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southmartin

Changing My Pension

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I currently have a private pension, which is invested in a few different types of funds, but I'm keen to change it so that I no longer invest in property (commercial or residential) funds, and instead, invest in companies that have limited exposure to the UK (or at least are exposed everywhere!) and countries that have space, land and commodity assets.

The question is, how do i go about changing the setup of my pension? The advisor i used to set it up is no longer alive, so do I just call up a new IFA and do it through them? or can I ring up the pension company and specify what changes I want to make?

If the former, then please PM me any recommendations for non-spiv IFAs please! - thanks

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I currently have a private pension, which is invested in a few different types of funds, but I'm keen to change it so that I no longer invest in property (commercial or residential) funds, and instead, invest in companies that have limited exposure to the UK (or at least are exposed everywhere!) and countries that have space, land and commodity assets.

The question is, how do i go about changing the setup of my pension? The advisor i used to set it up is no longer alive, so do I just call up a new IFA and do it through them? or can I ring up the pension company and specify what changes I want to make?

If the former, then please PM me any recommendations for non-spiv IFAs please! - thanks

Contact your pension provider and ask to see details of what other funds they offer. You may find something that suits your needs, especially when you consider that the majority of profits of the FTSE100 are made outside the UK.

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I currently have a private pension, which is invested in a few different types of funds, but I'm keen to change it so that I no longer invest in property (commercial or residential) funds, and instead, invest in companies that have limited exposure to the UK (or at least are exposed everywhere!) and countries that have space, land and commodity assets.

The question is, how do i go about changing the setup of my pension? The advisor i used to set it up is no longer alive, so do I just call up a new IFA and do it through them? or can I ring up the pension company and specify what changes I want to make?

If the former, then please PM me any recommendations for non-spiv IFAs please! - thanks

You can call your pension provider and ask them what funds they have available. If you don't like the choice, you can transfer your funds to another provider.

Although residential property funds are allowed under the new pension rules, as far as I'm aware, there aren't any available yet, so you can be pretty sure your money isn't invested there.

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I've got an old company pension with AVIVA, and they let me change the investments on-line. Your provider may offer a similar service, but this isn't suitable if you feel the need to take financial advice on your investments.

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  • 312 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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