.

The house is still standing.

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sounds like one i bought once.. get a structural engineer to have a look , it might need underpinning ,,or just repointing and plastering inside.

mine was cash and I saved 20k

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I spoke to someone that knew what they were talking about who had a quick look and said same thing as above - clean out and repoint.

My question really is: Would this fail a building survey and affect ability to get a mortgage?

If it is just the superficial damage cause buy lintel corrosion I wouldn't be overly worried about it?

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it could, I would brother money from elsewere ,a loan ,to fix the proplem if you cant get a mortgage.

I know someone who had to get a kitchen in ,before theyre give him a mortgage

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If it's a 100 year old house it could be a crack from previous movement that's now moved as much as it's ever going to. A lot of Edwardian terraces can have wonkiness from initial movement that often is't a big deal. A bit of repointing if that.

Of course, only a full inspection will let you know for certain. Suffice to say a full structural survey on most older houses, especially those that are obviously dated, will basically suggest everything needs further investigation, so they can seem a bit useless.

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I agree with the above. If it is putting you off then it could equally put off purchasers when you want to sell. My advice would be to buy new or nearly new with a good part of the 10 year structural warranty from the NHBC.

You know of course that NHBC never accept liability or pay out on a claim.

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You know of course that NHBC never accept liability or pay out on a claim.

No

Your statement is untrue.

They repair many properties every year under their 10 year warranty.

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