Jump to content
House Price Crash Forum
Sign in to follow this  
SarahBell

Cash Isa?

Recommended Posts

So far nationwide looks best rate that we've found... Anywhere better?

Always best to check out Kazza's best isas currently available list on mse: http://forums.moneysavingexpert.com/showthread.php?t=401374

Its got all the different perturbations you might want, regularly updated and much easier to find what you need to know than something like moneyfacts.

SC

Share this post


Link to post
Share on other sites

3.2 % with halifax what have you got?

The Halifax have managed to balls up my transfer in and put me on a 0.5% rate (ISA Saver Direct) for a month. Told them to sort it and they said they would and with back-dated interest, just wait two weeks. That was three weeks ago. I've just written them a letter; man that's probably a less than 50% success rate on my ISA transfers, bloody useless (Halifax and Lloyds being the worst offenders so far - Abbey were pretty shit too)

</cathartic internet moan>

Edit: Now they appear to have voided my ISA and converted it to a 0.05% interest bearing Liquid Gold account. Gotta love dem state owned bankz.

Edited by christhpc

Share this post


Link to post
Share on other sites

Well HBSC have rung twice asking if we want to keep our isas with them at 2.9% - they are not interested in matching any other rate so screw them!

Will be moving them shortly. :)

Share this post


Link to post
Share on other sites

Even the 5 year fixes at 5% are barely adequate (I don't place too much faith in the validity of the official inflation figures).

I fixed for 3 years at 3.9% about 18 months ago. It seemed a bit risky at the time as there was a feeling that IRs were sure to go up soon.

Even with 3.9% tax free I'm seeing my savings eroded. Well, the portion of my savings that isn't in the shiny stuff.

Share this post


Link to post
Share on other sites

Are there any accounts left that allow transfers in from expired ISAs?

Had an old one with barclays, tried to transfer the old balance (in the now crappy interest account) into a new ISA as well as funding the ISA for that year, and they moved the money from the old ISA to my current account :/

Share this post


Link to post
Share on other sites

Are there any accounts left that allow transfers in from expired ISAs?

Had an old one with barclays, tried to transfer the old balance (in the now crappy interest account) into a new ISA as well as funding the ISA for that year, and they moved the money from the old ISA to my current account :/

This year I've transferred all my cash ISA into Halifax, having transfered everything into the Cheshire BS last year.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
Sign in to follow this  

  • Recently Browsing   0 members

    No registered users viewing this page.

  • 312 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.