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Independent Inquiry Into The Affordable Homes Crisis


timebandit

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HOLA441
The National Inquiry into the Affordable Homes Crisis is seeking evidence on the key issues being faced by those who cannot afford or who are struggling to afford a decent home. It is inviting views on what people think needs to be done to address the need for more affordable homes in different parts of England.

Your experience and thoughts, and those of friends and family members, are very important to the Inquiry. I very much hope that you will take part and that you will be able to spare some time to give us your views. All the evidence gathered will input into our recommendations and be used in our final report to be launched in early 2012.

SURVEY LINK

Who are Housing voice ?

Answer

Housing Voice The Affordable Homes Alliance

Housing Voice is the campaign alliance established to champion the need for more affordable homes to buy or rent. With the shortfall in housing projected to be 750,000 by 2025, the average house price more than 8 times the average salary, more than one 1.6 million households on waiting lists, the average age of a first time buyer being 37 and rents in the private rented sector continuing to grow faster than incomes in many parts of the country, NOW is the time for a new approach.

Housing Voice is a broad civil society alliance backed by Citizens Advice, CDS Co-operatives, Child Poverty Action Group (CPAG), National Housing Federation (NHF), National Union of Students (NUS), Sitra – the charity for supported people, TUC and UNISON. Lord Larry Whitty is the chair of Housing Voice and secretariat support is provided by Connect Communications.

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HOLA442
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HOLA444
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HOLA445

Who are Housing voice ?

Housing Voice is a broad civil society alliance backed by Citizens Advice, CDS Co-operatives, Child Poverty Action Group (CPAG), National Housing Federation (NHF), National Union of Students (NUS), Sitra – the charity for supported people, TUC and UNISON. Lord Larry Whitty is the chair of Housing Voice and secretariat support is provided by Connect Communications.

Yeah, right. An "independent" inquiry funded by the Labour Party. This is nothing but a lame attempt to provide political cover for the people who created the housing crisis in the first place.

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HOLA446

Yeah, right. An "independent" inquiry funded by the Labour Party. This is nothing but a lame attempt to provide political cover for the people who created the housing crisis in the first place.

+10000000000000000000000000000000000000000000000000000000

SHHHHHHHHH.......QUIET. [dont tell the students and the working man that ..............................See my Sig

Edited by Milton
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HOLA447

Who are Housing voice ?

Yeah, right. An "independent" inquiry funded by the Labour Party. This is nothing but a lame attempt to provide political cover for the people who created the housing crisis in the first place.

Is citizens advice, the CAB?

If so why are they funding this, they always complain that they have no cash themselves?

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Who are Housing voice ?

Yeah, right. An "independent" inquiry funded by the Labour Party. This is nothing but a lame attempt to provide political cover for the people who created the housing crisis in the first place.

Where were these idiots when Brown was blowing a huge housing bubble? Oh IC, they have just found their "Voice."

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HOLA4410

Steer clear, another Labour man with a degree in economics:

John Lawrence Whitty, Baron Whitty, PC (born 15 June 1943), known as Larry Whitty, is a British Labour Party politician.

He was employed by the Trades Union Congress from 1970 to 1973 and the General Municipal Boilermakers and Allied Trade Union from 1973 to 1985.

In 1985, Whitty became the General Secretary of the Labour Party, a post he held until 1994. He was part of the reforming leadership of Neil Kinnock and in the role progressed a wide-ranging agenda including reform of internal rules, a shift towards a national membership scheme, the internal Policy Review and the expulsion of the entryist Militant Tendency. Whitty's period as General Secretary meant that he oversaw the 1987 and 1992 general elections and the election of John Smith and Tony Blair as Leaders of the Party. He was the European Co-ordinator for the Labour Party from 1994 to 1997.

http://en.wikipedia.org/wiki/Larry_Whitty,_Baron_Whitty

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HOLA4411

It's an odd questionnaire - for instance:

Have you ever found it difficult to afford your rent or mortgage payments?

Yes, but not recently

Yes, but only recently

No, I have always managed my housing costs and will continue to do so

No, but I am worried that my living and housing costs are getting harder to meet

Other (Please Specify):

Why no "Yes, always"? If I thought for a moment that the authors had an agenda, they're counting on more option 2 takeup than option 1, which dumps the blame on the tories, but avoids my option 3 which would spread the blame, so to speak...

I'm going to bed. When some socialist politicians with integrity and basic maths skills turn up, can someone wake me?

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HOLA4412

'Barriers to affordable housing' - I see there's no option of, 'House prices are simply too high.'

Wish I could say I'm surprised.

I filled this in and tried to point out the obvious.

I do expect though that my comments are regarded as extremist rubbish, after all we cannot damage everyone's property portfolios can we....

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HOLA4413

I filled this in and tried to point out the obvious.

I do expect though that my comments are regarded as extremist rubbish, after all we cannot damage everyone's property portfolios can we....

I didn't bother.

The questions are couched in such in a way as make it impossible to say what I really want to (that THE RENT IS TOO DAMNED HIGH).

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HOLA4414

I filled this in and tried to point out the obvious.

I do expect though that my comments are regarded as extremist rubbish, after all we cannot damage everyone's property portfolios can we....

Me too, I made a comment in one of the boxes about high house prices causing the problem, im sure they will just put it in the bin :(

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HOLA4415

Like me you could always email Steve Barwick direct. Ask why they decided to opt out of asking the obvious question, that the Labour party polices caused the UK housing bubble.

steve@connectpa.co.uk

ADDED

I also gave Steve Barwick a link to this thread, if he wishes to respond.

Senior Policy Consultant and Account Director

Steve’s professional career includes working in Westminster for a number of senior Labour MPs, a successful stint as Director at Connect and a leading role at 4NW, the Leaders Board, in the North West. He is a specialist in regional - as well as sub-regional, city region, and local - strategic policy development.

Steve’s specific policy expertise is in sustainable economic development as well as in all related issues including low carbon, housing, transport, public health, Europe and equality and diversity. Steve is adept in strategic advice, partnership building and stakeholder engagement – skills that helped him, and Connect, to be awarded two awards: for assisting financial services trade union UNIFI stop the largest ever corporate takeover (Abbey National by Lloyds TSB in 2001); and successfully advising BAAF on amending Adoption and Children Bill so unmarried couples were eligible to adopt in 2002.

Edited by timebandit
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HOLA4416

what a pile of shit questionaire

question 5:

Please rank the following barriers to affordable housing in order of importance? (5 = most important, 1 = least important)

[*]Being on a low income

[*]The lack of new social and other homes being built

[*]Changes to housing and welfare benefit rules

[*]Being unemployed or being unable to find suitable employment

[*]No savings and can’t afford rents/deposit/mortgage

now first off, you have to rank each answer in their importance 1 to 5, ok, but you cant use a "rank" more than once, so as there is 5 questions you have to use all 1 to 5,

also the last one No savings, etc one i dont consider no savings or a deposit a barrier, (its a neccessity, if you cant afford a deposit for a mortgage, then you can afford a mortgage, but you should be able to afford a deposit for rented, if you can then theres housing associations) but high rents/mortgages are.

i think low deposits on mortgages were and still are part of the issue, and are definatly not the cure

Me too, I made a comment in one of the boxes about high house prices causing the problem, im sure they will just put it in the bin :(

i did too

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HOLA4417

what a pile of shit questionaire

question 5:

now first off, you have to rank each answer in their importance 1 to 5, ok, but you cant use a "rank" more than once, so as there is 5 questions you have to use all 1 to 5,

also the last one No savings, etc one i dont consider no savings or a deposit a barrier, (its a neccessity, if you cant afford a deposit for a mortgage, then you can afford a mortgage, but you should be able to afford a deposit for rented, if you can then theres housing associations) but high rents/mortgages are.

i think low deposits on mortgages were and still are part of the issue, and are definatly not the cure

i did too

Thats the bit that took me ages to answer, but the answers are not relevant to what I think is important to me. Had they have put 'high house prices in there, that would have got a 5 straight away.

This survey is pointlessly avoiding the elephant in the room :huh:

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HOLA4418

The elephant in the room is the house price bubble (trebling in 10 years), which for short-term politics played to the gallery. Debt became wealth based purely on a preposterously inflated, credit-driven, effectively unregulated mortgage market. Good for bonuses and commissions and media fodder, but ultimately an economic, financial and social disaster.

It's a pity that the 2008 correction was undone by an election, with it seems everything tried to prop them up and sucker in FTBs.

There has been a blind spot about this amongst the so-called experts. Remember the Shapps FTB conference without FTBs being represented.

It seems this exercise is more of the same, when the answer is perhaps to stop interfering and properly assess lending risk.

We might look at the countries that have had their crash (US, Spain, Ireland... ), when things eventually improve, Blighty will still be crippled by high housing costs, other countries may be better placed.

Edited by tinker
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HOLA4419

what a pile of shit questionaire

question 5:

now first off, you have to rank each answer in their importance 1 to 5, ok, but you cant use a "rank" more than once, so as there is 5 questions you have to use all 1 to 5,

also the last one No savings, etc one i dont consider no savings or a deposit a barrier, (its a neccessity, if you cant afford a deposit for a mortgage, then you can afford a mortgage, but you should be able to afford a deposit for rented, if you can then theres housing associations) but high rents/mortgages are.

i think low deposits on mortgages were and still are part of the issue, and are definatly not the cure

i did too

And the only actual correct answer is not present in the list eithe, being:-

The main barrier to affordable housing is the malignent paradigm that "Affordable Housing" is some pie-in-the-sky thing and not just the taken for granted norm?

Basically the option which I believe may have been the most populus, was not present. Yes you can write a comment, but the majority, if prompted to answer tickboxes will just spend a few seconds and pick one, only the most ardent will write a comment. Thus the lack of a sensible refutal to the implied acceptance of the phrase "Affordable Housing" when in fact it should never be acceptable to conceed the implied concept of it being ok to build "unaffordable housing" is basically a smegging joke. Bunch of dickholes can ram their skewed survey up it.

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HOLA4420

Look again at this insidious questionairre. They basically are trying to get all respondants to admit by proxy to the concept of "Affordable Housing" which most people do not in fact subscribe to. This ghastly concept that a few select people should be allowed or permitted (perhaps beg?) to live in a house is abhorant. It is a passing disease born in the mind of the irrational. Bring on the times of rapid and decisive change.

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HOLA4421

Like me you could always email Steve Barwick direct. Ask why they decided to opt out of asking the obvious question, that the Labour party polices caused the UK housing bubble.

steve@connectpa.co.uk

ADDED

I also gave Steve Barwick a link to this thread, if he wishes to respond.

It is very obvious given the questions on offer that they are (deliberately) avoiding the key issue.

If house prices had not been fuelled by the idiot boom in loose credit, BTL etc. then house prices would have remained 'affordable' to most of us.

The simple principle of 3/4 even 5 times salary multiple plus a reasonable deposit and a control on BTL lending would have prevented the daft prices we have now.

For whatever reason (winning votes presumably) NuLabour chose to ignore the basics and were blinded to what was happening to their own traditional voters.

I have many friends who are 'Labour' voters and somehow they are blaming the Tories now that they cannot afford to buy their own homes (how dare the nasty banks require 10% deposits...) .

They simply cannot see that Blair and Brown deliberately priced us all out of home ownership in the pursuit of creating an illusion of wealth for those who bought pre-2000ish. The Tories should have allowed the market to correct when they got in but they are as bad as the previous lot in pursuing policies to prop the whole scam up. The shit has to hit the fan at some point and more and more genuine 'hard working British families' are going to be shafted as the whole thing unravels.... :angry:

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HOLA4422

what a pile of shit questionaire

question 5:

now first off, you have to rank each answer in their importance 1 to 5, ok, but you cant use a "rank" more than once, so as there is 5 questions you have to use all 1 to 5,

also the last one No savings, etc one i dont consider no savings or a deposit a barrier, (its a neccessity, if you cant afford a deposit for a mortgage, then you can afford a mortgage, but you should be able to afford a deposit for rented, if you can then theres housing associations) but high rents/mortgages are.

i think low deposits on mortgages were and still are part of the issue, and are definatly not the cure

i did too

'Please rank the following barriers to affordable housing in order of importance?

I'd love an affordable house, but I can't afford it.

I hear that in Northern Ireland, they have a technology capable of reducing the cost of all housing. Perhaps we could use that?

I know it's been said before, but the idea of 'affordable housing' is the about as bad as focus group, diversity-speak, Orwellian labour party ******** ever gets.

This reads a lot like a push poll designed to frame the debate.

Edited by (Blizzard)
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HOLA4423

I have many friends who are 'Labour' voters and somehow they are blaming the Tories now that they cannot afford to buy their own homes (how dare the nasty banks require 10% deposits...) .

They are the same players, they are the same people. The way your friends are led to blindly think one path is better than the other when they both lead to the same ruin is Macciavellian in it's insepid making. I almost admire it.

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HOLA4424

Like me you could always email Steve Barwick direct. Ask why they decided to opt out of asking the obvious question, that the Labour party polices caused the UK housing bubble.

steve@connectpa.co.uk

ADDED

I also gave Steve Barwick a link to this thread, if he wishes to respond.

If Steve Barwick does make an appearance, I'd like to ask him the following:

What, structurally speaking, is the difference between a four bedroomed unaffordable house, and a four bedroomed affordable house?

In the 90s most housing was affordable. When and why did we start building unaffordable houses?

Why did we build so many affordable houses in the North, and so few in central London?

Edited by (Blizzard)
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HOLA4425

I fully agree that this 'poll' is designed to give the desired answer however I still completed it making full use of the comments boxes.

More and more now I am hearing the kind of comment that was the reserve of this place being aired by friends and colleagues which leads me to believe sentiment is changing.

This poll seems more like an attempt to confirm their preformed opinions, to gain some validity.

Did their teachers never tell them 'You're only cheating yourself?'

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