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cashinmattress

The Evil Clown Corporation

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All Natalie Gunshannon wanted was to be paid a fair wage for her work, she said.

Gunshannon, 27, of Dallas Township, worked at McDonald's Restaurant on the Dallas Highway from April 24 to May 15. When she received her first paycheck, enclosed was a Chase Bank debit card with instructions on how to use it and the fees attached.

Her future earnings would be deposited into the debit card account and she could access her money from there. Gunshannon never signed the card and when she returned to work she asked her supervisor if she could be paid by check or by direct deposit. She was told the card was the only option.

Gunshannon, a single mother of one daughter, quit her job at McDonald's and went to see an attorney, Mike Cefalo of West Pittston. A class-action lawsuit was filed Thursday in Luzerne County Court by Cefalo on behalf of Gunshannon and other employees, seeking damages, fees and costs.

The suit seeks an unspecified amount of monetary damages and asks for punitive, compensatory and liquidated damages, plus legal fees and litigation costs against the company for its "ill-gotten gains contrary to justice, equity, good conscience and Pennsylvania law."

Gunshannon said she didn't sign the card and chose to not enroll in the payroll system offered because she felt the fees would be exorbitant and actually drop her earnings below minimum wage.

She was to be paid about $7.44 per hour - her paystub didn't list her hourly rate. Minimum wage is $7.25.

According to the complaint filed, the JP Morgan Chase payroll card lists several fees, including a $1.50 charge for ATM withdrawals, $5 for over-the-counter cash withdrawals, $1 per balance inquiry, 75 cents per online bill payment and $15 for lost/stolen card.

Gunshannon said she had taken her concerns to the main office of the franchise holder - Albert and Carol Mueller, trading as McDonald's, in Clarks Summit. She was told that the card was the only option, she said.

In a statement issued by public relations coordinator Beth Dal Santo, the Muellers declined to comment on the suit, stating they had not seen a copy of the complaint.

"We value our employees and everything they do for our organization," the statement added. "We are committed to providing them the best possible work environment so they can deliver the fast, reliable service that our customers expect."

Cefalo called the payroll system "another example of corporate greed."

Cefalo said the debit card method and its fees are "squeezing the most vulnerable of our society. They make minimum wage or a little more and they squeeze money from them."

Cefalo said many more people are coming forward and telling the same stories. Pennsylvania law states employees are entitled to have a choice to be paid by check or cash, he said.

"When they work hard and earn their wages, why should they have to pay fees to collect their rightful wages?" Cefalo asked.

Gunshannon said she is looking for another job and the first question she asks is how employees are paid.

"I need to receive all the money I earn," she said.

"I can't afford to lose even a few dollars per paycheck. I just think people should be paid fairly and not have to pay fees to get their wages."

Holy crap. Is this the new thing?

Perhaps if they can set the precedent all lowly workers in the western hemisphere are going to see their pay in the form of a loaded debt card scheme, with all the fees.

JP Morgan truly is a scumbag outfit.

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Holy crap. Is this the new thing?

Perhaps if they can set the precedent all lowly workers in the western hemisphere are going to see their pay in the form of a loaded debt card scheme, with all the fees.

JP Morgan truly is a scumbag outfit.

Of course it is, we are already going that way here.

How many workers get paid by cheque here? Or cash?

They keep trying to close down the cheque system... and they keep saying that cash is bad and outmoded and should be withdrawn...

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Of course it is, we are already going that way here.

To a degree. We are still paid into the account of your choice.

'Free' banking in the UK is not going to be around forever, then we join the foray. It's closer than most would think. So is having your pay only into a certain bank.

Perhaps Sweden has been the litmus test for westernised nations being forced into a cashless society, because above all countries I've been to, they LIVE on plastic and many establishment won't accept cash at all.

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To a degree. We are still paid into the account of your choice.

'Free' banking in the UK is not going to be around forever, then we join the foray. It's closer than most would think. So is having your pay only into a certain bank.

Perhaps Sweden has been the litmus test for westernised nations being forced into a cashless society, because above all countries I've been to, they LIVE on plastic and many establishment won't accept cash at all.

the account of your choice is less and less relevant as the big banks keep gobbling up small ones and merging.

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the account of your choice is less and less relevant as the big banks keep gobbling up small ones and merging.

Yes. It sucks.

The illusion of choice for consumers is eroding with every passing day.

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A fairly large portion of the workforce in the US are 'un-banked'. For various reasons, they have no bank account. Lot's of cheque-acceptor ATM's across there, you just pop your cheque in, it get's validated, out comes the cash. No questions asked, small fee to be paid.

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A fairly large portion of the workforce in the US are 'un-banked'. For various reasons, they have no bank account. Lot's of cheque-acceptor ATM's across there, you just pop your cheque in, it get's validated, out comes the cash. No questions asked, small fee to be paid.

and?

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They keep trying to close down the cheque system...

I make a point of using cheques for as much as possible. Other people I know do the same.

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and?

The system used to pay wages in the US differs greatly from ours.... doesn't make Micky Dee's particularly evil. Duh!

Edit for clarity: Other elements of their business model are particularly evil, I just don't see this as one of them.

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The system used to pay wages in the US differs greatly from ours.... doesn't make Micky Dee's particularly evil. Duh!

not sure that is anything to do with the right or wrong here. the lady has to pay a fee to spend ANY of her money or even see if the money has gone in.

She should have the right to cash...there are no fees for using it. If she wants all the bells and whistles of a card, then she should be free to get one of her own.

The Class action suit says it all.

Lets hope they win.

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not sure that is anything to do with the right or wrong here. the lady has to pay a fee to spend ANY of her money or even see if the money has gone in.

She should have the right to cash...there are no fees for using it. If she wants all the bells and whistles of a card, then she should be free to get one of her own.

The Class action suit says it all.

Lets hope they win.

Huge implications for business. Wages reduced to cover the cost of transportation and security? Can't argue with the point about choosing your own account tho.

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Guest eight

Huge implications for business. Wages reduced to cover the cost of transportation and security? Can't argue with the point about choosing your own account tho.

McDonalds is a cash business. Paying staff in cash would actually save them money. That's why most pubs, restaurants here do it.

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Brilliant in its evilness.

The kind of scheme Michael O'Leary could whip up in two minutes before tucking into his cornflakes.

An extension of the tried n tested 'company store' concept. Only this way everywhere becomes a company store.

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The kind of scheme Michael O'Leary could whip up in two minutes before tucking into his cornflakes.

An extension of the tried n tested 'company store' concept. Only this way everywhere becomes a company store.

I wonder if they also get to see what their employees are spending it on?

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The kind of scheme Michael O'Leary could whip up in two minutes before tucking into his cornflakes.

An extension of the tried n tested 'company store' concept. Only this way everywhere becomes a company store.

If "everywhere becomes a company store" then cash is as much theft any pre-loaded credit card.... discuss ;)

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If "everywhere becomes a company store" then cash is as much theft any pre-loaded credit card.... discuss ;)

no, the charges mounted on the provided card make every store a company store in that the company gets a kickback.

Cash paid and spent provides no kickback to the Company.

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If "everywhere becomes a company store" then cash is as much theft any pre-loaded credit card.... discuss ;)

Ask anybody who works in oil and gas who has been posted to company towns out in bvtt-fvck nowhere, like Northern Alberta for example, where a 'static caravan' will cost you many hundreds of thousands of dollars or rent is extreme, the shops, entertainment, bars, transit, schools, banks all owned by company X.

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no, the charges mounted on the provided card make every store a company store in that the company gets a kickback.

Cash paid and spent provides no kickback to the Company.

If paid in USD, kickback is to the Fed, the biggest company store in the US.

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Ask anybody who works in oil and gas who has been posted to company towns out in bvtt-fvck nowhere, like Northern Alberta for example, where a 'static caravan' will cost you many hundreds of thousands of dollars or rent is extreme, the shops, entertainment, bars, transit, schools, banks all owned by company X.

Is this because the cost of doing business in these areas discourages other companies from competing? Is this because the company in question owns all the land for many miles around and actively suppresses competition?

Doesn't matter if it's the Government, Royalty or big business, the worker get's shafted. "them that work the hardest, are the least provided".

As per my original point, this is how it's done in the US, what makes Micky Dee's particularly evil in this respect?

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The kind of scheme Michael O'Leary could whip up in two minutes before tucking into his cornflakes.

An extension of the tried n tested 'company store' concept. Only this way everywhere becomes a company store.

I kind of like O'Leary. He recently laid into some moronic celebrity who either couldnt or wouldnt read Ryanairs T&C's. Yes, he's an arsehole, but he doesnt pretend otherwise. Better him rob you and telling you he's robbing you than some Branson type cretin rob you while telling you how great he is and how much he cares.

Not that it seemed to do Ratner much good.

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'Closed systems' like Girovend machines or Oyster card are brilliant too. Swap cash for credits and can then only spend in the closed system.

Only a matter of time before people are paid using an Oyster Card I suppose.

There's very little new under the Sun. It's just a matter of digitising it all...

wiki: Company Scrip

The practice continues today. On September 4, 2008, the Mexican Supreme Court of Justice ruled that Wal-Mart de Mexico, the Mexican subsidiary of Wal-Mart, must cease paying its employees in part with vouchers redeemable only at Wal-Mart stores.

I'd agree that fiat works along similar lines, only on a larger scale. The 'kickbacks' extracted via inflation and transaction taxes.

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Bear in mind that McD's in the US is a franchise, and the legal dispute is between the employee and the evil franchisee.

Anti-truck laws in the UK might make this illegal.

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Almost everyone in the UK who has a company pension scheme is a victim of the same scam. You don't get to choose which pension provider to have your employer's contributions paid into they happily charge you a fee for the privilege.

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  • 242 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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