Jump to content
House Price Crash Forum

Archived

This topic is now archived and is closed to further replies.

Frank Mason

Car Insurance

Recommended Posts

Hi fellow forumers,

I am looking to change my car insurance, am currently with DirectLine; anyone got any recommendations on who to use or to avoid like the plague?

This may save me some trawling on the web.

Thanks

Frank

Share this post


Link to post
Share on other sites

http://www.confused.com search near enough everyone.

Hi eek,

Thanks for that, I remember seeing their TV adverts now.

However their website isn't all that, and despite numerous attempts I have not managed to get it to search for me.... I enter my email address, it tells me some crap about hotmail and then says I haven't entered a password when I did!

Ne'er mind...

Frank

Share this post


Link to post
Share on other sites

Hi eek,

Thanks for that, I remember seeing their TV adverts now.

However their website isn't all that, and despite numerous attempts I have not managed to get it to search for me.... I enter my email address, it tells me some crap about hotmail and then says I haven't entered a password when I did!

Ne'er mind...

Frank

I have just had renewal notice through for my wife's car - £620 - up from £ 510 last year (10 years no claims as well :angry: ) I used confused.com and it brought up £ 520 - not £ 620, when I questioned the insurer (Diamond) they basically shrugged it off.

Interestingly, Moneysavingexpert.com (loads of good advice on there) recommended re-applying with your existing insurer but pretend to be a new applicant. I did this on Diamond's website, making sure that all details were the same as our existing policy, but substituting surnames and house number. Guess what? I got an offer, as a new customer of £ 414.00! Quite a saving. I rang renewals and gave them the quote reference number, they weren't very happy but had to concede and I saved over £200 just by being a bit sneaky! Diamond are the cheapest for lady drivers, new quotes anyway.

Hope this is of help! :)

Share this post


Link to post
Share on other sites

Try this - http://www.adrianflux.co.uk/

Just fill out the online form and submit it, they will e-mail you back with price, or click on the call back button and they will phone you so it don't cost a thing.

I had my renewal come through from them in September, the premium was slightly less than i expected, but i wanted more off the quote, after a bit of searching i got a quote elsewhere £38 cheaper, so i phoned AdrianFlux told them i have a cheaper quote, all the lady asked me for was how much cheaper, did not want me to provide any proof, came back to me with a quote £23 cheaper than that.

So for taking the time to press a few buttons on a keyboard i got my insurance for £61 less than the original quote without the hassle of moving insurance companies, also it made my insurance premium this year the same as what i paid last year for a slightly older, less powerful, equipped car.

Share this post


Link to post
Share on other sites

I have just had renewal notice through for my wife's car - £620 - up from £ 510 last year (10 years no claims as well :angry: ) I used confused.com and it brought up £ 520 - not £ 620, when I questioned the insurer (Diamond) they basically shrugged it off.

Interestingly, Moneysavingexpert.com (loads of good advice on there) recommended re-applying with your existing insurer but pretend to be a new applicant. I did this on Diamond's website, making sure that all details were the same as our existing policy, but substituting surnames and house number. Guess what? I got an offer, as a new customer of £ 414.00! Quite a saving. I rang renewals and gave them the quote reference number, they weren't very happy but had to concede and I saved over £200 just by being a bit sneaky! Diamond are the cheapest for lady drivers, new quotes anyway.

Hope this is of help! :)

What more do you expect from Diamond, the sexist insurer and proud of it. If your wife had phoned up, they might have been more helpful.

Remember, insurance is probably the only industry left that is legally allowed to be sexist. The adverts they used to show really wound me up with that stupid bint just about to burn out the 3rd clutch on her car while wearing a stupid wooly skiing hat, or whatever it was.

What? Don't like the burning out a clutch comment? Well, I don't like Diamond insurance either with its "men are too dangerous to insure" rubbish.

Booo, hisss.

Share this post


Link to post
Share on other sites

got my gf a great deal from norwich union direct (online).

i found diamond to be cr@p for prices......a lot of these specialist ones are never very good and i've always found they can be beaten by a big name insurer at some point.

Share this post


Link to post
Share on other sites
got my gf a great deal from norwich union direct (online).

i found diamond to be cr@p for prices......a lot of these specialist ones are never very good and i've always found they can be beaten by a big name insurer at some point.

If your young I try Elephant!

I still try other insurance companies/brokers but they come no where near. I have just renewed it (for the end of this month) and 12 months is less than £400 - for a 170bhp car (i'm 24). Other insurers still come in near £1k - then they ring and say we offer a great service. But I ain't paying over 100% more am I!!!

Also, privlage guarantee to beat your renewal quote. B***sh*t. They squirm and give every single reason to get out of it. I argued (as I had time on my hands) and they eventually agreed - saving? 100pennies (£100 more excess tho). I then said I don't want to go with a company who try to get out of anything, what if I need to make a claim. The girl was a little peed off with me...

Even confused's best was over £600.

Share this post


Link to post
Share on other sites

I reckon they're all cr@p anyway when and if it becomes time to make a claim.

Once, I was insured with Admiral, had a slight non-fault accident. Should have been an easy little repair with the other party's insurer happy to cough-up. We were "advised" that it would be safer to use one of Admiral's approved repairers. Cutting a long story short, they did an absolute BODGE job. It took close to 6 months to sort out, and only after getting the insurance ombudsman from Lloyds involved! Truly horrible experience :angry: :angry: :angry:

By the way, I'm not sure I agree entirely with the sexist insurer comments. The men v women argument is an old one, and while women probably do have more accidents than men, men are more likely to cause mass carnage than a bent bumper. It does nark me though that in this world of supposed equality, where we are expected to be equal, even when we blatantly are not, that this bias is allowed.

Personally, i think there should be even bigger discounts for (brilliant) advanced drivers like me! :D

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 members

    No registered users viewing this page.

  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.