Jump to content
House Price Crash Forum

Latest Changes To Mortgage Rate Deals


Recommended Posts

  • Replies 470
  • Created
  • Last Reply

Top Posters In This Topic

If you have any suggestions, I can pass them on.

Cool, ok then. On the best buys page (http://themortgagemeter.com/#/best_buys) I'd like a droplist on the right column for the 'initial rate period'. I want to see the 'best 5-years fixeds'. At the moment I can't because all the 'best' overall are 2-year fixeds which I wouldn't ever touch. At the moment setting the rate to 'fixed' gives me ten 2-yr fixeds.

I might be interested in something just a little bit worse than 'best'. Ie the top 20 or 50, not just the top ten :)

Link to comment
Share on other sites

I had to double check on the site itself, as I thought it must be a bug.

But no: Nationwide now don't bother with 60% LTV mortgages.

http://www.nationwide.co.uk/mortgages/interestrates-types/rates.htm?propertyValue=200000&mortgageAmount=100000&mortgageTerm=25&buyerType=ftb

The new rates at the remaining higher LTVs are often lower than those on the withdrawn 60% deals.

So FLS is definitely having an effect here, but who'll take them up?

Link to comment
Share on other sites

The new rates at the remaining higher LTVs are often lower than those on the withdrawn 60% deals.

So FLS is definitely having an effect here, but who'll take them up?

I'm quite tempted, to be honest. One of the barriers to me taking them up is the constraint on getting hold of the ready cash. Most of it is tied up in multi-year bonds.

Link to comment
Share on other sites

  • 2 weeks later...

http://themortgagemeter.com/#/latest_changes

Looks like HSBC have removed some 7 year fixes, and tightened a bit on the higher LTVs.

Any 10 year fixed still around?? Or are banks afraid of inflation in the medium term?

Edit: I've found this: http://www.money.co.uk/mortgages/10-year-fixed-rate-mortgages.htm

Lowest rate for a 75% LTV is 4.6%aa.

Edited by Tired of Waiting
Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
 Share

  • Recently Browsing   0 members

    • No registered users viewing this page.




×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.