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House Price Crash Forum

Cash Isa?


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HOLA441
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HOLA442
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HOLA443

So far nationwide looks best rate that we've found... Anywhere better?

Always best to check out Kazza's best isas currently available list on mse: http://forums.moneysavingexpert.com/showthread.php?t=401374

Its got all the different perturbations you might want, regularly updated and much easier to find what you need to know than something like moneyfacts.

SC

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HOLA444

3.2 % with halifax what have you got?

The Halifax have managed to balls up my transfer in and put me on a 0.5% rate (ISA Saver Direct) for a month. Told them to sort it and they said they would and with back-dated interest, just wait two weeks. That was three weeks ago. I've just written them a letter; man that's probably a less than 50% success rate on my ISA transfers, bloody useless (Halifax and Lloyds being the worst offenders so far - Abbey were pretty shit too)

</cathartic internet moan>

Edit: Now they appear to have voided my ISA and converted it to a 0.05% interest bearing Liquid Gold account. Gotta love dem state owned bankz.

Edited by christhpc
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HOLA445
  • 2 weeks later...
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HOLA446
  • 2 weeks later...
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HOLA447

Even the 5 year fixes at 5% are barely adequate (I don't place too much faith in the validity of the official inflation figures).

I fixed for 3 years at 3.9% about 18 months ago. It seemed a bit risky at the time as there was a feeling that IRs were sure to go up soon.

Even with 3.9% tax free I'm seeing my savings eroded. Well, the portion of my savings that isn't in the shiny stuff.

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HOLA448

Are there any accounts left that allow transfers in from expired ISAs?

Had an old one with barclays, tried to transfer the old balance (in the now crappy interest account) into a new ISA as well as funding the ISA for that year, and they moved the money from the old ISA to my current account :/

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HOLA449

Are there any accounts left that allow transfers in from expired ISAs?

Had an old one with barclays, tried to transfer the old balance (in the now crappy interest account) into a new ISA as well as funding the ISA for that year, and they moved the money from the old ISA to my current account :/

This year I've transferred all my cash ISA into Halifax, having transfered everything into the Cheshire BS last year.

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